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ACHTERGAEL-LAMBREGTS

Active
Private limited companyfounded 2003active for 23 yearsKerkstraat(STE) 113, 9190 Stekene, BelgiumKBO/BCE: BE 0859.636.170
Summary

ACHTERGAEL-LAMBREGTS has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,607 and a net result of €21,180. Equity is shrinking by about 5.1% per year across the filed financial years. Its solvency ranks better than 87% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
ACHTERGAEL-LAMBREGTSActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712Retail sale of bread and pastry (bakery outlets) NACE 47241
10th oldest company in Stekene, Manufacturing sector1 site
Size
€60,960total assets 2025
Staff
3.1 FTE
Equity
€45,607
Profit
€21,180
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 31 days late2 of 3 deeds summarised
Why 92raises riskLast filed accounts filed 31 days late; 1 of the last 3 lateSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 2.62, cash €28,156Equity €45,607 (74.8% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 91% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+46
equity 74.8% of total assets
Liquidity 93+50
short-term debt 21.7% · cash 46.2%
Profitability 100+32
return on assets 34.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,077 companies, NACE 10, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.6%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.2 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -1.6 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 0.2%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.62, compared with 0.5 in 2024, above the usual 1.5; short-term debt: 21.7% and cash: 46.2% of total assets), and 25.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 86% on solvency, 94% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.62, cash €28,156
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Equity €45,607 (74.8% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €45,607
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
26 days late
2023
19 days early
2022
86 days late
2021
130 days late
2020
150 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Greetje LAMBREGTS (director)Director discharge
  3. Back to profitnet €21,180

Key points

  • Positive: Among the best 14% on solvencysector median 31.2% · 1,883 companies 74.8% View
  • Caution: A director leftlatest change 30-06-2026 · 1 in office 1 left View
  • Total assets 20256 financial years filed €60,960 View

By topic

Financials

Financial year
2025
Total assets
€60,960
Profit
€21,180
Solvency
74.8%
Total assets▼ 28.2%
Net result
20182025
Go to Financials

Timeline

Events
28
Since
2005
Next accounts
by 31-07-2027
  1. 31-12-2025Liquidity more than 5 times
  2. 26-08-2025Annual accounts filed
  3. 18-07-2024Reappointments: ACHTERGAEL Gregory (director) and LAMBREGTS Greetje…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
15-07-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Who signs
Each director alone
Annual meeting
Third Thursday of June at 14:00
Purpose
“Het uitbaten van een bakkerij en banketbakkerij, de fabricage van peperkoek, beschuiten…” (deed in Dutch)
Go to Articles of association

Key facts about ACHTERGAEL-LAMBREGTS

What is the company number of ACHTERGAEL-LAMBREGTS?
0859.636.170. In Belgium the VAT number is the company number with BE in front: BE 0859.636.170.
Where is ACHTERGAEL-LAMBREGTS based?
The registered office is at Kerkstraat(STE) 113, 9190 Stekene.Company details
What does ACHTERGAEL-LAMBREGTS do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of ACHTERGAEL-LAMBREGTS?
Private limited company (BV).
When was ACHTERGAEL-LAMBREGTS founded?
On 15-07-2003.
Is ACHTERGAEL-LAMBREGTS still active?
Yes, ACHTERGAEL-LAMBREGTS is an active enterprise in the KBO register.
How many employees does ACHTERGAEL-LAMBREGTS have?
On average 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACHTERGAEL-LAMBREGTS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ACHTERGAEL-LAMBREGTS profitable?
In financial year 2025, ACHTERGAEL-LAMBREGTS made a profit of €21,180.
Where can I find the annual accounts of ACHTERGAEL-LAMBREGTS?
ACHTERGAEL-LAMBREGTS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACHTERGAEL-LAMBREGTS due?
By 31-07-2027, for financial year 2026.Timeline

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