ECITY
ActiveSummary
ECITY has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €16k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency6▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.44 in 2024; short-term debt: 102.3% and cash: 6.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.5%
Return on assets
25.3%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11389 sector peers (2025).
NBB · sector comparisonPosition among 11389 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
14 d late
2023
on the day
2022
8 d late
2021
31 d early
2020
26 d late
2019
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▲ 56.5%
2024 · €-29k
2019: €-30k
2020: €-68k
2021: €-103k
2022: €-67k
2023: €-43k
2024: €-29k
2019 → 2025
Total assets
€65k▲ 11.9%
2024 · €58k
2019: €18k
2020: €27k
2021: €19k
2022: €39k
2023: €67k
2024: €58k
2019 → 2025
Net result
€16k▲ 16.0%
2024 · €14k
2019: €-37k
2020: €-38k
2021: €-35k
2022: €35k
2023: €24k
2024: €14k
2019 → 2025
Working capital
€-33k▲ 23.5%
2024 · €-43k
2019: €-37k
2020: €-74k
2021: €-108k
2022: €-72k
2023: €-61k
2024: €-43k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-103k-€-67k▲ 34.6%€-43k▲ 35.5%€-29k▲ 32.8%€-13k▲ 56.5%
Operating result€-34k-€36k€26k▼ 29.1%€16k▼ 37.9%€18k▲ 13.5%
Net result€-35k-€35k€24k▼ 32.7%€14k▼ 40.5%€16k▲ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€31k ▲ 26.0%
Current assets
€34k ▲ 1.5%
Key figures and ratios
EBITDA
€29k▲
2024 · €24k
Cash flow
€27k▲
2024 · €22k
Solvency
-19.5%▲
2024 · -50.2%
Current ratio
0.51▲
2024 · 0.44
Quick ratio
0.47▲
2024 · 0.41
Debt to equity
-6.13▼
2024 · -2.99
ROA
25.3%▲
2024 · 24.4%
Interest coverage
22.28▲
2024 · 17.22
Debt
€78k▼
2024 · €87k
Debt ≤ 1 year
€67k▼
2024 · €76k
Debt > 1 year
€11k=
2024 · €11k
Income taxes
€435▲
2024 · €434
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€58k€65k▲
Fixed assets21/28€25k€31k▲
Tangible fixed assets22/27€25k€31k▲
Plant, machinery and equipment23€1k€696▼
Furniture and vehicles24€23k€30k▲
Current assets29/58€33k€34k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€18k€24k▲
Trade receivables40€18k€23k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€58k€65k▲
Equity10/15€-29k€-13k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-54k€-38k▲
Amounts payable17/49€87k€78k▼
Amounts payable after more than one year17€11k€11k=
Financial debts170/4€11k€11k=
Amounts payable within one year42/48€76k€67k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€84€703▲
Suppliers440/4€84€703▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€63k€58k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€27k€31k▲
Operating profit (loss)9901€16k€18k▲
Financial income75/76B€18€22▲
Recurring financial income75€18€22▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€15k€17k▲
Income taxes67/77€434€435▲
Profit (loss) for the period9904€14k€16k▲
Profit (loss) for the period to be appropriated9905€14k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-38k▲
Profit (loss) brought forward from the previous period14P€-68k€-54k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
31-03
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2014
Ground area
105 m²
Building footprint
105 m²
Volume, LiDAR
774 m³
Parcel 11362H0602/02B002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Antwerpsesteenweg 296, 2950 Kapellen
since 20142.291.019.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362H0602/02B002 | Flanders | 105 m² | 1 · 105 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FELIKS INVEST
BE 1007.749.529
Anderlecht · Eq €6,958
G. VLEUGELS
BE 0818.093.347
Brussel · Eq €6,976
LSQ
BE 0841.183.505
Chaumont-Gistoux · Eq €7,035
SIXPACT
BE 1007.572.454
Damme · Eq €6,699
Sleurs & Co
BE 0788.759.458
Bree · Eq €7,104
Of 1,744 companies in sector 46150 we hold annual accounts for 759. 320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2003
Fiscal year end31-03
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46500Wholesale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.