ECCI
ActiveSummary
ECCI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€99,619) and a net result of €20,644. Equity is growing by ~3.9% per year across the filed fiscal years. Its net result ranks better than 41% of 8096 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
43 d early
2022
46 d early
2021
61 d early
2020
53 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€99,619▲ 17.2%
2024 · -€120,264
Net result
€20,644
2024 · -€3,054
Total assets
€6,000=
2023 · €6,000
Solvency
-2004.4%▼ 50.9pp
2023 · -1953.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,539-€856▲ 44.4%-€1,350▼ 57.8%-€3,054▼ 126%€20,644
Net result-€1,550below the sector's middle half-€856below the sector's middle half▲ 44.8%-€1,350below the sector's middle half▼ 57.8%-€3,054below the sector's middle half▼ 126%€20,644within the sector's middle half
Equity-€115,004below the sector's middle half▼ 1.4%-€115,860below the sector's middle half▼ 0.7%-€117,210below the sector's middle half▼ 1.2%-€120,264below the sector's middle half▼ 2.6%-€99,619below the sector's middle half▲ 17.2%
Total assets€6,000below the sector's middle half▼ 0.6%€6,000below the sector's middle half=€6,000below the sector's middle half=€6,000below the sector's middle half=
Debt€121,004▲ 1.3%€121,860▲ 0.7%€123,210▲ 1.1%€126,264▲ 2.5%€99,619▼ 21.1%
Working capital-€115,004below the sector's middle half▼ 1.4%-€115,860below the sector's middle half▼ 0.7%-€117,210below the sector's middle half▼ 1.2%-€120,264below the sector's middle half▼ 2.6%
Solvency-1916.7%below the sector's middle half▼ 36.4pp-1931.0%below the sector's middle half▼ 14.3pp-1953.5%below the sector's middle half▼ 22.5pp-2004.4%below the sector's middle half▼ 50.9pp
Current ratio0.05below the sector's middle half=0.05below the sector's middle half=0.05below the sector's middle half=0.05below the sector's middle half=
Return on assets (ROA)-25.8%below the sector's middle half▼ 807.8pp-14.3%below the sector's middle half▲ 11.6pp-22.5%below the sector's middle half▼ 8.2pp-50.9%below the sector's middle half▼ 28.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20,644 after a loss of €3,054 in 2024, the highest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€99,619▼
2024 · €126,264
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €6,851 | - | - | - | €24,440 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,851 | - | - | - | - | - |
| Other operating charges640/8 | €449 | €450 | €493 | €521 | €520 | ▼ 0.3% |
| Gross operating margin9900 | €5,760 | -€406 | -€857 | -€2,532 | €21,164 | ▲ 936% |
| Operating profit (loss)9901 | -€1,539 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
| Financial charges65/66B | €11 | - | - | - | - | - |
| Recurring financial charges65 | €11 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,550 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
| Profit (loss) for the period9904 | -€1,550 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
| Profit (loss) for the period to be appropriated9905 | -€1,550 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,000 | €6,000 | €6,000 | €6,000 | - | - |
| Current assets29/58 | €6,000 | €6,000 | €6,000 | €6,000 | - | - |
| Amounts receivable within one year40/41 | €6,000 | €6,000 | €6,000 | €6,000 | - | - |
| Trade receivables40 | €6,000 | €6,000 | €6,000 | €6,000 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,000 | €6,000 | €6,000 | €6,000 | - | - |
| Equity10/15 | -€115,004 | -€115,860 | -€117,210 | -€120,264 | -€99,619 | ▲ 17.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€123,064 | -€123,920 | -€125,270 | -€128,324 | -€107,679 | ▲ 16.1% |
| Amounts payable17/49 | €121,004 | €121,860 | €123,210 | €126,264 | €99,619 | ▼ 21.1% |
| Amounts payable within one year42/48 | €121,004 | €121,860 | €123,210 | €126,264 | €99,619 | ▼ 21.1% |
| Other amounts payable47/48 | €121,004 | €121,860 | €123,210 | €126,264 | €99,619 | ▼ 21.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,550 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
| + Depreciation and write-downs630 | €6,851 | - | - | - | - | - |
| Operating cash flow (approximation) | €5,301 | -€856 | -€1,350 | -€3,054 | €20,644 | ▲ 776% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20,644
Net result €20,644 after 4 loss-making years.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €47,181
Net result €47,181 after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2011
Ground area
3,154 m²
Building footprint
155 m²
Volume, LiDAR
684 m³
Parcel 13006B0354/00E000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ecci Bvba
since 20112.202.318.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B0354/00E000 | Flanders | 3,154 m² | 1 · 155 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Nijlen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 232 companies in sector 64190 we hold annual accounts for 110. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64190Financial service activities, except insurance and pension funding
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.