ECAREPROTECT HOLDING
ActiveECAREPROTECT HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.36M and a net result of €56k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 2384 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
6 d early
2022
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.36M▲ 4.3%
2024 · €1.31M
2022: €1.21M
2023: €1.25M
2024: €1.31M
2022 → 2025
Net result
€56k▼ 3.7%
2024 · €58k
2022: €705k
2023: €46k
2024: €58k
2022 → 2025
Total assets
€2.13M▲ 1.1%
2024 · €2.11M
2022: €2.31M
2023: €2.11M
2024: €2.11M
2022 → 2025
Solvency
64.1%▲ 1.9pp
2024 · 62.2%
2022: 52.2%
2023: 59.2%
2024: 62.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.21M-€1.25M▲ 3.8%€1.31M▲ 4.6%€1.36M▲ 4.3%
Operating result€32k-€88k▲ 179%€77k▼ 12.9%€75k▼ 1.9%
Net result€705k-€46k▼ 93.5%€58k▲ 26.4%€56k▼ 3.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€2.10M=
Current assets
€27k▲ 823%
Equity and liabilities €2.13M
Equity
€1.36M▲ 4.3%
Debt
€765k▼ 4.0%
The debt ratio falls from 37.8% to 35.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
64.1%▲
2024 · 62.2%
ROE
4.1%▼
2024 · 4.4%
ROA
2.6%▼
2024 · 2.8%
Debt
€765k▼
2024 · €797k
Debt ≤ 1 year
€239k▲
2024 · €157k
Debt > 1 year
€526k▼
2024 · €611k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€2.13M▲
Fixed assets21/28€2.10M€2.10M=
Financial fixed assets28€2.10M€2.10M=
Current assets29/58€3k€27k▲
Amounts receivable within one year40/41€3k€27k▲
Trade receivables40€2k€22k▲
Other amounts receivable41€740€4k▲
Cash at bank and in hand54/58€46€78▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.13M▲
Equity10/15€1.31M€1.36M▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€700k€700k=
Non-distributable reserves130/1€50k€50k=
Legal reserve130€50k€50k=
Distributable reserves133€650k€650k=
Profit (loss) carried forward14€109k€165k▲
Amounts payable17/49€797k€765k▼
Amounts payable after more than one year17€611k€526k▼
Financial debts170/4€211k€126k▼
Other amounts payable178/9€400k€400k=
Amounts payable within one year42/48€157k€239k▲
Current portion of amounts payable after more than one year42€84k€85k▲
Trade debts44€995€0▼
Suppliers440/4€995€0▼
Taxes, remuneration and social security45€29k€34k▲
Taxes450/3€29k€34k▲
Other amounts payable47/48€44k€120k▲
Accrued charges and deferred income492/3€28k€0▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€78k€76k▼
Operating profit (loss)9901€77k€75k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€72k€71k▼
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€58k€56k▼
Profit (loss) for the period to be appropriated9905€58k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€165k▲
Profit (loss) brought forward from the previous period14P€51k€109k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
12-08
State Gazette act
Registered officeBoard meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move · Power of attorney3 facts ▸
- Board meeting, 01/06/2026
- Registered-office move, Lodewijk De Raetlaan 39/1 te 8870 Izegem
- Power of attorney, Luminad
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €46k ▼93.5%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk de Raetlaan 398870 IzegemGround area
2,648 m²
Building footprint
876 m²
Volume, LiDAR
7,873 m³
Parcel 36009A0479/00S000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ecare-Bodyprotect
since 20212.330.383.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0479/00S000 | Flanders | 2,648 m² | 1 · 876 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,943 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.