Summary
FC-Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.36M and a net result of €308k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 2399 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
126 d early
2024
44 d early
2023
35 d early
2022
1 d late
2021
32 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.36M▼ 20.5%
2024 · €1.72M
2019: €17klowest in 7 years
2020: €656k▲ +3701% vs 2019
2021: €1.09M▲ +66.5% vs 2020
2022: €1.46M▲ +33.6% vs 2021
2023: €1.46M● 0.0% vs 2022
2024: €1.72M▲ +17.7% vs 2023highest in 7 years
2025: €1.36M▼ -20.5% vs 2024
2019 → 2025
Net result
€308k▲ 19.2%
2024 · €258k
2019: €-3klowest in 7 years
2020: €639k▲ +23473% vs 2019highest in 7 years
2021: €437k▼ -31.7% vs 2020
2022: €367k▼ -16.0% vs 2021
2023: €503k▲ +37.0% vs 2022
2024: €258k▼ -48.7% vs 2023
2025: €308k▲ +19.2% vs 2024
2019 → 2025
Total assets
€1.74M▼ 7.8%
2024 · €1.88M
2019: €1.24Mlowest in 7 years
2020: €1.37M▲ +10.4% vs 2019
2021: €1.62M▲ +18.0% vs 2020
2022: €1.90M▲ +17.4% vs 2021
2023: €2.27M▲ +19.7% vs 2022highest in 7 years
2024: €1.88M▼ -17.0% vs 2023
2025: €1.74M▼ -7.8% vs 2024
2019 → 2025
Solvency
78.5%▼ 12.6pp
2024 · 91.1%
2019: 1.4%lowest in 7 years
2020: 47.9%▲ +3343% vs 2019
2021: 67.7%▲ +41.1% vs 2020
2022: 76.9%▲ +13.7% vs 2021
2023: 64.3%▼ -16.4% vs 2022
2024: 91.1%▲ +41.7% vs 2023highest in 7 years
2025: 78.5%▼ -13.8% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.09M-€1.46M▲ 33.6%€1.46M=€1.72M▲ 17.7%€1.36M▼ 20.5%
2021: €1.09Mlowest in 5 years
2022: €1.46M▲ +33.6% vs 2021
2023: €1.46M● 0.0% vs 2022
2024: €1.72M▲ +17.7% vs 2023highest in 5 years
2025: €1.36M▼ -20.5% vs 2024
Operating result€-30k-€-15k▲ 49.0%€-5k▲ 70.0%€-2k▲ 65.6%€1k
2021: €-30klowest in 5 years
2022: €-15k▲ +49.0% vs 2021
2023: €-5k▲ +70.0% vs 2022
2024: €-2k▲ +65.6% vs 2023
2025: €1k▲ +168% vs 2024highest in 5 years
Net result€437k-€367k▼ 16.0%€503k▲ 37.0%€258k▼ 48.7%€308k▲ 19.2%
2021: €437k
2022: €367k▼ -16.0% vs 2021
2023: €503k▲ +37.0% vs 2022highest in 5 years
2024: €258k▼ -48.7% vs 2023lowest in 5 years
2025: €308k▲ +19.2% vs 2024
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.20M =
Current assets
€538k ▼ 21.5%
Equity and liabilities €1.74M
Equity
€1.36M ▼ 20.5%
Debt
€373k ▲ 123%
Debt's share of the balance-sheet total rises from 8.9% to 21.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
22.5%▲
2024 · 15.0%
ROA
17.7%▲
2024 · 13.7%
Debt ≤ 1 year
€365k▲
2024 · €108k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.88M€1.74M▼
Fixed assets21/28€1.20M€1.20M=
Financial fixed assets28€1.20M€1.20M=
Current assets29/58€685k€538k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€2k€23k▲
Other amounts receivable41€2k€23k▲
Current investments50/53€350k€50k▼
Cash at bank and in hand54/58€179k€311k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.88M€1.74M▼
Equity10/15€1.72M€1.36M▼
Contributions10/11€20k€20k=
Reserves13€917k€917k=
Distributable reserves133€917k€917k=
Profit (loss) carried forward14€781k€428k▼
Amounts payable17/49€167k€373k▲
Amounts payable after more than one year17€51k-
Financial debts170/4€51k-
Amounts payable within one year42/48€108k€365k▲
Current portion of amounts payable after more than one year42€102k€51k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€50k▲
Taxes450/3€4k€50k▲
Other amounts payable47/48€408€262k▲
Accrued charges and deferred income492/3€9k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▼
Gross operating margin9900€178€3k▲
Operating profit (loss)9901€-2k€1k▲
Financial income75/76B€261k€307k▲
Recurring financial income75€261k€307k▲
Financial charges65/66B€1k€838▼
Recurring financial charges65€1k€838▼
Profit (loss) for the period before taxes9903€258k€308k▲
Income taxes67/77€-13-
Profit (loss) for the period9904€258k€308k▲
Profit (loss) for the period to be appropriated9905€258k€308k▲
Appropriation of the result
Profit (loss) to be appropriated9906€781k€1.09M▲
Profit (loss) brought forward from the previous period14P€523k€781k▲
Profit to be distributed694/7-€661k
Return on contributions (dividend)694-€661k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | €2k | €2k | €2k | €2k | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €365 | €365 | €364 | - | - | - |
| Gross operating margin9900 | €-27k | €-13k | €-2k | €178 | €3k | ▲ 1,478% |
| Operating profit (loss)9901 | €-30k | €-15k | €-5k | €-2k | €1k | ▲ 168% |
| Financial income75/76B | €500k | €422k | €509k | €261k | €307k | ▲ 17.8% |
| Recurring financial income75 | €500k | €422k | €509k | €261k | €307k | ▲ 17.8% |
| Financial charges65/66B | €3k | €3k | €2k | €1k | €838 | ▼ 43.4% |
| Recurring financial charges65 | €3k | €3k | €2k | €1k | €838 | ▼ 43.4% |
| Profit (loss) for the period before taxes9903 | €467k | €404k | €503k | €258k | €308k | ▲ 19.2% |
| Income taxes67/77 | €30k | €37k | - | €-13 | - | - |
| Profit (loss) for the period9904 | €437k | €367k | €503k | €258k | €308k | ▲ 19.2% |
| Profit (loss) for the period to be appropriated9905 | €437k | €367k | €503k | €258k | €308k | ▲ 19.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.62M | €1.90M | €2.27M | €1.88M | €1.74M | ▼ 7.8% |
| Formation expenses20 | €730 | €365 | - | - | - | - |
| Fixed assets21/28 | €1.20M | €1.20M | €1.20M | €1.20M | €1.20M | = |
| Financial fixed assets28 | €1.20M | €1.20M | €1.20M | €1.20M | €1.20M | = |
| Current assets29/58 | €415k | €696k | €1.07M | €685k | €538k | ▼ 21.5% |
| Amounts receivable after more than one year29 | - | - | €150k | €150k | €150k | = |
| Other amounts receivable291 | - | - | €150k | €150k | €150k | = |
| Amounts receivable within one year40/41 | €5k | €5k | €9k | €2k | €23k | ▲ 1,009% |
| Trade receivables40 | €5k | €5k | €7k | - | - | - |
| Other amounts receivable41 | €6 | €4 | €2k | €2k | €23k | ▲ 1,009% |
| Current investments50/53 | - | €250k | €250k | €350k | €50k | ▼ 85.7% |
| Cash at bank and in hand54/58 | €409k | €438k | €658k | €179k | €311k | ▲ 74.0% |
| Deferred charges and accrued income490/1 | €419 | €3k | €2k | €4k | €4k | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.62M | €1.90M | €2.27M | €1.88M | €1.74M | ▼ 7.8% |
| Equity10/15 | €1.09M | €1.46M | €1.46M | €1.72M | €1.36M | ▼ 20.5% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €550k | €917k | €917k | €917k | €917k | = |
| Distributable reserves133 | €550k | €917k | €917k | €917k | €917k | = |
| Profit (loss) carried forward14 | €523k | €523k | €523k | €781k | €428k | ▼ 45.2% |
| Amounts payable17/49 | €523k | €437k | €810k | €167k | €373k | ▲ 123% |
| Amounts payable after more than one year17 | €354k | €254k | €153k | €51k | - | - |
| Financial debts170/4 | €354k | €254k | €153k | €51k | - | - |
| Amounts payable within one year42/48 | €160k | €175k | €649k | €108k | €365k | ▲ 239% |
| Current portion of amounts payable after more than one year42 | €100k | €100k | €101k | €102k | €51k | ▼ 49.7% |
| Trade debts44 | €2k | €2k | €2k | €2k | €2k | ▼ 8.7% |
| Suppliers440/4 | €2k | €2k | €2k | €2k | €2k | ▼ 8.7% |
| Taxes, remuneration and social security45 | €58k | €70k | €116k | €4k | €50k | ▲ 1,268% |
| Taxes450/3 | €58k | €70k | €116k | €4k | €50k | ▲ 1,268% |
| Other amounts payable47/48 | €408 | €3k | €430k | €408 | €262k | ▲ 64,098% |
| Accrued charges and deferred income492/3 | €9k | €9k | €9k | €9k | €9k | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €437k | €367k | €503k | €258k | €308k | ▲ 19.2% |
| + Depreciation and write-downs630 | €365 | €365 | €364 | - | - | - |
| Operating cash flow (approximation) | €437k | €367k | €503k | €258k | €308k | ▲ 19.2% |
| Investment in fixed assets (approximation) | - | €-365 | €-364 | €0 | €0 | - |
| Change in cash | - | €29k | €220k | €-479k | €132k | ▲ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 6.36
Current ratio from 1.65 to 6.36; short-term debt falls from €649k to €108k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 2.59
Current ratio from 0.67 to 2.59; short-term debt falls from €250k to €160k.
31-12
Financial
Equity above €1MEq €1.09M ▲66.5%
2 profitable years in a row build equity to €1.09M.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €639k
Net result €639k after one loss-making year.
31-12
Financial
Equity above €500kEq €656k ▲3,701%
Equity rises from €17k to €656k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2019
Ground area
1,153 m²
Parcel 85014A0827/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FC-Management
since 20192.289.619.276
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85014A0827/00T000 | Wallonia | 1,153 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 11,979 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.