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eCADE

Active
Private limited companyfounded 2017active for 9 yearsRue Antoine de Saint-Exupéry 2, 6041 Charleroi, Belgium18 active companies are registered at this addressKBO/BCE: BE 0682.776.268
Summary

The annual accounts of eCADE for financial year 2024 show a net loss of 91% of the equity at the start of that year. The 2024 annual accounts show equity of €2,555 and a net result of -€26,293. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 1,668 sector peers (NACE 62, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€130,475total assets 2024
Equity
€2,555
Loss
-€26,293
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Largest shareholder
COFIMAT · 44.32%
Accounts 78 days overdue0 of 2 deeds read
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLatest accounts 75 days late; 3 of the last 3 lateNegative equity -€11,489lowers riskSize: turnover €0, total assets €104,286Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 62, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 27-18
equity 2.0% of total assets
Liquidity 54-5
short-term debt 21.4% · cash 8.5%
Profitability 0=
return on assets -20.2%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.0%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 1.1%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.9%▲ +0.4 percentage points vs 08-2025 10-2025: 2.5%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 1.4%▼ -1.1 percentage points vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.3%▼ -0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.4 percentage points vs 07-2026 09-2026: 1.9%▲ +0.2 percentage points vs 08-2026 10-2026: 1.2%▼ -0.7 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.97, compared with 1.05 in 2023, below 1; short-term debt: 21.4% and cash: 8.5% of total assets), and 98% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 7% on solvency, 43% on liquidity, 11% on profitability and 0% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Latest accounts 75 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: turnover €0, total assets €104,286
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Negative equity -€11,489
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€26,293
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 7 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-11-2025, 99 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 7 filings
Deviation from the deadline
2025
not filed
2024
99 days late
2023
68 days late
2022
44 days late
2021
78 days late
2020
89 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Annual accounts filedfinancial year 2023 · full…
  3. Annual accounts filedfinancial year 2022 · full…

Key points

  • Risk: 7 loss-making years in a rowloss financial year 2024 -€26,293 View
  • Caution: Among the weakest 15% on solvencysector median 39.3% · 1,668 companies -11.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View

By topic

Financials

Financial year
2024
Total assets
€130,475
Loss
-€26,293
Solvency
2.0%
Turnover▲ 53.8%
Net result
20192021
Go to Financials

Timeline

Events
10
Since
2019
  1. 31-12-2022Liquidity more than 14 times
  2. 17-10-2022Annual accounts filed
  3. 28-10-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
11-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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