HOUBEN MANAGEMENT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €852k and a net result of €85k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 6156 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
28 d late
2022
2 d late
2021
1 d late
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€852k▲ 11.1%
2023 · €767k
2018: €396k
2019: €539k
2020: €590k
2021: €608k
2022: €696k
2023: €767k
2018 → 2024
Total assets
€985k▼ 3.3%
2023 · €1.02M
2018: €1.01M
2019: €1.08M
2020: €1.07M
2021: €1.03M
2022: €997k
2023: €1.02M
2018 → 2024
Net result
€85k▲ 19.9%
2023 · €71k
2018: €2k
2019: €143k
2020: €51k
2021: €19k
2022: €88k
2023: €71k
2018 → 2024
Working capital
€-130k▲ 39.6%
2023 · €-215k
2018: €-456k
2019: €-367k
2020: €-302k
2021: €-374k
2022: €-282k
2023: €-215k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€590k-€608k▲ 3.2%€696k▲ 14.4%€767k▲ 10.2%€852k▲ 11.1%
Operating result€91k-€38k▼ 58.3%€135k▲ 257%€111k▼ 17.8%€132k▲ 18.9%
Net result€51k-€19k▼ 63.1%€88k▲ 366%€71k▼ 19.2%€85k▲ 19.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 19% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €985k
Fixed assets
€982k=
Current assets
€4k▼ 90.0%
Equity and liabilities €985k
Equity
€852k▲ 11.1%
Debt
€134k▼ 47.0%
The debt ratio falls from 24.8% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
86.4%▲
2023 · 75.2%
ROE
10.0%▲
2023 · 9.2%
ROA
8.6%▲
2023 · 6.9%
Debt
€134k▼
2023 · €252k
Debt ≤ 1 year
€133k▼
2023 · €252k
Income taxes
€38k▲
2023 · €35k
Staff costs
€67k▼
2023 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.02M€985k▼
Fixed assets21/28€982k€982k=
Tangible fixed assets22/27€935€613▼
Furniture and vehicles24€935€613▼
Financial fixed assets28€981k€981k=
Current assets29/58€37k€4k▼
Amounts receivable within one year40/41€34k€2k▼
Trade receivables40€3k€424▼
Other amounts receivable41€31k€1k▼
Cash at bank and in hand54/58€70€303▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€985k▼
Equity10/15€767k€852k▲
Contributions10/11€6k€6k=
Reserves13€761k€845k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€761k€845k▲
Amounts payable17/49€252k€134k▼
Amounts payable within one year42/48€252k€133k▼
Current portion of amounts payable after more than one year42€18k€18k▼
Financial debts43€47k€20k▼
Credit institutions430/8€47k€20k▼
Trade debts44€605€609▲
Suppliers440/4€605€609▲
Taxes, remuneration and social security45€20k€21k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€17k€16k▼
Other amounts payable47/48€166k€74k▼
Accrued charges and deferred income492/3€492€226▼
Income statement
Code20232024
Non-recurring operating income76A-€17k
Remuneration, social security and pensions62€97k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€322€322=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€211k€201k▼
Operating profit (loss)9901€111k€132k▲
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€106k€123k▲
Income taxes67/77€35k€38k▲
Profit (loss) for the period9904€71k€85k▲
Profit (loss) for the period to be appropriated9905€71k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€85k▲
Transfer to equity691/2€71k€85k▲
To other reserves6921€71k€85k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €143k ▲6392%
Net result €143k, the highest in the series.
31-12
Financial
Equity above €500kEq €539k ▲36%
2 profitable years in a row build equity to €539k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 1733650 Dilsen-StokkemGround area
1,348 m²
Building footprint
243 m²
Volume, LiDAR
1,464 m³
Parcel 73081D0046/00C000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOUBEN MANAGEMENT
since 20112.197.983.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73081D0046/00C000 | Flanders | 1,348 m² | 1 · 243 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
LA ROCHE PHARMA
BE 0811.636.216
La Roche-en-Ardenne · Eq €852k
NIALI
BE 0874.244.073
Mechelen · Eq €851k
APOTHEEK MONNENS
BE 0434.654.525
Maaseik · Eq €851k
APOTHEEK VELTEM_PHARMA
BE 0428.228.967
Herent · Eq €853k
PHARMACIE GEERINCK - PIERRARD
BE 0472.314.081
Philippeville · Eq €853k
Of 5,224 companies in sector 47730 we hold annual accounts for 3,864. 3,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2011
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.