EBASS
EBASS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €416k and a net result of €41k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 2351 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €416k |
| Net result | €41k |
| Better than sector | 92% |
| Active | 29 yrs |
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 93.7% | 50.6% | |
| Net result | €41k | €33k | |
| Equity | €416k | €127k | |
| Gross operating margin | €11k | €105k | |
| Total assets | €444k | €359k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a |
| Net profit | €41k | €6k | €12k | €22k |
| Cash flow | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - |
| Income taxes | €4k | €3k | €6k | €11k |
| Dividends | €20k | - | - | - |
| Total assets | €444k | €413k | €425k | €432k |
| Equity | €416k | €395k | €389k | €378k |
| Debt | €28k | €18k | €35k | €54k |
| of which ≤ 1y | €27k | €18k | €35k | €54k |
| of which > 1y | - | - | - | - |
| Working capital | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a |
| Solvency | 93.7% | 95.7% | 91.7% | 87.4% |
| Debt / equity | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a |
| ROA | 9.2% | 1.5% | 2.7% | 5.1% |
| ROE | 9.8% | 1.6% | 3.0% | 5.8% |
| EBITDA margin | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a |
Full annual accounts (22 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €444k | €413k | €425k | €432k |
| Fixed assets | 21/28 | €406k | €407k | €408k | €409k |
| Tangible fixed assets | 22/27 | €627 | €1k | €3k | €4k |
| Financial fixed assets | 28 | €405k | €405k | €405k | €405k |
| Current assets | 29/58 | €38k | €7k | €17k | €23k |
| Amounts receivable within one year | 40/41 | €27k | €3k | €3k | €6k |
| Cash & bank | 54/58 | €9k | €420 | €13k | €16k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €444k | €413k | €425k | €432k |
| Equity | 10/15 | €416k | €395k | €389k | €378k |
| Contributions / capital | 10/11 | €8k | €8k | €8k | €6k |
| Reserves | 13 | €190k | €170k | €164k | €155k |
| Accumulated profits (losses) | 14 | €219k | €218k | €218k | €217k |
| Amounts payable | 17/49 | €28k | €18k | €35k | €54k |
| Amounts payable within one year | 42/48 | €27k | €18k | €35k | €54k |
| Income statement | |||||
| Gross operating margin | 9900 | €11k | €13k | €20k | €36k |
| Operating result | 9901 | €6k | €11k | €18k | €34k |
| Financial income | 75 | €0 | €0 | €0 | - |
| Financial charges | 65 | €933 | €2k | €1k | €1k |
| Result before taxes | 9903 | €45k | €9k | €17k | €33k |
| Income taxes | 67/77 | €4k | €3k | €6k | €11k |
| Net result for the period | 9904 | €41k | €6k | €12k | €22k |
| Result to be appropriated | 9905 | €41k | €6k | €12k | €22k |
| NACE primary | Insurance agents and brokers(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 30-04-1997 |
| Status | Active |
| Postal code | 1320 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25073A0440/00B000 | Wallonia | 4,952 m² | 1 · 154 m² | 7.4 m · 2 fl. |
| 25073A0129/00N000 | Wallonia | 1,435 m² | 1 · 121 m² | 7.3 m · 2 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameFR | EBASS |