Active BE 0795.917.662Public limited company

Ebacin

Industriepark 13 ·9820 Merelbeke-Melle, Belgium· 3 yrs active

Sector: Financial services (64210)

Conclusion Checked

Ebacin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €398k and a net result of €330k. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 487 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€398k
Net result	€330k
Better than sector	71%
Active	3 yrs

Snowflake analysis 5 axes · computed by Checked

70 / 100

Strong profile, led by profitability.

Health 0

Profitability 100

Solvency 77

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview3 NBB filings

Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~55.1%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.4%	42.7%	better than 71% of 487 sector peers
Net result	€330k	€71k	better than 81% of 487 sector peers
Equity	€398k	€483k	better than 45% of 487 sector peers
Gross operating margin	€21k	€87k	better than 23% of 486 sector peers
Total assets	€609k	€1.58M	better than 27% of 487 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€330k

-28.9% far above sector median

Total assets

€609k

-30.4% +34% vs sector

Equity

€398k

+48.8% +61% vs sector

Income taxes

€2k

-62.3% +40% vs sector

Dividends

€200k

-33.3% far above sector median

Debt

€211k

-65.3% far above sector median

Debt ≤ 1y

€111k

-72.8% far above sector median

Debt > 1y

€100k

-50.0% +11% vs sector

Solvency

65.4%

+113.6% -27% vs sector

ROE

83.0%

-52.2% far above sector median

ROA

54.3%

+2.2% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€330k
Cash flow	n/a
Staff costs	-
Income taxes	€2k
Dividends	€200k
Total assets	€609k
Equity	€398k
Debt	€211k
of which ≤ 1y	€111k
of which > 1y	€100k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	65.4%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	54.3%
ROE	83.0%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €500k · 82.1% Current assets €109k · 17.9%

Equity & liabilities

Equity €398k · 65.4% Debt €211k · 34.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€609k
Fixed assets	21/28	€500k
Financial fixed assets	28	€500k
Current assets	29/58	€109k
Amounts receivable within one year	40/41	€100k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€609k
Equity	10/15	€398k
Contributions / capital	10/11	€100k
Reserves	13	€298k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€211k
Amounts payable after one year	17	€100k
Amounts payable within one year	42/48	€111k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€21k
Operating result	9901	€21k
Financial income	75	€325k
Financial charges	65	€13k
Result before taxes	9903	€332k
Income taxes	67/77	€2k
Net result for the period	9904	€330k
Result to be appropriated	9905	€330k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Public limited company(014)
Incorporation	09-01-2023
Status	Active
Postal code	9820

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44413A0074/00L000	Flanders	1,579 m²	1 · 933 m²	6.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

09-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

28-05-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

31-05-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

08-03-2023

State Gazette act Director changes

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

08-03-2023 3 directors appointed Director changes

Destracon BV, Gedelegeerd bestuurder
Wim Vandenberghe, Gedelegeerd bestuurder
Ho Nam Lo, Gedelegeerd bestuurder

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210

Primary activity highlighted.

Names & trade names

Legal nameNL

Ebacin

Registered office

Industriepark 13

9820 Merelbeke-Melle, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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