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EBAC

Active
Public limited companyfounded 1995active for 31 yearsAvenue du Parc 26, 4650 Herve, BelgiumKBO/BCE: BE 0454.797.366
Summary

EBAC has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€132,387. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 38% of 6,136 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
EBACActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
2 sites
Size
€4.7mtotal assets 2025
Staff
21.3 FTE
Equity
€1.6m
Loss
-€132,387
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 30 days early2 of 11 deeds read
Why 85raises riskLoss of €132,387 (financial year 2025)lowers riskFounded in 1995Figures for financial year 2025 (filed 01-07-2026)Legal form: public limited companyShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 27% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 59+4
equity 34.1% of total assets
Liquidity 35+5
short-term debt 52.4% · cash 9.2%
Profitability 20-12
return on assets -2.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025highest value 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.2 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.73, compared with 1.88 in 2024, above the usual 1.5; short-term debt: 52.4% and cash: 9.2% of total assets), but 65.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 39% on solvency, 37% on liquidity, 13% on profitability and 20% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €132,387 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 01-07-2026)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
49 days early
2023
47 days early
2022
41 days early
2021
40 days early
2020
53 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointments: John Emontspool (director) and Justin…Resignation: Vincent Remion (director) ·…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Capital & shares · Legal-form change…Shareholding · Capital · Legal-form…

Key points

  • Caution: From profit to loss in 2025after €1,470 in 2024 -€132,387 View
  • Caution: Among the weakest 12% on net resultsector median €112,676 · 6,071 companies -€132,387 View
  • Board changedlatest change 05-06-2026 · 2 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€4.7m
Loss
-€132,387
Solvency
34.1%
Total assets▼ 18.8%
Net result
20182025
Go to Financials

Timeline

Events
38
Since
1996
Next accounts
by 31-07-2027
  1. 12-06-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 14-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
21-03-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about EBAC

What is the company number of EBAC?
0454.797.366. In Belgium the VAT number is the company number with BE in front: BE 0454.797.366.
Where is EBAC based?
The registered office is at Avenue du Parc 26, 4650 Herve.Company details
What does EBAC do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of EBAC?
Public limited company (NV).
When was EBAC founded?
On 21-03-1995.
Is EBAC still active?
Yes, EBAC is an active enterprise in the KBO register.
How many employees does EBAC have?
On average 21.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EBAC?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is EBAC profitable?
In financial year 2025, EBAC made a loss of €132,387.
Where can I find the annual accounts of EBAC?
EBAC filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EBAC due?
By 31-07-2027, for financial year 2026.Timeline

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