EB ManSol · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EB ManSol is 0.3% (very low). The 2025 annual accounts show equity of €352k and a net result of €94k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 4758 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 85% of 4758 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	25-03-2026	36 d early	2026-00063196
30-09-2024	30-04-2025	30-04-2025	on the day	2025-00088393
30-09-2023	30-04-2024	05-04-2024	25 d early	2024-00059310

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€94k-12.2%

Working capital€346k+36.2%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 25-03-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~22.3%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	85.4%	55.4%	better than 85% of 4758 sector peers
Net result	€94k	€38k	better than 83% of 4758 sector peers
Equity	€352k	€64k	better than 92% of 4759 sector peers
Gross operating margin	€134k	€61k	better than 82% of 4751 sector peers
Staff costs	€0	€6k	higher than 8% of 389 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P85

Improving position over 2023-2025 · n=4758-12488

Net result P83

Stable position over 2023-2025 · n=4758-12490

Equity P92

Stable position over 2023-2025 · n=4759-12496

Gross operating margin P82

Weakening position over 2023-2025 · n=4751-12475

Describes the position versus peers, not a forecast.

EBITDA

€134k

-15.0% 23-25

Net profit

€94k

-12.2% 23-25

Cash flow

€96k

-12.5% 23-25

Total assets

€412k

+26.8% 23-25

Equity

€352k

+36.3% 23-25

Working capital

€346k

+36.2% 23-25

Staff costs

€0

-100.0% 23-25

Income taxes

€39k

-13.8% 23-25

Show 9 other metrics

Debt

€60k

-10.0% 23-25

Debt ≤ 1y

€60k

-9.7% 23-25

Current ratio

6.78

+40.3% 23-25

Quick ratio

6.78

+40.3% 23-25

Solvency

85.4%

+7.5% 23-25

Debt / equity

0.17

-34.0% 23-25

ROE

26.6%

-35.6% 23-25

ROA

22.7%

-30.8% 23-25

Interest coverage

65.77

+12.6% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€134k
Net profit	€94k
Cash flow	€96k
Staff costs	€0
Income taxes	€39k
Dividends	-
Total assets	€412k
Equity	€352k
Debt	€60k
of which ≤ 1y	€60k
of which > 1y	-
Working capital	€346k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	6.78
Quick ratio	6.78
Working capital ratio	83.9%
Solvency	85.4%
Debt / equity	0.17
Long-term debt ratio	-
Interest coverage	65.77
Gross margin	-
Net margin	-
ROA	22.7%
ROE	26.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €7k · 1.6% Current assets €405k · 98.4%

Equity & liabilities

Equity €352k · 85.4% Debt €60k · 14.6%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€412k
Fixed assets	21/28	€7k
Tangible fixed assets	22/27	€7k
Current assets	29/58	€405k
Amounts receivable within one year	40/41	€29k
Investments	50/53	€200k
Cash & bank	54/58	€174k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€412k
Equity	10/15	€352k
Contributions / capital	10/11	€10k
Reserves	13	€342k
Amounts payable	17/49	€60k
Amounts payable within one year	42/48	€60k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€134k
Operating result	9901	€131k
Financial income	75	€3k
Financial charges	65	€2k
Result before taxes	9903	€132k
Income taxes	67/77	€39k
Net result for the period	9904	€94k
Result to be appropriated	9905	€94k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

EB ManSol

Sint-Amandsesteenweg(BOR) 369A, 2880 BornemOp lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren

since 20222.328.243.785

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,438 m²

Buildings1

Building footprint201 m²

Volume (LiDAR)1,105 m³

Tallest building9.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12362F0002/00F002	Flanders	1,438 m²	1 · 201 m²	9.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 1 year ago

2025

17-07-2025 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles Statutes amendment·Johan VAN den NIEUWENHUIZEN

Summary: De vennootschap heeft haar voorwerp uitgebreid met specifieke activiteiten zoals het participeren in ondernemingen, het verlenen van bijstand en advies, het verlenen van diverse dienstprestaties (fina…Notary: Johan VAN den NIEUWENHUIZEN · Bornem

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 100

Growth 52

Stability 94

Credit advice

verdict per customer and amount

Similar

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Comparable size, same sector

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Qbelle

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We hold annual accounts for 15,463 of the 82,039 companies in this sector. 10,313 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

EB ManSol

Registered office

Sint-Amandsesteenweg(BOR) 369A

2880 Bornem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.