EasyBuy
ActiveEasyBuy has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €38k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 992 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
81
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency40▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.11 in 2023), but 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 992 sector peers (2024).
NBB · sector comparisonPosition among 992 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
188 d early
2022
62 d early
2021
33 d early
2020
148 d early
2019
108 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€120k▲ 47.0%
2023 · €82k
2018: €-45k
2019: €196
2020: €24k
2021: €17k
2022: €52k
2023: €82k
2018 → 2024
Total assets
€1.19M▼ 4.9%
2023 · €1.25M
2018: €195k
2019: €55k
2020: €56k
2021: €1.49M
2022: €1.26M
2023: €1.25M
2018 → 2024
Net result
€38k▲ 28.6%
2023 · €30k
2018: €-33k
2019: €45k
2020: €24k
2021: €-7k
2022: €35k
2023: €30k
2018 → 2024
Working capital
€277k▲ 8.0%
2023 · €256k
2018: €-190k
2019: €-13k
2020: €24k
2021: €211k
2022: €234k
2023: €256k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€17k▼ 29.4%€52k▲ 202%€82k▲ 57.5%€120k▲ 47.0%
Operating result€26k-€-1k€61k€50k▼ 17.1%€59k▲ 17.0%
Net result€24k-€-7k€35k€30k▼ 14.0%€38k▲ 28.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.19M
Fixed assets
€805k▼ 7.8%
Current assets
€384k▲ 1.6%
Equity and liabilities €1.19M
Equity
€120k▲ 47.0%
Debt
€1.07M▼ 8.6%
The debt ratio falls from 93.5% to 89.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€127k▲
2023 · €118k
Cash flow
€107k▲
2023 · €98k
Solvency
10.1%▲
2023 · 6.5%
Current ratio
3.59▲
2023 · 3.11
Quick ratio
3.59▲
2023 · 3.11
Debt / equity
8.88▼
2023 · 14.27
ROE
32.0%▼
2023 · 36.5%
ROA
3.2%▲
2023 · 2.4%
Interest coverage
7.18▲
2023 · 6.31
Debt
€1.07M▼
2023 · €1.17M
Debt ≤ 1 year
€107k▼
2023 · €121k
Debt > 1 year
€961k▼
2023 · €1.04M
Income taxes
€14k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.25M€1.19M▼
Fixed assets21/28€873k€805k▼
Tangible fixed assets22/27€873k€805k▼
Land and buildings22€873k€805k▼
Current assets29/58€378k€384k▲
Amounts receivable within one year40/41€200€7k▲
Trade receivables40€0€6k▲
Other amounts receivable41€200€35▼
Cash at bank and in hand54/58€377k€371k▼
Deferred charges and accrued income490/1€705€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.19M▼
Equity10/15€82k€120k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€62k€100k▲
Amounts payable17/49€1.17M€1.07M▼
Amounts payable after more than one year17€1.04M€961k▼
Financial debts170/4€1.04M€961k▼
Amounts payable within one year42/48€121k€107k▼
Current portion of amounts payable after more than one year42€100k€82k▼
Trade debts44-€11k
Suppliers440/4-€11k
Taxes, remuneration and social security45€21k€14k▼
Taxes450/3€21k€14k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€68k=
Other operating charges640/8€6k€6k▲
Gross operating margin9900€124k€133k▲
Operating profit (loss)9901€50k€59k▲
Financial income75/76B€9k€12k▲
Recurring financial income75€9k€12k▲
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€41k€53k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€30k€38k▲
Profit (loss) for the period to be appropriated9905€30k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€100k▲
Profit (loss) brought forward from the previous period14P€32k€62k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Equity above €100kEq €120k ▲47%
3 profitable years in a row build equity to €120k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.63
Current ratio from 1.77 to 3.63; short-term debt falls from €275k to €89k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.76
Current ratio from 0.75 to 1.76; short-term debt falls from €52k to €32k.
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venecoweg 189810 Nazareth-De PinteGround area
9,524 m²
Building footprint
5,816 m²
Volume, LiDAR
62,067 m³
Parcel 44048A0132/00S004, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EasyBuy
since 20142.226.672.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048A0132/00S004 | Flanders | 9,524 m² | 1 · 5,816 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAUWENBERGHS GREGORY
BE 0894.097.795
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HARTMAN ENERGIETECHNIEK
BE 0743.617.638
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RAIDILLON RENT
BE 0786.883.103
Wervik · Eq €118k
APS ALL PROFESSIONAL SOLUTIONS
BE 0732.745.720
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MOBILITY AARSCHOT
BE 0767.501.810
Temse · Eq €124k
Of 1,435 companies in sector 77110 we hold annual accounts for 724. 495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2014
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.