Accoform
ActiveAccoform is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €146.70M and a net result of €25.26M. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 2383 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
54 d late
2023
30 d late
2022
48 d early
2021
177 d early
2020
172 d early
2019
182 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€146.70M▲ 20.8%
2024 · €121.44M
2018: €70.97M
2019: €73.10M
2020: €94.29M
2021: €105.41M
2022: €109.98M
2023: €110.78M
2024: €121.44M
2018 → 2025
Net result
€25.26M▲ 137%
2024 · €10.66M
2018: €11.55M
2019: €2.13M
2020: €21.20M
2021: €11.11M
2022: €4.57M
2023: €804k
2024: €10.66M
2018 → 2025
Total assets
€310.40M▼ 0.2%
2024 · €310.95M
2018: €158.43M
2019: €187.09M
2020: €215.28M
2021: €230.55M
2022: €296.39M
2023: €294.83M
2024: €310.95M
2018 → 2025
Solvency
47.3%▲ 8.2pp
2024 · 39.1%
2018: 44.8%
2019: 39.1%
2020: 43.8%
2021: 45.7%
2022: 37.1%
2023: 37.6%
2024: 39.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105.41M-€109.98M▲ 4.3%€110.78M▲ 0.7%€121.44M▲ 9.6%€146.70M▲ 20.8%
Operating result€302k-€-303k€-443k▼ 46.2%€-981k▼ 121%€-928k▲ 5.4%
Net result€11.11M-€4.57M▼ 58.9%€804k▼ 82.4%€10.66M▲ 1,226%€25.26M▲ 137%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €928k in 2025 against €981k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €310.40M
Fixed assets
€102.28M▼ 6.0%
Current assets
€208.12M▲ 3.0%
Equity and liabilities €310.40M
Equity
€146.70M▲ 20.8%
Debt
€163.70M▼ 13.6%
The debt ratio falls from 60.9% to 52.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
47.3%▲
2024 · 39.1%
ROE
17.2%▲
2024 · 8.8%
ROA
8.1%▲
2024 · 3.4%
Debt
€163.70M▼
2024 · €189.51M
Debt ≤ 1 year
€156.54M▼
2024 · €179.35M
Debt > 1 year
€6.48M▼
2024 · €8.63M
Income taxes
€172k▲
2024 · €2k
Staff costs
€232k▼
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€310.95M€310.40M▼
Formation expenses20€13k€0▼
Fixed assets21/28€108.78M€102.28M▼
Tangible fixed assets22/27€1.59M€1.37M▼
Land and buildings22€811€401▼
Plant, machinery and equipment23€1.46M€1.28M▼
Furniture and vehicles24€128k€88k▼
Financial fixed assets28€107.19M€100.91M▼
Current assets29/58€202.15M€208.12M▲
Amounts receivable within one year40/41€116.68M€165.16M▲
Trade receivables40€4.98M€6.78M▲
Other amounts receivable41€111.70M€158.38M▲
Current investments50/53€43.22M€28.50M▼
Cash at bank and in hand54/58€38.12M€9.01M▼
Deferred charges and accrued income490/1€4.13M€5.44M▲
Equity and liabilities
Total equity and liabilities10/49€310.95M€310.40M▼
Equity10/15€121.44M€146.70M▲
Contributions10/11€50.00M€50.00M=
Capital10€50.00M€50.00M=
Issued capital100€50.00M€50.00M=
Reserves13€16.90M€16.90M=
Non-distributable reserves130/1€4.64M€4.64M=
Legal reserve130€4.64M€4.64M=
Tax-exempt reserves132€3.14M€705k▼
Distributable reserves133€9.11M€11.55M▲
Profit (loss) carried forward14€54.54M€79.80M▲
Amounts payable17/49€189.51M€163.70M▼
Amounts payable after more than one year17€8.63M€6.48M▼
Financial debts170/4€8.63M€6.48M▼
Amounts payable within one year42/48€179.35M€156.54M▼
Current portion of amounts payable after more than one year42€3.82M€8.11M▲
Financial debts43€163.45M€117.45M▼
Credit institutions430/8€163.45M€117.45M▼
Trade debts44€712k€761k▲
Suppliers440/4€712k€761k▲
Taxes, remuneration and social security45€80k€121k▲
Taxes450/3€41k€74k▲
Remuneration and social security454/9€39k€47k▲
Other amounts payable47/48€11.29M€30.10M▲
Accrued charges and deferred income492/3€1.52M€679k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€264k€232k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280k€237k▼
Other operating charges640/8€126k€208k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-311k€-251k▲
Operating profit (loss)9901€-981k€-928k▲
Financial income75/76B€26.46M€43.42M▲
Recurring financial income75€26.46M€43.42M▲
Financial charges65/66B€14.82M€17.06M▲
Recurring financial charges65€14.80M€17.06M▲
Non-recurring financial charges66B€25k€0▼
Profit (loss) for the period before taxes9903€10.66M€25.43M▲
Income taxes67/77€2k€172k▲
Profit (loss) for the period9904€10.66M€25.26M▲
Transfer from tax-exempt reserves789€1.86M€2.44M▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€12.52M€27.69M▲
Appropriation of the result
Profit (loss) to be appropriated9906€56.40M€82.24M▲
Profit (loss) brought forward from the previous period14P€43.88M€54.54M▲
Transfer to equity691/2€1.86M€2.44M▲
To other reserves6921€1.86M€2.44M▲
Social balance
Average headcount (FTE)90873.02.3▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €25.26M ▲137%
Net result €25.26M, the highest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €804k ▼82.4%
Net result drops to €804k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100MEq €105.41M ▲11.8%
4 profitable years in a row build equity to €105.41M.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr. Adriaensstraat 168210 ZedelgemGround area
933 m²
Building footprint
191 m²
Volume, LiDAR
1,168 m³
Parcel 31040D0113/00C000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Accoform NV
since 20002.101.025.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0113/00C000 | Flanders | 933 m² | 1 · 190 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600CLGL548F7VMY48
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 1,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-08-2000
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
64999Other financial services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.