Checked.be
Active
BE 0740.824.137Private limited company
E-SENSE
Sint-Jansstraat 14 ·8000 Brugge, Belgium· 6 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
E-SENSE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €-3k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 90% of 37978 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €48k |
| Net result | €-3k |
| Better than sector | 90% |
| Active | 6 yrs |
Financial profile
58
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
60
Profitability
0
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
60
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€3k
estimate, not credit advice
Score history
73
2021
78
2022
52
2023
60
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 12.21 (≥ 1.5)
+10
Quick ratio
Quick ratio 12.21 (≥ 1.0)
+5
Leverage
Debt/equity 0.09 (< 1.0)
+10
Profitability
Negatieve ROE -5%
-10
Interest coverage
Interest coverage -19.1× (< 1.5×)
-10
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~13%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 91.9% | 58.2% | |
| Net result | €-3k | €26k | |
| Equity | €48k | €90k | |
| Gross operating margin | €-2k | €52k | |
| Total assets | €52k | €189k |
€-2k
+92.1%
21-24
€-3k
+85.6%
21-24
€-2k
+85.7%
21-24
€52k
-12.2%
21-24
€48k
-5.0%
21-24
€47k
-4.9%
21-24
€314
-92.5%
21-24
€4k
-53.0%
21-24
€4k
-53.0%
21-24
12.21
+86.9%
21-24
12.21
+86.9%
21-24
91.9%
+8.2%
21-24
0.09
-50.6%
21-24
-5.3%
+84.9%
21-24
-4.9%
+83.6%
21-24
-19.07
+49.6%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €-2k | €-29k | €4k | €4k |
| Net profit | €-3k | €-17k | €-997 | €-2k |
| Cash flow | €-2k | €-17k | €-133 | €3k |
| Staff costs | - | - | - | - |
| Income taxes | - | €314 | €4k | €654 |
| Dividends | - | - | - | - |
| Total assets | €52k | €59k | €77k | €83k |
| Equity | €48k | €50k | €68k | €69k |
| Debt | €4k | €9k | €9k | €14k |
| of which ≤ 1y | €4k | €9k | €9k | €14k |
| of which > 1y | - | - | - | - |
| Working capital | €47k | €49k | €66k | €54k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 12.21 | 6.53 | 8.04 | 4.92 |
| Quick ratio | 12.21 | 6.53 | 8.04 | 4.92 |
| Working capital ratio | 90.3% | 83.3% | 85.6% | 65.0% |
| Solvency | 91.9% | 85.0% | 87.8% | 83.2% |
| Debt / equity | 0.09 | 0.18 | 0.14 | 0.20 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | -19.07 | -37.80 | 6.28 | 14.55 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -4.9% | -29.6% | -1.3% | -2.4% |
| ROE | -5.3% | -34.9% | -1.5% | -2.8% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €52k | €59k | €77k | €83k |
| Fixed assets | 21/28 | €868 | €988 | €2k | €15k |
| Tangible fixed assets | 22/27 | €868 | €988 | €2k | €15k |
| Current assets | 29/58 | €51k | €58k | €75k | €67k |
| Amounts receivable within one year | 40/41 | €626 | €49k | €7k | €102 |
| Cash & bank | 54/58 | €50k | €9k | €64k | €66k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €52k | €59k | €77k | €83k |
| Equity | 10/15 | €48k | €50k | €68k | €69k |
| Contributions / capital | 10/11 | €5k | €5k | €5k | €5k |
| Accumulated profits (losses) | 14 | €43k | €45k | €63k | €64k |
| Amounts payable | 17/49 | €4k | €9k | €9k | €14k |
| Amounts payable within one year | 42/48 | €4k | €9k | €9k | €14k |
| Trade debts payable within one year | 44 | €3k | €2k | €3k | €1k |
| Income statement | |||||
| Gross operating margin | 9900 | €-2k | €-28k | €7k | €5k |
| Operating result | 9901 | €-2k | €-30k | €3k | €-1k |
| Financial income | 75 | - | €13k | €1 | - |
| Financial charges | 65 | €119 | €761 | €648 | €280 |
| Result before taxes | 9903 | €-3k | €-17k | €3k | €-1k |
| Income taxes | 67/77 | - | €314 | €4k | €654 |
| Net result for the period | 9904 | €-3k | €-17k | €-997 | €-2k |
| Result to be appropriated | 9905 | €-3k | €-17k | €-997 | €-2k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 07-01-2020 |
| Status | Active |
| Postal code | 8000 |
Establishment units
E-SENSE
since 20202.297.877.738
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31005A0800/00H000 | Flanders | 196 m² | 1 · 119 m² | 16.1 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | E-SENSE |
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