Skip to content

E.S.R. IMMO

Active
Public limited companyfounded 2012active for 14 yearsRue des Spinettes 13, 4140 Sprimont, Belgium26 active companies are registered at this addressKBO/BCE: BE 0843.334.628
Summary

The annual accounts of E.S.R. IMMO for financial year 2025 show a net loss of 225% of the equity at the start of that year. The 2025 annual accounts show equity of €192,612 and a net result of -€58,283. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 26% of 5,778 sector peers (NACE 68, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
E.S.R. IMMOActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€62,319turnover 2025
Equity
€192,612
Loss
-€58,283
Equity +644%: capital increase
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Parent
ELOY CONSTRUCT · 100%
Auditor: HEYNEN, NYSSEN & C°2025 accounts 28 days early2 of 9 deeds summarised
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 0.04Equity €192,612 (12.8% of total assets)lowers riskSize: turnover €62,319, total assets €1.5mLegal form: public limited companyShow the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 68, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 38+11
equity 12.8% of total assets
Liquidity 100+9
short-term debt 8.0%
Profitability 49-2
return on assets -3.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.5%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.04, compared with 0.0 in 2024, below 1; short-term debt: 8% of total assets), and 87.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 34% on solvency, 98% on liquidity, 42% on profitability and 77% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.04
NBB · annual accounts
lowers risk · Size: turnover €62,319, total assets €1.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €192,612 (12.8% of total assets)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €192,612
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
16 days early
2023
29 days early
2022
34 days early
2021
20 days early
2020
17 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Equity above €150,000equity €192,612 ▲644%
  3. Capital & shares · Amendment of…Auditor report · Capital increase…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€58,283 View
  • Positive: Equity rose in 2025capital increase ▲ 644% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by ELOY CONSTRUCTultimately: ELOY GROUP 100% View

By topic

Financials

Financial year
2025
Turnover
€62,319
Loss
-€58,283
Solvency
12.8%
Turnover▲ 3.1%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2013
Next accounts
by 31-07-2027
  1. 15-07-2025Annual accounts filed
  2. 13-08-2024Reappointment: HEYNEN, NYSSEN & C° (statutory auditor)
  3. 02-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Development of residential building projectsNACE 68121
Founded
02-02-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about E.S.R. IMMO

What is the company number of E.S.R. IMMO?
0843.334.628. In Belgium the VAT number is the company number with BE in front: BE 0843.334.628.
Where is E.S.R. IMMO based?
The registered office is at Rue des Spinettes 13, 4140 Sprimont.Company details
What does E.S.R. IMMO do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of E.S.R. IMMO?
Public limited company (NV).
When was E.S.R. IMMO founded?
On 02-02-2012.
Is E.S.R. IMMO still active?
Yes, E.S.R. IMMO is an active enterprise in the KBO register.
What is the turnover of E.S.R. IMMO?
€62,319 in financial year 2025, according to the filed annual accounts.Financials
Is E.S.R. IMMO profitable?
In financial year 2025, E.S.R. IMMO made a loss of €58,283.
Where can I find the annual accounts of E.S.R. IMMO?
E.S.R. IMMO filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of E.S.R. IMMO due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to E.S.R. IMMO

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?ELOY GROUP · 18 companies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure