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Complete company report
Generated 14-08-2026
Active BE 0452.383.650Public limited company

E.R.G.M.

Rue de la Charrette 101 ·4130 Esneux, Belgium· 32 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of E.R.G.M. is 0.7% (low). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 32 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 06-10-2025 2025-00531294
31-12-2023 micro 24-10-2024 2024-00514626
31-12-2022 micro 09-11-2023 2023-00511426
31-12-2021 micro 31-10-2022 2022-20483418
31-12-2020 micro 05-10-2021 2021-71000161
31-12-2019 volledig 30-11-2020 2020-73000056
31-12-2018 volledig 18-06-2019 2019-19600272
31-12-2017 volledig 01-10-2018 2018-67600438
31-12-2016 volledig 25-09-2017 2017-62700410
31-12-2015 volledig 02-08-2016 2016-39500195
Directors & mandates 2 directors
Current directors & mandates
  • Joseph HUMBLET
    Chair
    State Gazette act 24133567 (13-09-2024)
    Current
    04-11-2020 → present
    2 events
    • 13-09-2024 Appointed· Chair
    • 04-11-2020 Appointed· Director
  • Luc HUMBLET
    Director
    State Gazette act 24133567 (13-09-2024)
    Current
    04-11-2020 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation14-03-1994
StatusActive
Postal code4130
Establishment units 1 location
Rue de la Charrette 101, 4130 Esneux
Overige financiële instellingen, n.e.g.
since 19962.077.109.894
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62101A0457/00X003 Wallonia 1,036 m² 1 · 98 m² 8.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
06-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
13-09-2024
State Gazette act Director changes
2023
09-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
05-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
18-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
01-10-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
25-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
02-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
13-09-2024 3 directors appointed Director changes
  • Luc HUMBLET, Bestuurder
  • Joseph HUMBLET, Bestuurder
  • Joseph HUMBLET, Voorzitter
Technical details 
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  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": "63.03.30-267.80",
        "name": "Luc HUMBLET",
        "address": "rue de la Charrette 62 4130 TILFF",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2020-11-04",
      "evidence_quote": "Les candidats pr\u00E9sents sont nomm\u00E9s pour une dur\u00E9e de six an\u00E9es avec effet r\u00E9troactif au 04/11/2020 soit jusqu\u0027\u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de 2026.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2026"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": "49.09.21-227.41",
        "name": "Joseph HUMBLET",
        "address": "rue Heid de Mael 24 4130 TILFF",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2020-11-04",
      "evidence_quote": "Les candidats pr\u00E9sents sont nomm\u00E9s pour une dur\u00E9e de six an\u00E9es avec effet r\u00E9troactif au 04/11/2020 soit jusqu\u0027\u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de 2026.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2026"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    },
    {
      "kind": "director_in",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Joseph HUMBLET",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide aussi de d\u00E9signer M. Joseph HUMBLET au poste de Pr\u00E9sident du Conseil d\u0027Administration, et ce dernier accepte.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "LIEGE",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-09-13",
    "filing_date": "2024-09-03",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-04-24",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0452.383.650",
    "name_full": "RIGUNAL DE L\u0027ENTREDRISE DE LIF",
    "legal_form": "SA",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Luc HUMBLET",
    "org_rep_person_name": null,
    "person_role_at_subject": "administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR E.R.G.M.
Registered office
Rue de la Charrette 101
4130 Esneux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative