E. R. AUTO
ActiveE. R. AUTO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-3k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-59
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.15 against 3.68 in 2024; short-term debt: 19.4% and cash: 8.9% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
-6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
31 d early
2023
37 d early
2022
62 d early
2021
60 d early
2020
74 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 6.9%
2024 · €42k
2018: €30k
2019: €30k
2020: €31k
2021: €32k
2022: €32k
2023: €32k
2024: €42k
2018 → 2025
Total assets
€49k▼ 15.9%
2024 · €58k
2018: €39k
2019: €44k
2020: €49k
2021: €52k
2022: €53k
2023: €50k
2024: €58k
2018 → 2025
Net result
€-3k
2024 · €10k
2018: €46
2019: €341
2020: €1k
2021: €750
2022: €69
2023: €83
2024: €10k
2018 → 2025
Working capital
€39k▼ 6.9%
2024 · €42k
2018: €29k
2019: €30k
2020: €31k
2021: €32k
2022: €32k
2023: €32k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€32k▲ 0.2%€32k▲ 0.3%€42k▲ 31.3%€39k▼ 6.9%
Operating result€814-€170▼ 79.2%€183▲ 7.7%€14k▲ 7,445%€-5k
Net result€750-€69▼ 90.8%€83▲ 19.7%€10k▲ 12,074%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49k
Equity
€39k▼ 6.9%
Debt
€9k▼ 39.8%
The debt ratio falls from 27.1% to 19.4%. Equity and debt are lower.
Key figures and ratios
Solvency
80.6%▲
2024 · 72.9%
Current ratio
5.15▲
2024 · 3.68
Quick ratio
0.46▼
2024 · 0.86
Debt / equity
0.24▼
2024 · 0.37
ROE
-7.5%▼
2024 · 23.8%
ROA
-6.0%▼
2024 · 17.4%
Debt
€9k▼
2024 · €16k
Debt ≤ 1 year
€9k▼
2024 · €16k
Income taxes
€-2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€49k▼
Current assets29/58€58k€49k▼
Stocks and contracts in progress3€44k€44k=
Stocks30/36€44k€44k=
Amounts receivable within one year40/41€522€10▼
Other amounts receivable41€522€10▼
Cash at bank and in hand54/58€13k€4k▼
Equity and liabilities
Total equity and liabilities10/49€58k€49k▼
Equity10/15€42k€39k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€19k▼
Amounts payable17/49€16k€9k▼
Amounts payable within one year42/48€16k€9k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€12k€8k▼
Income statement
Code20242025
Other operating charges640/8€647€660▲
Gross operating margin9900€14k€-4k▼
Operating profit (loss)9901€14k€-5k▼
Financial charges65/66B€35€38▲
Recurring financial charges65€35€38▲
Profit (loss) for the period before taxes9903€14k€-5k▼
Income taxes67/77€4k€-2k▼
Profit (loss) for the period9904€10k€-3k▼
Profit (loss) for the period to be appropriated9905€10k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€19k▼
Profit (loss) brought forward from the previous period14P€12k€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼129%
Net result drops to €-3k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €10k ▲12074%
Operating result €14k, net result €10k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lantin 1454000 LiègeGround area
276 m²
Building footprint
4,899 m²
Parcel 62087B0318/00C004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Lantin 145, 4000 Liège
since 19862.199.699.088
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0318/00C004 | Wallonia | 276 m² | 1 · 4,899 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BELMIC
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Of 1,746 companies in sector 46720 we hold annual accounts for 1,084. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-1985
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
50301
37100
38210Materials recovery from waste
38322Waste collection, recovery and disposal activities
47820Retail sale of motor vehicle parts and accessories
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.