BART DEMUYNCK
ActiveSummary
BART DEMUYNCK has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 69% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. The figures in the accounts for fiscal year 2024 give a score of 59 on their own. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▲+4
Solvency88▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.7 against 3.23 in 2023; short-term debt: 36.9% and cash: 20.5% of total assets), and 36.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.1%
Return on assets
-13.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-12-2025, 148 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
148 d late
2023
153 d late
2022
115 d late
2021
120 d late
2020
327 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€45k▼ 17.4%
2023 · €54k
2018: €54k
2019: €50k
2020: €64k
2021: €74k
2022: €73k
2023: €54k
2018 → 2024
Total assets
€71k▼ 12.8%
2023 · €81k
2018: €81k
2019: €77k
2020: €89k
2021: €84k
2022: €88k
2023: €81k
2018 → 2024
Net result
€-9k▲ 48.8%
2023 · €-18k
2018: €1k
2019: €-5k
2020: €14k
2021: €10k
2022: €-1k
2023: €-18k
2018 → 2024
Working capital
€45k▼ 20.6%
2023 · €56k
2018: €55k
2019: €51k
2020: €66k
2021: €76k
2022: €74k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€74k▲ 15.9%€73k▼ 1.9%€54k▼ 25.4%€45k▼ 17.4%
Operating result€16k-€13k▼ 20.2%€500▼ 96.2%€-17k€-9k▲ 50.5%
Net result€14k-€10k▼ 28.1%€-1k€-18k▼ 1,210%€-9k▲ 48.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €17k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€290 =
Current assets
€71k ▼ 12.9%
Equity and liabilities €71k
Equity
€45k ▼ 17.4%
Debt
€26k ▼ 3.8%
Debt's share of the balance-sheet total rises from 33.4% to 36.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.70▼
2023 · 3.23
Quick ratio
2.62▼
2023 · 3.15
Debt to equity
0.58▲
2023 · 0.50
ROE
-21.1%▲
2023 · -34.0%
ROA
-13.3%▲
2023 · -22.6%
Debt ≤ 1 year
€26k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€81k€71k▼
Fixed assets21/28€290€290=
Financial fixed assets28€290€290=
Current assets29/58€81k€71k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€68k€54k▼
Trade receivables40€38k€34k▼
Other amounts receivable41€31k€20k▼
Cash at bank and in hand54/58€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€81k€71k▼
Equity10/15€54k€45k▼
Contributions10/11€19k€19k=
Reserves13€49k€26k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k€24k▼
Profit (loss) carried forward14€-13k-
Amounts payable17/49€27k€26k▼
Amounts payable within one year42/48€25k€26k▲
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€10k€10k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-14k€-5k▲
Operating profit (loss)9901€-17k€-9k▲
Financial income75/76B-€33
Recurring financial income75-€33
Financial charges65/66B€1k€851▼
Recurring financial charges65€1k€851▼
Profit (loss) for the period before taxes9903€-18k€-9k▲
Profit (loss) for the period9904€-18k€-9k▲
Profit (loss) for the period to be appropriated9905€-18k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-23k▼
Profit (loss) brought forward from the previous period14P€5k€-13k▼
Transfer from equity791/2-€23k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 148 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 327 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 11.15
Current ratio from 3.91 to 11.15; short-term debt falls from €23k to €7k.
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 349 days late
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 150 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 191 days late
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Dessus de Lives(LO) 25101 NamurGround area
5,280 m²
Building footprint
1,298 m²
Volume, LiDAR
18,337 m³
2 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Louvain(BU) 484, 5004 Namur
since 19962.075.486.729
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021E0018/00D000 | Wallonia | 2,646 m² | 1 · 277 m² | 14.2 m · 4 fl. |
| 92078A0002/02G002 | Wallonia | 2,634 m² | 1 · 1,021 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ALLUCO
BE 1022.417.612
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MECADIS
BE 0455.116.773
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Global Windshield
BE 0777.441.835
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Met Alliance Group
BE 0659.994.631
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Of 1,746 companies in sector 46720 we hold annual accounts for 1,084. 488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46720Wholesale of motor vehicle parts and accessories
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.