K.I. STYLING
ActiveK.I. STYLING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €107k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.03 in 2024), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
12%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
42 d early
2023
43 d early
2022
33 d early
2021
45 d early
2020
2 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€468k▼ 2.7%
2024 · €481k
2018: €199k
2019: €219k
2020: €248k
2021: €321k
2022: €349k
2023: €407k
2024: €481k
2018 → 2025
Total assets
€887k▼ 10.7%
2024 · €993k
2018: €404k
2019: €765k
2020: €829k
2021: €809k
2022: €842k
2023: €850k
2024: €993k
2018 → 2025
Net result
€107k▲ 9.2%
2024 · €98k
2018: €37k
2019: €19k
2020: €30k
2021: €73k
2022: €58k
2023: €94k
2024: €98k
2018 → 2025
Working capital
€5k▼ 43.5%
2024 · €10k
2018: €-38k
2019: €-67k
2020: €-126k
2021: €-74k
2022: €-32k
2023: €-59k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€321k-€349k▲ 8.7%€407k▲ 16.7%€481k▲ 18.1%€468k▼ 2.7%
Operating result€137k-€98k▼ 28.8%€147k▲ 50.0%€156k▲ 6.3%€163k▲ 4.2%
Net result€73k-€58k▼ 20.4%€94k▲ 62.4%€98k▲ 3.6%€107k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €887k
Fixed assets
€589k▼ 7.7%
Current assets
€298k▼ 16.1%
Equity and liabilities €887k
Equity
€468k▼ 2.7%
Provisions
€21k▼ 8.0%
Debt
€398k▼ 18.7%
The debt ratio falls from 49.3% to 44.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€223k▲
2024 · €215k
Cash flow
€167k▲
2024 · €157k
Solvency
52.8%▲
2024 · 48.4%
Current ratio
1.02▼
2024 · 1.03
Quick ratio
1.02▼
2024 · 1.03
Debt / equity
0.85▼
2024 · 1.02
ROE
22.8%▲
2024 · 20.3%
ROA
12.0%▲
2024 · 9.8%
Interest coverage
22.09▲
2024 · 21.81
Debt
€398k▼
2024 · €490k
Debt ≤ 1 year
€292k▼
2024 · €345k
Debt > 1 year
€104k▼
2024 · €141k
Income taxes
€54k▲
2024 · €53k
Staff costs
€63k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€993k€887k▼
Fixed assets21/28€638k€589k▼
Tangible fixed assets22/27€638k€588k▼
Land and buildings22€539k€517k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€91k€66k▼
Financial fixed assets28€253€1k▲
Current assets29/58€355k€298k▼
Amounts receivable after more than one year29€10k€142k▲
Other amounts receivable291€10k€142k▲
Amounts receivable within one year40/41€70k€58k▼
Trade receivables40€66k€26k▼
Other amounts receivable41€4k€32k▲
Current investments50/53€150k-
Cash at bank and in hand54/58€123k€40k▼
Deferred charges and accrued income490/1€2k€58k▲
Equity and liabilities
Total equity and liabilities10/49€993k€887k▼
Equity10/15€481k€468k▼
Contributions10/11€19k€19k=
Reserves13€462k€449k▼
Tax-exempt reserves132€54k€50k▼
Distributable reserves133€409k€400k▼
Provisions and deferred taxes16€22k€21k▼
Deferred taxes168€22k€21k▼
Amounts payable17/49€490k€398k▼
Amounts payable after more than one year17€141k€104k▼
Financial debts170/4€141k€104k▼
Amounts payable within one year42/48€345k€292k▼
Current portion of amounts payable after more than one year42€36k€37k▲
Financial debts43€92k€46k▼
Credit institutions430/8€92k€46k▼
Trade debts44€170k€119k▼
Suppliers440/4€170k€119k▼
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€6k€16k▲
Remuneration and social security454/9€18k€433▼
Other amounts payable47/48€23k€74k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€131k€63k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€60k▲
Other operating charges640/8€6k€7k▲
Non-recurring operating charges66A€2k€4k▲
Gross operating margin9900€354k€297k▼
Operating profit (loss)9901€156k€163k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€148k€159k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€53k€54k▲
Profit (loss) for the period9904€98k€107k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€102k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€111k▲
Transfer from equity791/2€24k€120k▲
Transfer to equity691/2€102k€111k▲
To other reserves6921€102k€111k▲
Profit to be distributed694/7€24k€120k▲
Return on contributions (dividend)694€24k€120k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €107k ▲9.2%
Operating result €163k, net result €107k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €19k ▼47.9%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €200kEq €219k ▲9.6%
2 profitable years in a row build equity to €219k.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnensingel 70-00-013920 LommelGround area
3,314 m²
Building footprint
1,286 m²
Volume, LiDAR
4,092 m³
Parcel 72020C0787/00R008, Flanders · tallest building 15.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
K.I. STYLING
since 19992.090.837.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0787/00R008 | Flanders | 3,314 m² | 1 · 1,286 m² | 15.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.M. MANAGEMENT
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KOMPANO
BE 0524.963.802
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CEGESPRO
BE 0442.397.105
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AVWORX
BE 0843.986.409
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Numa Holding
BE 0745.551.106
Brussel · Eq €468k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 35,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1999
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.