Skip to content

E.N.B.

Active
Private limited companyfounded 20197 yrs activeRue Grétry 170, 4020 Liège, BelgiumKBO/BCE: BE 0723.806.080

The file of E.N.B. contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 8.4% (elevated). The 2024 annual accounts show negative equity (-€102,257) and a net result of -€94,983. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 18935 sector peers (fiscal year 2024).

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-89
Solvency0▼-20
Growth32▼-46
Track record85
Bankruptcy probability, 12 months
8.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.63 in 2023; short-term debt: 248.2% and cash: 43.3% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-148.2%
Return on assets
-137.7%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
1920222324
2019 to 2024 · latest year -€102,257
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
85 d late
2022
120 d late
2020
30 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 March 2019, E.N.B. was incorporated.1 Total assets went from EUR 117,060 in 2019 to EUR 68,979 in 2024.2 The company was declared bankrupt on 20 November 2023.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024
  3. 3Belgian State Gazette, 24-11-2023

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€102,257▼ 1,306%
2023 · -€7,274
Total assets
€68,979▼ 48.0%
2023 · €132,617
Net result
-€94,983
2023 · €22,012
Working capital
-€133,577▼ 156%
2023 · -€52,267
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202220232024
Operating result-€19,017--€19,346▼ 1.7%€25,305-€23,375▼ 7.6%-€67,633
Net result-€19,098--€19,605below the sector's middle half▼ 2.7%€24,807above the sector's middle half-€22,012above the sector's middle half▼ 11.3%-€94,983below the sector's middle half
Equity-€12,898--€32,504below the sector's middle half▼ 152%-€29,286below the sector's middle half--€7,274below the sector's middle half▲ 75.2%-€102,257below the sector's middle half▼ 1,306%
Total assets€117,060-€73,343within the sector's middle half▼ 37.3%€79,351within the sector's middle half-€132,617within the sector's middle half▲ 67.1%€68,979within the sector's middle half▼ 48.0%
Debt€129,958-€105,847▼ 18.6%€108,637-€139,890▲ 28.8%€171,236▲ 22.4%
Working capital-€64,809--€87,137below the sector's middle half▼ 34.5%-€90,896below the sector's middle half--€52,267below the sector's middle half▲ 42.5%-€133,577below the sector's middle half▼ 156%
Solvency-11.0%--44.3%below the sector's middle half▼ 33.3pp-36.9%below the sector's middle half--5.5%within the sector's middle half▲ 31.4pp-148.2%below the sector's middle half▼ 142.8pp
Current ratio0.50-0.18below the sector's middle half▼ 0.320.16below the sector's middle half-0.63within the sector's middle half▲ 0.460.22below the sector's middle half▼ 0.41
Return on assets (ROA)-16.3%--26.7%below the sector's middle half▼ 10.4pp31.3%above the sector's middle half-16.6%above the sector's middle half▼ 14.7pp-137.7%below the sector's middle half▼ 154.3pp
Staff (FTE)0.5below the sector's middle half
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2019: -€19,017-€19,017Net result 2019: -€19,098-€19,098Operating result 2020: -€19,346-€19,346Net result 2020: -€19,605-€19,605Operating result 2022: €25,305€25,305Net result 2022: €24,807€24,807Operating result 2023: €23,375€23,375Net result 2023: €22,012€22,012Operating result 2024: -€67,633-€67,633Net result 2024: -€94,983-€94,98320192020202220232024-€100,000-€50,000€0€50,000Operating result 2022: €25,305€25,300Net result 2022: €24,807€24,800Operating result 2023: €23,375€23,400Net result 2023: €22,012€22,000Operating result 2024: -€67,633-€67,600Net result 2024: -€94,983-€95,000202220232024
The operating result turns negative in 2024: a loss of €67,633 after €23,375 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €68,979
Fixed assets €31,320 ▼ 30.4%
Current assets €37,659 ▼ 57.0%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€51,260▼
2023 · €41,879
Cash flow
-€78,610▼
2023 · €40,516
Quick ratio
0.18▼
2023 · 0.61
Debt to equity
-1.67▲
2023 · -19.23
Interest coverage
-12.49▼
2023 · 29.63
Debt ≤ 1 year
€171,236▲
2023 · €139,890
Income taxes
€26,312
Staff costs
€76,556▼
2023 · €109,660
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 8.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€132,617€68,979▼
Fixed assets21/28€44,993€31,320▼
Tangible fixed assets22/27€40,895€27,222▼
Plant, machinery and equipment23€25,969€12,064▼
Furniture and vehicles24€20€2,218▲
Other tangible fixed assets26€14,906€12,939▼
Financial fixed assets28€4,098€4,098=
Current assets29/58€87,624€37,659▼
Stocks and contracts in progress3€2,988€7,427▲
Stocks30/36€2,988€7,427▲
Amounts receivable within one year40/41€72,643-
Other amounts receivable41€72,643-
Cash at bank and in hand54/58€11,993€29,847▲
Deferred charges and accrued income490/1-€385
Equity and liabilities
Total equity and liabilities10/49€132,617€68,979▼
Equity10/15-€7,274-€102,257▼
Contributions10/11€16,200€16,200=
Profit (loss) carried forward14-€23,474-€118,457▼
Amounts payable17/49€139,890€171,236▲
Amounts payable within one year42/48€139,890€171,236▲
Trade debts44€40,514€39,208▼
Suppliers440/4€40,514€39,208▼
Taxes, remuneration and social security45€89,377€131,568▲
Taxes450/3€40,002€88,679▲
Remuneration and social security454/9€49,375€42,889▼
Other amounts payable47/48€10,000€459▼
Income statement Code20232024
Remuneration, social security and pensions62€109,660€76,556▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,503€16,373▼
Other operating charges640/8€3,655€12,767▲
Non-recurring operating charges66A-€40,595
Gross operating margin9900€155,193€78,657▼
Operating profit (loss)9901€23,375-€67,633▼
Financial income75/76B€50€3,065▲
Recurring financial income75€50€3,065▲
Financial charges65/66B€1,413€4,103▲
Recurring financial charges65€1,413€4,103▲
Profit (loss) for the period before taxes9903€22,012-€68,671▼
Income taxes67/77-€26,312
Profit (loss) for the period9904€22,012-€94,983▼
Profit (loss) for the period to be appropriated9905€22,012-€94,983▼
Appropriation of the result
Profit (loss) to be appropriated9906-€23,474-€118,457▼
Profit (loss) brought forward from the previous period14P-€45,486-€23,474▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202220232024Change
Non-recurring operating income76A--€168,000---
Remuneration, social security and pensions62--€83,577€109,660€76,556▼ 30.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,290€11,630€17,859€18,503€16,373▼ 11.5%
Other operating charges640/8--€4,288€3,655€12,767▲ 249%
Non-recurring operating charges66A----€40,595-
Gross operating margin9900-€15,726-€2,367€131,028€155,193€78,657▼ 49.3%
Operating profit (loss)9901-€19,017-€19,346€25,305€23,375-€67,633▼ 389%
Financial income75/76B---€50€3,065▲ 5,983%
Recurring financial income75-€1-€50€3,065▲ 5,983%
Financial charges65/66B--€498€1,413€4,103▲ 190%
Recurring financial charges65€82€260€498€1,413€4,103▲ 190%
Profit (loss) for the period before taxes9903-€19,098-€19,605€24,807€22,012-€68,671▼ 412%
Income taxes67/77----€26,312-
Profit (loss) for the period9904-€19,098-€19,605€24,807€22,012-€94,983▼ 532%
Profit (loss) for the period to be appropriated9905-€19,098-€19,605€24,807€22,012-€94,983▼ 532%
Line20192020202220232024Change
Assets
Total assets20/58€117,060€73,343€79,351€132,617€68,979▼ 48.0%
Fixed assets21/28€52,411€54,634€61,610€44,993€31,320▼ 30.4%
Tangible fixed assets22/27€48,411€50,536€57,512€40,895€27,222▼ 33.4%
Plant, machinery and equipment23--€38,639€25,969€12,064▼ 53.5%
Furniture and vehicles24--€864€20€2,218▲ 10,992%
Other tangible fixed assets26--€18,010€14,906€12,939▼ 13.2%
Financial fixed assets28€4,000€4,098€4,098€4,098€4,098=
Current assets29/58€64,649€18,710€17,741€87,624€37,659▼ 57.0%
Stocks and contracts in progress3-€3,745€6,403€2,988€7,427▲ 149%
Stocks30/36--€6,403€2,988€7,427▲ 149%
Amounts receivable within one year40/41€64,603€444€944€72,643--
Trade receivables40--€944---
Other amounts receivable41---€72,643--
Cash at bank and in hand54/58€45€13,791€10,393€11,993€29,847▲ 149%
Deferred charges and accrued income490/1----€385-
Equity and liabilities
Total equity and liabilities10/49€117,060€73,343€79,351€132,617€68,979▼ 48.0%
Equity10/15-€12,898-€32,504-€29,286-€7,274-€102,257▼ 1,306%
Contributions10/11€6,200€6,200€16,200€16,200€16,200=
Profit (loss) carried forward14-€19,098-€38,704-€45,486-€23,474-€118,457▼ 405%
Amounts payable17/49€129,958€105,847€108,637€139,890€171,236▲ 22.4%
Amounts payable within one year42/48€129,458€105,847€108,637€139,890€171,236▲ 22.4%
Trade debts44€49,576€23,803€66,578€40,514€39,208▼ 3.2%
Suppliers440/4--€66,578€40,514€39,208▼ 3.2%
Taxes, remuneration and social security45--€41,650€89,377€131,568▲ 47.2%
Taxes450/3--€15,968€40,002€88,679▲ 122%
Remuneration and social security454/9--€25,682€49,375€42,889▼ 13.1%
Other amounts payable47/48--€409€10,000€459▼ 95.4%
Line20192020202220232024Change
Profit (loss) for the period9904-€19,098-€19,605€24,807€22,012-€94,983▼ 532%
+ Depreciation and write-downs630€3,290€11,630€17,859€18,503€16,373▼ 11.5%
Operating cash flow (approximation)-€15,808-€7,975€42,666€40,516-€78,610▼ 294%
Investment in fixed assets (approximation)--€13,853--€1,886-€2,700▼ 43.2%
Change in cash-€13,746-€1,600€17,854▲ 1,016%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Weakest financial yearnet -€94,983
Net result drops to -€94,983, the lowest in the series.
24-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
13-12
Bankruptcy Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Liège · event 07-12-2023
28-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
24-11
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Liège · event 20-11-2023
2022
31-12
Financial Back to profitnet €24,807
Net result €24,807 after 2 loss-making years.
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
196 m²
Building footprint
153 m²
Volume, LiDAR
667 m³
Parcel 62817B0353/00X000, Wallonia · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EAST N BULL steakhouse
Rue Grétry 168, 4020 LiègeLimited-service restaurants
since 20192.289.996.784
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62817B0353/00X000 Wallonia 196 m² 2 · 153 m² 14.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator FLORIAN ERNOTTE
AVENUE CONSTANTIN DE GERLACHE 41, 4000 LIEGE 1
20-11-2023 → 07-12-2023

Recognitions · licences · registrations

Food safety, FASFC

1 site
Liège2.289.996.784
1 permission
Toelating · Eetgelegenheid · since 17-07-2019

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.