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E&MO

Active
Private limited companyfounded 20251 yr activeDriekoningenstraat 215, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1023.925.961
Summary

The computed 12-month bankruptcy probability of E&MO is 1.9% (moderate). The 2025 annual accounts show equity of €37,849 and a net result of €35,849. Its solvency ranks better than 41% of 7564 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.54; short-term debt: 64.7% and cash: 0.5% of total assets), but 64.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.3%
Return on assets
33.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
3 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 June 2025, E&MO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€37,849
Total assets
€107,197
Net result
€35,849
Working capital
€37,599

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €107,197
Fixed assets €250
Current assets €106,947
Equity and liabilities €107,197
Equity €37,849
Debt €69,348
Debt finances 64.7% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.54
Debt to equity
1.83
ROE
94.7%
ROA
33.4%
Debt ≤ 1 year
€69,348
Income taxes
€8,962

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€107,197
Fixed assets21/28€250
Financial fixed assets28€250
Current assets29/58€106,947
Amounts receivable within one year40/41€106,447
Trade receivables40€80,935
Other amounts receivable41€25,512
Cash at bank and in hand54/58€500
Equity and liabilities
Total equity and liabilities10/49€107,197
Equity10/15€37,849
Contributions10/11€2,000
Profit (loss) carried forward14€35,849
Amounts payable17/49€69,348
Amounts payable within one year42/48€69,348
Trade debts44€59,085
Suppliers440/4€59,085
Taxes, remuneration and social security45€10,262
Taxes450/3€8,962
Remuneration and social security454/9€1,300
Income statement Code2025
Gross operating margin9900€44,812
Operating profit (loss)9901€44,812
Profit (loss) for the period before taxes9903€44,812
Income taxes67/77€8,962
Profit (loss) for the period9904€35,849
Profit (loss) for the period to be appropriated9905€35,849
Appropriation of the result
Profit (loss) to be appropriated9906€35,849

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€44,812
Operating profit (loss)9901€44,812
Profit (loss) for the period before taxes9903€44,812
Income taxes67/77€8,962
Profit (loss) for the period9904€35,849
Profit (loss) for the period to be appropriated9905€35,849
Line2025
Assets
Total assets20/58€107,197
Fixed assets21/28€250
Financial fixed assets28€250
Current assets29/58€106,947
Amounts receivable within one year40/41€106,447
Trade receivables40€80,935
Other amounts receivable41€25,512
Cash at bank and in hand54/58€500
Equity and liabilities
Total equity and liabilities10/49€107,197
Equity10/15€37,849
Contributions10/11€2,000
Profit (loss) carried forward14€35,849
Amounts payable17/49€69,348
Amounts payable within one year42/48€69,348
Trade debts44€59,085
Suppliers440/4€59,085
Taxes, remuneration and social security45€10,262
Taxes450/3€8,962
Remuneration and social security454/9€1,300
Line2025
Profit (loss) for the period9904€35,849
Operating cash flow (approximation)€35,849

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2025
seat establishment All 2 establishment units on the map
Ground area
241 m²
Building footprint
82 m²
Volume, LiDAR
425 m³
Parcel 46447B0348/00B000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
E&MO
Driekoningenstraat 215, 9100 Sint-NiklaasGeneral construction of residential buildings
since 20252.374.897.817
E&MO
Driekoningenstraat 215, 9100 Sint-NiklaasAgents specialised in the wholesale of other particular products
since 20252.379.941.817
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46447B0348/00B000 Flanders 241 m² 1 · 82 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Niklaas2.379.941.817
1 permission
Toelating · Eetgelegenheid · since 29-05-2026

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43331Floor and wall tiling
43421Specialised construction activities
43422Screed work
43910Bricklaying and masonry work
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023925961
Also 9925:BE1023925961
Registered 05-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.