E. LEMOINE
ActiveE. LEMOINE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €67k. Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.08 in 2024; short-term debt: 84.7% and cash: 39.1% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
30.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
37 d early
2023
25 d early
2022
3 d late
2021
32 d early
2020
23 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 44.8%
2024 · €42k
2018: €54k
2019: €111k
2020: €119k
2021: €213k
2022: €129k
2023: €97k
2024: €42k
2018 → 2025
Total assets
€216k▼ 10.4%
2024 · €241k
2018: €80k
2019: €158k
2020: €195k
2021: €274k
2022: €319k
2023: €271k
2024: €241k
2018 → 2025
Net result
€67k▼ 21.6%
2024 · €85k
2018: €3k
2019: €57k
2020: €8k
2021: €94k
2022: €46k
2023: €68k
2024: €85k
2018 → 2025
Working capital
€15k▼ 12.1%
2024 · €17k
2018: €54k
2019: €72k
2020: €86k
2021: €191k
2022: €85k
2023: €64k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€129k▼ 39.3%€97k▼ 24.8%€42k▼ 56.4%€23k▼ 44.8%
Operating result€112k-€60k▼ 46.2%€85k▲ 40.8%€108k▲ 27.0%€112k▲ 3.3%
Net result€94k-€46k▼ 51.0%€68k▲ 47.2%€85k▲ 25.3%€67k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€18k▼ 28.7%
Current assets
€197k▼ 8.3%
Equity and liabilities €216k
Equity
€23k▼ 44.8%
Debt
€192k▼ 3.1%
The debt ratio rises from 82.4% to 89.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€119k▲
2024 · €116k
Cash flow
€74k▼
2024 · €93k
Solvency
10.9%▼
2024 · 17.6%
Current ratio
1.08▼
2024 · 1.08
Quick ratio
1.07▼
2024 · 1.08
Debt / equity
8.19▲
2024 · 4.67
ROE
284.3%▲
2024 · 200.3%
ROA
30.9%▼
2024 · 35.3%
Interest coverage
907.51▼
2024 · 990.40
Debt
€192k▼
2024 · €198k
Debt ≤ 1 year
€183k▼
2024 · €198k
Income taxes
€45k▲
2024 · €23k
Staff costs
€41k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€216k▼
Fixed assets21/28€26k€18k▼
Tangible fixed assets22/27€20k€13k▼
Plant, machinery and equipment23€2k€808▼
Furniture and vehicles24€19k€12k▼
Financial fixed assets28€6k€6k=
Current assets29/58€215k€197k▼
Stocks and contracts in progress3€442€1k▲
Stocks30/36€442€1k▲
Amounts receivable within one year40/41€69k€110k▲
Trade receivables40€69k€110k▲
Cash at bank and in hand54/58€144k€84k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€241k€216k▼
Equity10/15€42k€23k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€3k▼
Amounts payable17/49€198k€192k▼
Amounts payable within one year42/48€198k€183k▼
Trade debts44€33k€30k▼
Suppliers440/4€33k€30k▼
Taxes, remuneration and social security45€25k€21k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€141k€131k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Remuneration, social security and pensions62€41k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€4k€900▼
Gross operating margin9900€161k€161k▲
Operating profit (loss)9901€108k€112k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€117€131▲
Recurring financial charges65€117€131▲
Profit (loss) for the period before taxes9903€108k€111k▲
Income taxes67/77€23k€45k▲
Profit (loss) for the period9904€85k€67k▼
Profit (loss) for the period to be appropriated9905€85k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€88k▼
Profit (loss) brought forward from the previous period14P€77k€22k▼
Profit to be distributed694/7€140k€86k▼
Return on contributions (dividend)694€140k€86k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €94k ▲1077%
Operating result €112k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲79.2%
4 profitable years in a row build equity to €213k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Equity above €100kEq €111k ▲105%
2 profitable years in a row build equity to €111k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Wauters 1474470 Saint-Georges-sur-MeuseGround area
4,539 m²
Building footprint
254 m²
Volume, LiDAR
459 m³
2 parcels, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Joseph Wauters 147, 4470 Saint-Georges-sur-Meuse
since 19992.091.846.570
Galler Outlet Marche
since 20192.287.963.150
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0684/00P009 | Wallonia | 3,153 m² | 1 · 192 m² | - |
| 64065B0900/00H000 | Wallonia | 1,386 m² | 1 · 62 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMarche-en-Famenne2.287.963.150
Saint-Georges-sur-Meuse2.091.846.570
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-1999
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
47242Retail sale of chocolate and confectionery
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32475838037