BOSMA AGENCIES
ActiveBOSMA AGENCIES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €38k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+35
Solvency98▲+9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 2.6 in 2024; short-term debt: 26.9% and cash: 23.4% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
16.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
29 d late
2023
30 d late
2022
30 d late
2021
2 d early
2020
5 d early
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€168k▲ 29.3%
2024 · €130k
2018: €82k
2019: €99k
2020: €77k
2021: €89k
2022: €106k
2023: €127k
2024: €130k
2018 → 2025
Total assets
€230k▲ 14.0%
2024 · €202k
2018: €184k
2019: €175k
2020: €131k
2021: €138k
2022: €160k
2023: €193k
2024: €202k
2018 → 2025
Net result
€38k▲ 1,160%
2024 · €3k
2018: €52k
2019: €20k
2020: €8k
2021: €12k
2022: €18k
2023: €21k
2024: €3k
2018 → 2025
Working capital
€152k▲ 32.7%
2024 · €115k
2018: €5k
2019: €32k
2020: €18k
2021: €31k
2022: €58k
2023: €121k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€106k▲ 19.7%€127k▲ 19.5%€130k▲ 2.4%€168k▲ 29.3%
Operating result€22k-€32k▲ 45.7%€36k▲ 12.5%€5k▼ 86.0%€52k▲ 940%
Net result€12k-€18k▲ 47.5%€21k▲ 18.1%€3k▼ 85.4%€38k▲ 1,160%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 940% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€16k▲ 3.7%
Current assets
€214k▲ 14.9%
Equity and liabilities €230k
Equity
€168k▲ 29.3%
Debt
€62k▼ 13.6%
The debt ratio falls from 35.5% to 26.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €9k
Cash flow
€46k▲
2024 · €7k
Solvency
73.1%▲
2024 · 64.5%
Current ratio
3.46▲
2024 · 2.60
Quick ratio
3.46▲
2024 · 2.60
Debt / equity
0.37▼
2024 · 0.55
ROE
22.6%▲
2024 · 2.3%
ROA
16.5%▲
2024 · 1.5%
Interest coverage
58.11▲
2024 · 4.06
Debt
€62k▼
2024 · €72k
Debt ≤ 1 year
€62k▼
2024 · €72k
Income taxes
€18k▲
2024 · €5k
Staff costs
€83k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€202k€230k▲
Fixed assets21/28€15k€16k▲
Tangible fixed assets22/27€15k€16k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€11k€13k▲
Financial fixed assets28€275€275=
Current assets29/58€186k€214k▲
Amounts receivable within one year40/41€175k€155k▼
Trade receivables40€86k€61k▼
Other amounts receivable41€89k€94k▲
Cash at bank and in hand54/58€6k€54k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€202k€230k▲
Equity10/15€130k€168k▲
Contributions10/11€6k€6k=
Reserves13€124k€161k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€124k€161k▲
Profit (loss) carried forward14€57€1k▲
Amounts payable17/49€72k€62k▼
Amounts payable within one year42/48€72k€62k▼
Trade debts44€37k€30k▼
Suppliers440/4€37k€30k▼
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€18k€18k▲
Remuneration and social security454/9€16k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€83k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€93k€144k▲
Operating profit (loss)9901€5k€52k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€8k€56k▲
Income taxes67/77€5k€18k▲
Profit (loss) for the period9904€3k€38k▲
Profit (loss) for the period to be appropriated9905€3k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€38k▼
Profit (loss) brought forward from the previous period14P€37k€57▼
Transfer to equity691/2€40k€37k▼
To other reserves6921€40k€37k▼
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €168k ▲29.3%
8 profitable years in a row build equity to €168k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼85.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €106k ▲19.7%
5 profitable years in a row build equity to €106k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertstraat 933290 DiestGround area
162 m²
Building footprint
122 m²
Volume, LiDAR
810 m³
Parcel 24020A1546/00B000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Koning Albertstraat 93, 3290 Diest
since 20002.097.641.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A1546/00B000 | Flanders | 162 m² | 1 · 122 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRIVENDA
BE 0465.582.083
Herk-de-Stad · Eq €168k
La Fermette Godelaine
BE 0747.949.974
Flémalle · Eq €168k
RAFALE
BE 0547.895.293
Ukkel · Eq €168k
ANDY BERGER CONSULTING
BE 0885.198.442
Meise · Eq €168k
Thecointainer
BE 0449.744.953
Ukkel · Eq €169k
Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2000
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.