Turnover
≈ €41,000 estimated
The accounts state no turnover.
E&L MANAGEMENT
Lifetime
2 annual accounts with figures on one time axispeak €22,977 (2024)
€10,427▼ 54.6%
peak €16,622 (2024)
€3,055▼ 81.6%
peak €22,677 (2025)
€22,677▲ 15.6%
€33,092▲ 44.5%
Board1 name since 2023
1 directorMATTINA François Robert
Documentsfilings and deeds
13-02-202613 days late
2025financial year
Gross margin from €22,977 to €10,427Result from €16,622 to €3,055Equity from €19,622 to €22,677Debts from €22,898 to €33,092Cash from €8,295 to €1,560
Key points
from the 2025 annual accountsInvestments
€1,146 1.5 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€22,677
Less equity than 89% of companies in head offices and management consultancy. Sector median €1.1m · 3,873 companies.
2025 accounts filed 13 days after the deadline
Checked score
83
Excellent
Financially stronger than 35% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.5%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025highest value
03-2025: < 0.1%▼ -0.5 percentage points vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: 0.1%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Liquidity: current ratio 1.36, cash €1,560, halved
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €55,769
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 38% of them on solvency, 9% on liquidity, 29% on profitability and 63% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as E&L MANAGEMENT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of E&L MANAGEMENT itself is lower: 0.3% within 12 months. It rests on far more data about E&L MANAGEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for E&L MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (1.4 in 2024), below the usual 1.5. Short-term debt is 59% and cash 2.8% of total assets. 59.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
13 days late
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 7 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
- MATTINA François Robert 100 sharesdeed of 02-06-2023
Shares in 1 company, DTS PARTNER
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802263541
Incorporation
Founding capital of €3,000, 100 shares · Founder: MATTINA François Robert · Appointment: MATTINA François Robert (director) · published on 02-06-2023 · Gazette deed
First establishment
Rue de la Paix 29, Seraing
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| E&L MANAGEMENT Seraing | €55,769 | €10,427 | 40.7% | - |
| AD CONSULTING SERVICES Fléron | €46,516 | €11,153 | 68.5% | - |
| RCM Chaudfontaine | €53,150 | €10,778 | 64.9% | - |
| BtoBiX Theux | €48,912 | €11,125 | 57.0% | - |
| DEMOO Izegem | €59,050 | €10,154 | 8.7% | - |
| BertSchols Hasselt | €58,877 | €9,693 | 49.8% | - |
| Be There 4 You Villers-la-Ville | €52,713 | €11,188 | 30.7% | - |
These companies have the same main activity as E&L MANAGEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €46,500 and €59,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 31-05-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.346.456.3284100 Seraing, since 31-05-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 03-03-2025
Insights on E&L MANAGEMENT
Solvency fell in 2025 from 46.1% to 40.7% because of higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about E&L MANAGEMENT
- What is the company number of E&L MANAGEMENT?
- The company number of E&L MANAGEMENT is 0802.263.541. The VAT number is the same number with BE in front: BE 0802.263.541.
- Where is E&L MANAGEMENT based?
- The registered office is at Rue de la Paix 29, 4100 Seraing.Company details
- What does E&L MANAGEMENT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of E&L MANAGEMENT?
- E&L MANAGEMENT is a private limited company (BV).
- When was E&L MANAGEMENT founded?
- E&L MANAGEMENT was founded on 31-05-2023.
- Is E&L MANAGEMENT still active?
- Yes, E&L MANAGEMENT is an active enterprise in the KBO register.
- What is the turnover of E&L MANAGEMENT?
- The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €10,427 and 140 comparable companies (NACE 70200). It probably lies between €18,000 and €100,000. It is a rough estimate.Financials
- Is E&L MANAGEMENT profitable?
- In financial year 2025, E&L MANAGEMENT made a profit of €3,055.
- Where can I find the annual accounts of E&L MANAGEMENT?
- E&L MANAGEMENT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of E&L MANAGEMENT due?
- E&L MANAGEMENT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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