BtoBiX

Active

Private limited companyfounded 20242 yrs activeImpasse de la Doline(LR) 11, 4910 Theux, BelgiumKBO/BCE: BE 1004.563.771

Summary

BtoBiX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €5k. Its solvency ranks better than 51% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

81 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability77▼-23

Solvency82▲+9

Growth52

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 2.07 against 1.7 in 2024; short-term debt: 43% and cash: 83.3% of total assets), and 43% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

57%

Return on assets

10.7%

Age of the figures

12 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

37 d early

2024

44 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k▲ 18.7%

2024 · €23k

2024: €23k

2024 → 2025

Total assets

€49k▲ 0.9%

2024 · €48k

2024: €48k

2024 → 2025

Net result

€5k▼ 73.0%

2024 · €19k

2024: €19k

2024 → 2025

Working capital

€23k▲ 28.3%

2024 · €18k

2024: €18k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€23k-€28k▲ 18.7%

Operating result€26k-€9k▼ 64.8%

Net result€19k-€5k▼ 73.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 65% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €49k

11%

89.1%

Fixed assets €5k ▼ 9.9%

Current assets €44k ▲ 2.4%

Equity and liabilities €49k

57.0%

43.0%

Equity €28k ▲ 18.7%

Debt €21k ▼ 15.9%

Debt's share of the balance-sheet total falls from 51.5% to 43.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€11k▼

2024 · €27k

Cash flow

€7k▼

2024 · €20k

Current ratio

2.07▲

2024 · 1.70

Debt to equity

0.75▼

2024 · 1.06

ROE

18.7%▼

2024 · 82.4%

ROA

10.7%▼

2024 · 39.9%

Interest coverage

5.41▼

2024 · 19.28

Debt ≤ 1 year

€21k▼

2024 · €25k

Income taxes

€2k▼

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Balance sheet Code20242025

Assets

Total assets20/58€48k€49k▲

Fixed assets21/28€6k€5k▼

Tangible fixed assets22/27€6k€5k▼

Land and buildings22€976€564▼

Furniture and vehicles24€5k€5k▼

Current assets29/58€43k€44k▲

Amounts receivable within one year40/41€3k€2k▼

Trade receivables40€3k-

Other amounts receivable41€223€2k▲

Cash at bank and in hand54/58€38k€41k▲

Deferred charges and accrued income490/1€1k€1k▲

Equity and liabilities

Total equity and liabilities10/49€48k€49k▲

Equity10/15€23k€28k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€18k€23k▲

Amounts payable17/49€25k€21k▼

Amounts payable within one year42/48€25k€21k▼

Trade debts44€90€1k▲

Suppliers440/4€90€1k▲

Taxes, remuneration and social security45€24k€19k▼

Taxes450/3€21k€16k▼

Remuneration and social security454/9€3k€3k=

Other amounts payable47/48€859€833▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€348€2k▲

Other operating charges640/8€126€100▼

Gross operating margin9900€27k€11k▼

Operating profit (loss)9901€26k€9k▼

Financial income75/76B€1€384▲

Recurring financial income75€1€384▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€25k€8k▼

Income taxes67/77€6k€2k▼

Profit (loss) for the period9904€19k€5k▼

Profit (loss) for the period to be appropriated9905€19k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€19k€24k▲

Profit (loss) brought forward from the previous period14P-€18k

Profit to be distributed694/7€859€833▼

Return on contributions (dividend)694€859€833▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Gazette 1Filings 2

Next filing, fiscal year 2026, expected by 30-04-2027

2026

12-08

State Gazette act Resignation: HUMBLET Xavier (director)

Appointment: DEHESELLE Laurence (director) · Director discharge · Mandate compensation5 facts ▸

General meeting, 14/07/2026
Director resignation, HUMBLET Xavier (director)
Director discharge, HUMBLET Xavier
Director appointment, DEHESELLE Laurence (director)
Mandate compensation, DEHESELLE Laurence

24-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

17-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

State Gazette actNBB filing

Directors · office · real estate

Directors

1 director, no change since 2026

DEHESELLE Laurence

Director · since 01-07-2026

Current

01-07-2026 DEHESELLE Laurence: Appointed as Director

01-07-2026 HUMBLET Xavier: Resigned as Director

Location & real-estate footprint

Registered office, Theux · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Impasse de la Doline(LR) 114910 Theux

Ground area

426 m²

Building footprint

142 m²

Parcel 63044C0119/00Y007, Wallonia. Linked by address, not a title deed.

1 establishment unit

BtoBiX

Impasse de la Doline(LR) 11, 4910 TheuxRenting and operating of own or leased residential real estate, excluding social housing

since 20242.354.346.980

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63044C0119/00Y007	Wallonia	426 m²	1 · 142 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-01-2024

Fiscal year end30-09

Activities, NACEBEL 2025

70200Business and other management consultancy

68201Renting and operating of own or leased residential real estate, excluding social housing

82100Office administrative and support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.