Skip to content

E-L BOUWPARTNERS

Active
Private limited companyfounded 2012active for 14 yearsKamerstraat 117, 9255 Buggenhout, BelgiumKBO/BCE: BE 0843.177.745
Summary

The computed 12-month bankruptcy probability of E-L BOUWPARTNERS is 2.2% (moderate). The annual accounts of E-L BOUWPARTNERS for financial year 2025 show a net loss of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €162,675 and a net result of -€661,515. Equity has been growing by about 6.3% per year since 2019. Its solvency ranks better than 13% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 27-01-2012 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.206.626.373 9255 Buggenhout, since 27-01-2012
Financial year end
30 September
Peppol
Reachable since 05-08-2025

Board and ownership

Board
  • Leybo-ConstructDirector · since 27-01-2012
  • LIMATDirector · since 11-07-2025 · permanent representative Kevin GEERINCK
  • NILCONDirector · since 11-07-2025 · permanent representative Jens-Ivar NILSEN
and 2 others
Shareholders
  • Filip Leybaertannual accounts 30-09-2025

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts to 30-09-2025
Gross margin
€2.2m
▼ 27.7%
Turnover
≈ €3.8m
estimated
Loss
€661,515
▲ 34×
Equity
€162,675
▼ 80.3%
Total assets
€5.3m
▲ 15.7%
Employees on 30-09-2025
29
▼ 17.1%
  • 2025 accounts filed 32 days after the deadline
Filed on 01-06-2026
Score breakdownraises riskLoss of €661,515, the second in a row (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)Equity €162,675 (3.1% of total assets)Last filed accounts filed 32 days late; 1 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 28-15
equity 3.1% of total assets
Liquidity 12-8
short-term debt 89.1% · cash 9.4%
Profitability 3-32
return on assets -12.5%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 1.4% 01-2025: 1.5%▲ +0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 0.9%▼ -0.6 percentage points vs 02-2025lowest value 04-2025: 0.9%● unchanged vs 03-2025lowest value 05-2025: 0.9%● unchanged vs 04-2025lowest value 06-2025: 0.9%● unchanged vs 05-2025lowest value 07-2025: 0.9%● unchanged vs 06-2025lowest value 08-2025: 0.9%● unchanged vs 07-2025lowest value 09-2025: 0.9%● unchanged vs 08-2025lowest value 10-2025: 0.9%● unchanged vs 09-2025lowest value 11-2025: 0.9%● unchanged vs 10-2025lowest value 12-2025: 0.9%● unchanged vs 11-2025lowest value 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.1%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%▲ +0.4 percentage points vs 03-2026 05-2026: 2.1%▲ +0.6 percentage points vs 04-2026 06-2026: 2.6%▲ +0.5 percentage points vs 05-2026highest value 07-2026: 2.2%▼ -0.4 percentage points vs 06-2026 08-2026: 2.2%● unchanged vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026 11-2026: 2.2%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.97 (1.2 in 2024), below 1. Short-term debt is 89.1% and cash 9.4% of total assets. 96.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 11% of them on solvency, 12% on liquidity, 3% on profitability and 3% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · Loss of €661,515, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Equity €162,675 (3.1% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 32 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€661,515
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2790 sector peers (2025).
NBB · sector comparison
Position among 2790 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-06-2026, 32 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
32 days late
2024
74 days early
2023
7 days early
2022
30 days early
2021
32 days early
2020
37 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 March (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€661,515 View
  • Caution: Result fell in 2025from -€19,210 to -€661,515 ▼ 3,344% View
  • Caution: Lower net result than 95% of companies in construction of buildingssector median €19,390 · 2,784 companies -€661,515 View
  • Flemish supportawarded from 2022 to 2025 €53,828 View

Recent changes

  1. · Gazette deed Appointments: J.V.D. Holding BV (additional director) and Belcofin BV (additional director)Permanent representatives: Joris Van Duffel and Bjorn Allary
  2. · Gazette deed Resignation: ELCRIBO BV (director)Permanent representatives: Cris Elewaut, Kevin GEERINCK and Jens-Ivar NILSEN · Appointments: LIMAT BV (bijkomende nieuwe bestuurder) and NILCON BV (bijkomende nieuwe bestuurder)
  3. · Gazette deed Company renamed to E-L BOUWPARTNERSChanges of role: LEYBOCONSTRUCT (director) and ELCRIBO (director) · Permanent representatives: Leybaert Filip, Elewaut Cris and 3 others
All 17 events

Comparable companies

These companies have the same main activity as E-L BOUWPARTNERS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €3.6m and €7.6m, founded between 2008 and 2014.

CompanyTotal assetsGross margin
E-L BOUWPARTNERS Buggenhout€5.3m€2.2m
G-BUILD Lokeren€6.2m€1.9m
DE CALUWE-DE SMIT Stekene€3.6m€2.2m
ICK Knokke-Heist€3.9m€2.8m
PHENICKS Charleroi€6.2m€3.2m
DWELLING Andenne€5.5m€2.5m
META SYSTEM Gembloux€7.6m€2.7m
Full comparison

Key facts about E-L BOUWPARTNERS

What is the company number of E-L BOUWPARTNERS?
The company number of E-L BOUWPARTNERS is 0843.177.745. The VAT number is the same number with BE in front: BE 0843.177.745.
Where is E-L BOUWPARTNERS based?
The registered office is at Kamerstraat 117, 9255 Buggenhout.Company details
What does E-L BOUWPARTNERS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of E-L BOUWPARTNERS?
The legal form of E-L BOUWPARTNERS is Private limited company (BV).
When was E-L BOUWPARTNERS founded?
E-L BOUWPARTNERS was founded on 27-01-2012.
Is E-L BOUWPARTNERS still active?
Yes, E-L BOUWPARTNERS is an active enterprise in the KBO register.
How many employees does E-L BOUWPARTNERS have?
E-L BOUWPARTNERS had an average of 31.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of E-L BOUWPARTNERS?
The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €2.2m and 1,586 comparable companies of the same size. It probably lies between €2.6m and €6.3m. It is a rough estimate.
Is E-L BOUWPARTNERS profitable?
In financial year 2025, E-L BOUWPARTNERS made a loss of €661,515.
Where can I find the annual accounts of E-L BOUWPARTNERS?
E-L BOUWPARTNERS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of E-L BOUWPARTNERS due?
E-L BOUWPARTNERS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.