Financials
- Financial year
- 2025
- Total assets
- €3.6m
- Profit
- €73,996
- Solvency
- 24.0%
Total assets▲ 5.0%
Net result
20182025
DE CALUWE-DE SMIT
ActiveSummary
DE CALUWE-DE SMIT has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €868,790 and a net result of €73,996. Equity is growing by about 8.9% per year across the filed financial years. Its solvency ranks better than 25% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other specialised construction activities
NACE 43990General construction of residential buildings NACE 41001
Largest employer in Stekene, Construction sector1 site
Size
≈ €6.1mturnover 2025, estimated
- Staff
- 27 FTE
- Equity
- €868,790
- Profit
- €73,996
Turnover estimated from the gross margin
Structure
2025 accounts 32 days early5 deeds in the Belgian Official Gazette
Why 85raises riskSector: Specialised construction activities (NACE 43)Equity €868,790 (24.0% of total assets)lowers riskFigures for financial year 2025 (filed 29-06-2026)Founded in 2008Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Strong
Solvency
49+1
equity 24.0% of total assets
Liquidity
60+3
short-term debt 17.9% · cash 11.8%
Profitability
71=
return on assets 2.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.49, compared with 1.65 in 2024, below the usual 1.5; short-term debt: 17.9% and cash: 11.8% of total assets), and 76% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 27% on solvency, 75% on liquidity, 45% on profitability and 60% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
35 days early
2022
32 days early
2021
32 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 20
- Since
- 2010
- Next accounts
- by 31-07-2027
- 31-12-2023Back to profit
- 29-06-2023Annual accounts filed
- 31-12-2022Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 22-08-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about DE CALUWE-DE SMIT
- What is the company number of DE CALUWE-DE SMIT?
- 0899.909.382. In Belgium the VAT number is the company number with BE in front: BE 0899.909.382.
- Where is DE CALUWE-DE SMIT based?
- The registered office is at Zavelstraat(STE) 9, 9190 Stekene.Company details
- What does DE CALUWE-DE SMIT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of DE CALUWE-DE SMIT?
- Private limited company (pre-2019) (BVBA).
- When was DE CALUWE-DE SMIT founded?
- On 22-08-2008.
- Is DE CALUWE-DE SMIT still active?
- Yes, DE CALUWE-DE SMIT is an active enterprise in the KBO register.
- How many employees does DE CALUWE-DE SMIT have?
- On average 27 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DE CALUWE-DE SMIT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is DE CALUWE-DE SMIT profitable?
- In financial year 2025, DE CALUWE-DE SMIT made a profit of €73,996.
- Where can I find the annual accounts of DE CALUWE-DE SMIT?
- DE CALUWE-DE SMIT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE CALUWE-DE SMIT due?
- By 31-07-2027, for financial year 2026.Timeline
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