E&K CONSULT
ActiveE&K CONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €302k and a net result of €25k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
66
/ 100
Healthy▼ -10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-59
Solvency36▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.22 in 2023), but 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 37971 sector peers (2024).
NBB · sector comparisonPosition among 37971 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
44 d early
2022
42 d early
2021
9 d early
2020
26 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€302k▲ 8.9%
2023 · €277k
2018: €17k
2019: €59k
2020: €125k
2021: €166k
2022: €219k
2023: €277k
2018 → 2024
Total assets
€1.58M▲ 2.4%
2023 · €1.54M
2018: €708k
2019: €755k
2020: €939k
2021: €936k
2022: €967k
2023: €1.54M
2018 → 2024
Net result
€25k▼ 57.7%
2023 · €58k
2018: €41k
2019: €42k
2020: €66k
2021: €41k
2022: €53k
2023: €58k
2018 → 2024
Working capital
€88k▲ 141%
2023 · €37k
2018: €6k
2019: €69k
2020: €-92k
2021: €-30k
2022: €43k
2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€125k-€166k▲ 32.7%€219k▲ 31.8%€277k▲ 26.5%€302k▲ 8.9%
Operating result€83k-€41k▼ 50.0%€68k▲ 64.4%€100k▲ 47.1%€30k▼ 69.9%
Net result€66k-€41k▼ 37.8%€53k▲ 29.0%€58k▲ 9.7%€25k▼ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 70% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.58M
Fixed assets
€1.33M▼ 1.0%
Current assets
€249k▲ 24.6%
Equity and liabilities €1.58M
Equity
€302k▲ 8.9%
Debt
€1.27M▲ 0.9%
The debt ratio falls from 82.0% to 80.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€78k▼
2023 · €150k
Cash flow
€73k▼
2023 · €108k
Solvency
19.1%▲
2023 · 18.0%
Current ratio
1.55▲
2023 · 1.22
Quick ratio
1.55▲
2023 · 1.22
Debt / equity
4.22▼
2023 · 4.55
ROE
8.1%▼
2023 · 20.9%
ROA
1.6%▼
2023 · 3.8%
Interest coverage
115.41▲
2023 · 5.68
Debt
€1.27M▲
2023 · €1.26M
Debt ≤ 1 year
€161k▼
2023 · €163k
Debt > 1 year
€1.11M▲
2023 · €1.10M
Income taxes
€9k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.54M€1.58M▲
Fixed assets21/28€1.34M€1.33M▼
Tangible fixed assets22/27€1.34M€1.33M▼
Land and buildings22€1.34M€1.33M▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€341€341=
Current assets29/58€200k€249k▲
Amounts receivable within one year40/41€106k€13k▼
Trade receivables40€15k€4k▼
Other amounts receivable41€90k€9k▼
Current investments50/53€74k€74k▲
Cash at bank and in hand54/58€20k€161k▲
Deferred charges and accrued income490/1-€951
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.58M▲
Equity10/15€277k€302k▲
Contributions10/11€19k€19k=
Reserves13€259k€283k▲
Distributable reserves133€259k€283k▲
Amounts payable17/49€1.26M€1.27M▲
Amounts payable after more than one year17€1.10M€1.11M▲
Other amounts payable178/9€1.10M€1.11M▲
Amounts payable within one year42/48€163k€161k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€155k€155k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€48k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€157k€87k▼
Operating profit (loss)9901€100k€30k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€26k€677▼
Recurring financial charges65€26k€677▼
Profit (loss) for the period before taxes9903€78k€33k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€58k€25k▼
Profit (loss) for the period to be appropriated9905€58k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€25k▼
Transfer to equity691/2€58k€25k▼
To other reserves6921€58k€25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €25k ▼57.7%
Net result drops to €25k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €219k ▲31.8%
5 profitable years in a row build equity to €219k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €166k ▲32.7%
4 profitable years in a row build equity to €166k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €66k ▲56.7%
Net result €66k, the highest in the series.
31-12
Financial
Equity above €100kEq €125k ▲111%
3 profitable years in a row build equity to €125k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beertegemstraat 1149750 KruisemGround area
1,541 m²
Building footprint
172 m²
Volume, LiDAR
896 m³
Parcel 45015C1112/00D000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E&K CONSULT
since 20052.149.069.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45015C1112/00D000 | Flanders | 1,541 m² | 1 · 172 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 464 EUR awarded · 464 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 180 EUR | 180 EUR |
| 2023 | 1 | 284 EUR | 284 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500014MMFJRCQVA83
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COMACO SOLUTIONS
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.