Skip to content

De Cosmograaf

Active
Non-profit associationfounded 2003active for 23 yearsOphemstraat(Voo) 19, 9400 Ninove, BelgiumKBO/BCE: BE 0860.318.536
Summary

De Cosmograaf has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223,882 and a net result of €24,984. Equity has been stable since 2018 (±1.9% per year). Its solvency ranks better than 17% of 37,587 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-09-2003 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.135.877.840 9400 Ninove, since 25-08-2003
Financial year end
31 December
Peppol
Reachable since 10-04-2026

Board and ownership

Board

Financial position

55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2024
Gross margin
€45,202
▲ 259%
Turnover
≈ €130,000
estimated
Surplus
€24,984
Equity
€223,882
▲ 12.6%
Total assets
€1.5m
▲ 1.2%
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 26-08-2025)lowers riskLegal form: non-profit associationSize: total assets €1.5mSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 39% of micro companies in head offices and management consultancy (NACE 70)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Average
Solvency 40+2
equity 15.0% of total assets
Liquidity 53=
short-term debt 4.8% · cash 2.6%
Profitability 71+3
return on assets 1.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,531 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.08 (0.53 in 2023), below the usual 1.5. Short-term debt is 4.8% and cash 2.6% of total assets. 85% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 42% on liquidity, 34% on profitability and 60% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
raises risk · Figures for financial year 2024 (filed on 26-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 37587 sector peers (2024).
NBB · sector comparison
Position among 37587 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 25 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
25 days late
2023
91 days late
2022
127 days late
2020
27 days late
2019
34 days late
2018
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 55 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 82% of companies in head offices and management consultancysector median 57.9% · 37,587 companies 15.0% View
  • New directorslatest change 10-03-2026 · 2 in office 2 joined View

Recent changes

  1. · Gazette deed Changes of role: FLANDERS REPUBLIC LAW GROUP CORP (niet statutair bestuurder van de vzw) and Geboers Maria (niet statutair bestuurder van de vzw)Permanent representative: MUKULAYANGA YA LUANA Dany
  2. · Gazette deed Resignation: Jan De Hertogh (director)
  3. · Gazette deed Appointment: Flanders Republic Law Group Corp (director)
All 20 events

Comparable companies

These companies have the same main activity as De Cosmograaf: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.2m and €1.8m, founded between 2001 and 2005.

CompanyTotal assetsGross margin
De Cosmograaf Ninove€1.5m€0.05m
BIMACON Gent€1.5m€0.04m
QUIRINO Deinze€1.8m€0.04m
SOLUTIONS2 Gent€1.2m€0.05m
E&K CONSULT Kruisem€1.6m€0.05m
SOCIETE DE PARTICIPATIONS ET DE GESTION DE TOUR DURBUY Durbuy€1.5m€0.04m
VITRACO Antwerpen€1.5m€0.04m
Full comparison

Key facts about De Cosmograaf

What is the company number of De Cosmograaf?
The company number of De Cosmograaf is 0860.318.536. The VAT number is the same number with BE in front: BE 0860.318.536.
Where is De Cosmograaf based?
The registered office is at Ophemstraat(Voo) 19, 9400 Ninove.Company details
What does De Cosmograaf do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of De Cosmograaf?
The legal form of De Cosmograaf is Non-profit association (VZW).
When was De Cosmograaf founded?
De Cosmograaf was founded on 02-09-2003.
Is De Cosmograaf still active?
Yes, De Cosmograaf is an active enterprise in the KBO register.
What is the turnover of De Cosmograaf?
The turnover in financial year 2024 is ≈ €130,000. This figure is estimated from the gross margin of €45,202 and 145 comparable companies (NACE 70200). It probably lies between €76,000 and €180,000.Financials
Is De Cosmograaf profitable?
In financial year 2024, De Cosmograaf made a profit of €24,984.
Where can I find the annual accounts of De Cosmograaf?
De Cosmograaf filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.