E.G.R. CONSTRUCT
ActiveSummary
E.G.R. CONSTRUCT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €140k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+10
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 13.68 against 14.64 in 2024; short-term debt: 6.5% and cash: 22.9% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
8 d early
2023
12 d early
2022
12 d early
2021
25 d late
2020
90 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.13M▲ 14.2%
2024 · €986k
2018: €523k
2019: €591k
2020: €713k
2021: €766k
2022: €808k
2023: €959k
2024: €986k
2018 → 2025
Total assets
€1.29M▲ 10.4%
2024 · €1.17M
2018: €536k
2019: €872k
2020: €957k
2021: €1.20M
2022: €1.19M
2023: €1.19M
2024: €1.17M
2018 → 2025
Net result
€140k▲ 416%
2024 · €27k
2018: €63k
2019: €68k
2020: €122k
2021: €53k
2022: €42k
2023: €151k
2024: €27k
2018 → 2025
Working capital
€1.07M▲ 8.7%
2024 · €981k
2018: €367k
2019: €703k
2020: €781k
2021: €1.03M
2022: €1.05M
2023: €978k
2024: €981k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€766k-€808k▲ 5.5%€959k▲ 18.6%€986k▲ 2.8%€1.13M▲ 14.2%
Operating result€77k-€66k▼ 15.2%€206k▲ 215%€38k▼ 81.4%€190k▲ 396%
Net result€53k-€42k▼ 20.1%€151k▲ 257%€27k▼ 82.1%€140k▲ 416%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 396% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€138k ▲ 21.3%
Current assets
€1.15M ▲ 9.2%
Equity and liabilities €1.29M
Equity
€1.13M ▲ 14.2%
Debt
€163k ▼ 10.1%
Debt's share of the balance-sheet total falls from 15.5% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€209k▲
2024 · €60k
Cash flow
€158k▲
2024 · €49k
Current ratio
13.68▼
2024 · 14.64
Quick ratio
7.93▲
2024 · 3.92
Debt to equity
0.14▼
2024 · 0.18
ROE
12.4%▲
2024 · 2.7%
ROA
10.8%▲
2024 · 2.3%
Interest coverage
35.69▲
2024 · 13.49
Debt ≤ 1 year
€84k▲
2024 · €72k
Debt > 1 year
€78k▼
2024 · €109k
Income taxes
€50k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.29M▲
Fixed assets21/28€113k€138k▲
Tangible fixed assets22/27€113k€137k▲
Land and buildings22€73k€73k=
Plant, machinery and equipment23€5k€22k▲
Furniture and vehicles24€35k€42k▲
Financial fixed assets28€135€135=
Current assets29/58€1.05M€1.15M▲
Stocks and contracts in progress3€771k€484k▼
Stocks30/36€771k€484k▼
Amounts receivable within one year40/41€177k€366k▲
Trade receivables40€48k€16k▼
Other amounts receivable41€129k€350k▲
Current investments50/53€877-
Cash at bank and in hand54/58€49k€295k▲
Deferred charges and accrued income490/1€56k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.29M▲
Equity10/15€986k€1.13M▲
Contributions10/11€81k€81k=
Reserves13€905k€1.04M▲
Distributable reserves133€905k€1.04M▲
Amounts payable17/49€181k€163k▼
Amounts payable after more than one year17€109k€78k▼
Financial debts170/4€109k€78k▼
Amounts payable within one year42/48€72k€84k▲
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€38k€50k▲
Taxes450/3€38k€50k▲
Other amounts payable47/48€7-
Accrued charges and deferred income492/3€290€32▼
Income statement
Code20242025
Non-recurring operating income76A€2k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€18k▼
Other operating charges640/8€19k€14k▼
Non-recurring operating charges66A€260-
Gross operating margin9900€80k€223k▲
Operating profit (loss)9901€38k€190k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€36k€190k▲
Income taxes67/77€9k€50k▲
Profit (loss) for the period9904€27k€140k▲
Profit (loss) for the period to be appropriated9905€27k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€140k▲
Transfer to equity691/2€27k€140k▲
To other reserves6921€27k€140k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.13M ▲14.2%
8 profitable years in a row build equity to €1.13M.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €27k ▼82.1%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €151k ▲257%
Operating result €206k, net result €151k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 53.09
Current ratio from 24.77 to 53.09; short-term debt falls from €33k to €20k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spiere-Helkijn · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzeren Bareel 328587 Spiere-HelkijnGround area
4,320 m²
Building footprint
760 m²
Volume, LiDAR
4,938 m³
Parcel 34036C0019/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ijzeren Bareel 32, 8587 Spiere-Helkijn
since 19882.041.368.067
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34036C0019/00C000 | Flanders | 4,320 m² | 1 · 760 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRANSMOSCA
BE 0430.930.814
Binche · Eq €1.12M
RW Projects
BE 0881.540.750
Zele · Eq €1.13M
HEEREN ANTWERPEN
BE 0471.666.557
Antwerpen · Eq €1.11M
BONNE TRADING
BE 0457.898.693
Gent · Eq €1.15M
EURORENT VERHUURBEDRIJF
BE 0436.028.262
Houthalen-Helchteren · Eq €1.10M
Of 667 companies in sector 77320 we hold annual accounts for 492. 335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1988
Fiscal year end31-12
Activities, NACEBEL 2025
77320Rental and leasing activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.