DC FinVent
ActiveSummary
DC FinVent has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €779,991 and a net result of €7,816. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-12
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 3.16 against 1.96 in 2024; short-term debt: 20.1% and cash: 8% of total assets), and 24.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
25 d early
2023
22 d early
2021
32 d early
2020
25 d early
2019
11 d early
2018
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 9 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€779,991▲ 1.0%
2024 · €772,175
Total assets
€1.0m▼ 0.9%
2024 · €1.0m
Net result
€7,816▼ 93.2%
2024 · €114,588
Working capital
€447,146▲ 106%
2024 · €216,645
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€53,150▼ 92.5%€149,518▲ 181%€418,057-€129,079▼ 69.1%€13,223▼ 89.8%
Net result€22,371within the sector's middle half▼ 96.6%€124,226within the sector's middle half▲ 455%€415,721above the sector's middle half-€114,588within the sector's middle half▼ 72.4%€7,816within the sector's middle half▼ 93.2%
Equity€117,639within the sector's middle half▲ 23.5%€241,866within the sector's middle half▲ 106%€657,587within the sector's middle half-€772,175within the sector's middle half▲ 17.4%€779,991within the sector's middle half▲ 1.0%
Total assets€814,801within the sector's middle half▼ 30.1%€764,048within the sector's middle half▼ 6.2%€1.0mwithin the sector's middle half-€1.0mwithin the sector's middle half▼ 0.4%€1.0mwithin the sector's middle half▼ 0.9%
Debt€697,161▼ 34.9%€522,183▼ 25.1%€389,641-€270,980▼ 30.5%€254,230▼ 6.2%
Working capital€221,686within the sector's middle half▲ 65.6%€151,399within the sector's middle half▼ 31.7%€92,362within the sector's middle half-€216,645within the sector's middle half▲ 135%€447,146above the sector's middle half▲ 106%
Solvency14.4%below the sector's middle half▲ 6.3pp31.7%within the sector's middle half▲ 17.2pp62.8%within the sector's middle half-74.0%above the sector's middle half▲ 11.2pp75.4%above the sector's middle half▲ 1.4pp
Current ratio28.76above the sector's middle half1.27within the sector's middle half-1.96within the sector's middle half▲ 0.693.16above the sector's middle half▲ 1.19
Return on assets (ROA)2.7%within the sector's middle half▼ 54.1pp16.3%above the sector's middle half▲ 13.5pp39.7%above the sector's middle half-11.0%above the sector's middle half▼ 28.7pp0.8%within the sector's middle half▼ 10.2pp
Staff (FTE)0below the sector's middle half-0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2024 Net result -72% on 2023. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€379,681 ▼ 36.8%
Current assets
€654,540 ▲ 48.1%
Equity and liabilities €1.0m
Equity
€779,991 ▲ 1.0%
Debt
€254,230 ▼ 6.2%
Debt's share of the balance-sheet total falls from 26.0% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170,980▼
2024 · €383,817
Cash flow
€165,573▼
2024 · €369,326
Debt to equity
0.33▼
2024 · 0.35
ROE
1.0%▼
2024 · 14.8%
Interest coverage
68.98▼
2024 · 160.35
Debt ≤ 1 year
€207,393▼
2024 · €225,419
Debt > 1 year
€46,836▲
2024 · €45,561
Income taxes
€2,928▼
2024 · €12,183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €91,052 | €212,713 | €788,398 | €237,428 | ▼ 69.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €359,909 | €407,366 | €446,833 | €254,738 | €157,757 | ▼ 38.1% |
| Other operating charges640/8 | - | €6,077 | €11,876 | €4,101 | €3,756 | ▼ 8.4% |
| Non-recurring operating charges66A | - | €6,227 | €7,078 | €114,043 | €0 | ▼ 100% |
| Gross operating margin9900 | €427,740 | €569,188 | €883,844 | €501,961 | €174,735 | ▼ 65.2% |
| Operating profit (loss)9901 | €53,150 | €149,518 | €418,057 | €129,079 | €13,223 | ▼ 89.8% |
| Financial income75/76B | - | €453 | €978 | €86 | €0 | ▼ 100% |
| Recurring financial income75 | €245 | €453 | €978 | €86 | €0 | ▼ 100% |
| Financial charges65/66B | - | €25,745 | €3,314 | €2,394 | €2,479 | ▲ 3.6% |
| Recurring financial charges65 | €31,023 | €25,745 | €3,314 | €2,394 | €2,479 | ▲ 3.6% |
| Profit (loss) for the period before taxes9903 | €22,371 | €124,226 | €415,721 | €126,772 | €10,744 | ▼ 91.5% |
| Income taxes67/77 | - | - | - | €12,183 | €2,928 | ▼ 76.0% |
| Profit (loss) for the period9904 | €22,371 | €124,226 | €415,721 | €114,588 | €7,816 | ▼ 93.2% |
| Profit (loss) for the period to be appropriated9905 | €22,371 | €124,226 | €415,721 | €114,588 | €7,816 | ▼ 93.2% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €814,801 | €764,048 | €1.0m | €1.0m | €1.0m | ▼ 0.9% |
| Fixed assets21/28 | €591,867 | €607,196 | €610,308 | €601,090 | €379,681 | ▼ 36.8% |
| Tangible fixed assets22/27 | €591,360 | €606,689 | €609,802 | €600,719 | €379,309 | ▼ 36.9% |
| Plant, machinery and equipment23 | - | €459,760 | €357,120 | €155,420 | €48,298 | ▼ 68.9% |
| Furniture and vehicles24 | - | €146,929 | €252,682 | €445,298 | €331,012 | ▼ 25.7% |
| Financial fixed assets28 | €507 | €507 | €507 | €372 | €372 | = |
| Current assets29/58 | €222,934 | €156,852 | €436,919 | €442,064 | €654,540 | ▲ 48.1% |
| Amounts receivable after more than one year29 | - | - | - | - | €370,000 | - |
| Other amounts receivable291 | - | - | - | - | €370,000 | - |
| Amounts receivable within one year40/41 | €195,929 | €122,629 | €251,626 | €388,284 | €201,407 | ▼ 48.1% |
| Trade receivables40 | - | €110,386 | €211,833 | €359,313 | €163,958 | ▼ 54.4% |
| Other amounts receivable41 | - | €12,242 | €39,793 | €28,971 | €37,449 | ▲ 29.3% |
| Cash at bank and in hand54/58 | €27,006 | €34,224 | €185,293 | €53,780 | €83,133 | ▲ 54.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €814,801 | €764,048 | €1.0m | €1.0m | €1.0m | ▼ 0.9% |
| Equity10/15 | €117,639 | €241,866 | €657,587 | €772,175 | €779,991 | ▲ 1.0% |
| Contributions10/11 | €437,000 | €437,000 | €437,000 | €437,000 | €437,000 | = |
| Capital10 | - | €437,000 | €437,000 | €437,000 | €437,000 | = |
| Issued capital100 | - | €437,000 | €437,000 | €437,000 | €437,000 | = |
| Reserves13 | €287,815 | €287,815 | €287,815 | €335,175 | €342,991 | ▲ 2.3% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €8,959 | ▲ 44.5% |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €8,959 | ▲ 44.5% |
| Distributable reserves133 | - | €281,615 | €281,615 | €328,975 | €334,032 | ▲ 1.5% |
| Profit (loss) carried forward14 | -€607,176 | -€482,950 | -€67,229 | €0 | - | - |
| Amounts payable17/49 | €697,161 | €522,183 | €389,641 | €270,980 | €254,230 | ▼ 6.2% |
| Amounts payable after more than one year17 | €665,261 | €491,388 | €42,538 | €45,561 | €46,836 | ▲ 2.8% |
| Other amounts payable178/9 | - | €491,388 | €42,538 | €45,561 | €46,836 | ▲ 2.8% |
| Amounts payable within one year42/48 | €1,248 | €5,453 | €344,557 | €225,419 | €207,393 | ▼ 8.0% |
| Trade debts44 | €1,248 | €254 | €344,557 | €222,704 | €203,919 | ▼ 8.4% |
| Suppliers440/4 | - | €254 | €344,557 | €222,704 | €203,919 | ▼ 8.4% |
| Taxes, remuneration and social security45 | - | €5,199 | €0 | €2,715 | €3,474 | ▲ 28.0% |
| Taxes450/3 | - | €5,199 | €0 | €2,715 | €3,474 | ▲ 28.0% |
| Accrued charges and deferred income492/3 | - | €25,341 | €2,545 | €0 | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,371 | €124,226 | €415,721 | €114,588 | €7,816 | ▼ 93.2% |
| + Depreciation and write-downs630 | €359,909 | €407,366 | €446,833 | €254,738 | €157,757 | ▼ 38.1% |
| Operating cash flow (approximation) | €382,280 | €531,592 | €862,554 | €369,326 | €165,573 | ▼ 55.2% |
| Investment in fixed assets (approximation) | - | -€422,696 | - | -€245,520 | €63,652 | ▲ 126% |
| Change in cash | - | €7,218 | - | -€131,513 | €29,352 | ▲ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500,000Eq €657,587 ▲172%
4 profitable years in a row build equity to €657,587.
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200,000Eq €241,866 ▲106%
3 profitable years in a row build equity to €241,866.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 94current ratio 178.61
Current ratio from 1.89 to 178.61; short-term debt falls from €150,406 to €1,248.
31-12
Financial
Equity above €100,000Eq €117,639 ▲23.5%
2 profitable years in a row build equity to €117,639.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €663,229
Net result €663,229 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.89
Current ratio from 0.31 to 1.89; short-term debt falls from €419,010 to €150,406.
Show earlier events
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1987
Ground area
2,680 m²
Building footprint
1,323 m²
Parcel 13375M1277/00L003, Flanders. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
DC FINVENT
since 19872.030.787.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M1277/00L003 | Flanders | 2,680 m² | 1 · 1,323 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Amalthea Group
- DE CEUSTER BEHEER
- DC FinVent
Highest known parent: Amalthea Group. The sources do not say who stands above it.
Owners 1
-
99.95%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 666 companies in sector 77320 we hold annual accounts for 493. 362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-05-1987
Fiscal year end30-06
Activities, NACEBEL 2025
77320Rental and leasing activities
Contact
Phone
011/54.24.13Geel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0431233393
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.