E.G.P.I.
ActiveSummary
E.G.P.I. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767k and a net result of €35k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 46% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+41
Solvency62▲+2
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 2.11 in 2024; short-term debt: 10.8% and cash: 6.6% of total assets), but 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
46 d early
2024
2 d early
2023
33 d early
2022
28 d late
2021
30 d late
2020
24 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€509k▲ 23.5%
2020 · €412k
2018: €402k
2019: €371k
2020: €412k
2018 → 2021
EBIT margin
3.1%▼ 0.5pp
2020 · 3.7%
2018: 6.1%
2019: 0.6%
2020: 3.7%
2018 → 2021
Net result
€35k
2024 · €-52k
2018: €-4k
2019: €-4k
2020: €8k
2021: €7k
2022: €-3k
2023: €-46k
2024: €-52k
2018 → 2025
Working capital
€228k▲ 0.5%
2024 · €226k
2018: €-175k
2019: €547k
2020: €563k
2021: €494k
2022: €694k
2023: €253k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€509k-
Equity€1.08M-€1.08M▼ 0.3%€1.01M▼ 6.2%€749k▼ 26.1%€767k▲ 2.4%
Operating result€16k-€10k▼ 35.6%€-38k€-71k▼ 87.7%€14k
Net result€7k-€-3k€-46k▼ 1,248%€-52k▼ 12.1%€35k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €71k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.09M
Fixed assets
€1.64M ▼ 4.7%
Current assets
€454k ▲ 5.4%
Equity and liabilities €2.09M
Equity
€767k ▲ 2.4%
Provisions
€184k ▼ 7.5%
Debt
€1.14M ▼ 5.0%
Debt's share of the balance-sheet total falls from 55.9% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▲
2024 · €21k
Cash flow
€127k▲
2024 · €41k
Current ratio
2.00▼
2024 · 2.11
Quick ratio
1.11▲
2024 · 1.09
Debt to equity
1.49▼
2024 · 1.60
ROE
4.6%▲
2024 · -7.0%
ROA
1.7%▲
2024 · -2.4%
Interest coverage
9.15▲
2024 · 1.74
Debt ≤ 1 year
€227k▲
2024 · €204k
Debt > 1 year
€913k▼
2024 · €978k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.15M€2.09M▼
Fixed assets21/28€1.72M€1.64M▼
Tangible fixed assets22/27€1.72M€1.64M▼
Land and buildings22€1.71M€1.63M▼
Plant, machinery and equipment23€1k€748▼
Furniture and vehicles24€484€2k▲
Current assets29/58€431k€454k▲
Stocks and contracts in progress3€209k€202k▼
Stocks30/36€202k€196k▼
Contracts in progress37€7k€6k▼
Amounts receivable within one year40/41€98k€115k▲
Trade receivables40€63k€79k▲
Other amounts receivable41€35k€36k▲
Cash at bank and in hand54/58€124k€138k▲
Equity and liabilities
Total equity and liabilities10/49€2.15M€2.09M▼
Equity10/15€749k€767k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Revaluation surpluses12€200k€200k=
Reserves13€567k€535k▼
Tax-exempt reserves132€567k€535k▼
Profit (loss) carried forward14€-37k€13k▲
Provisions and deferred taxes16€198k€184k▼
Deferred taxes168€198k€184k▼
Amounts payable17/49€1.20M€1.14M▼
Amounts payable after more than one year17€978k€913k▼
Financial debts170/4€960k€885k▼
Other amounts payable178/9€18k€28k▲
Amounts payable within one year42/48€204k€227k▲
Current portion of amounts payable after more than one year42€73k€74k▲
Trade debts44€89k€98k▲
Suppliers440/4€89k€98k▲
Advances received on contracts in progress46€36k€44k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Accrued charges and deferred income492/3€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€92k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€2k
Other operating charges640/8€8k€20k▲
Gross operating margin9900€30k€128k▲
Operating profit (loss)9901€-71k€14k▲
Financial income75/76B€70€470▲
Recurring financial income75€70€470▲
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€-84k€3k▲
Transfer from deferred taxes780€32k€32k=
Profit (loss) for the period9904€-52k€35k▲
Transfer from tax-exempt reserves789€8k€15k▲
Profit (loss) for the period to be appropriated9905€-45k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€13k▲
Profit (loss) brought forward from the previous period14P€5k€-37k▼
Transfer from equity791/2€3k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Liquidity times 6current ratio 4.10
Current ratio from 0.67 to 4.10; short-term debt falls from €531k to €176k.
Show earlier events
31-12
Financial
Equity above €1MEq €1.07M ▲48.1%
Equity rises from €721k to €1.07M.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Saussin(TX) 645020 NamurGround area
9,359 m²
Building footprint
1,603 m²
Parcel 92123A0176/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Saussin(TX) 66, 5020 Namur
since 20022.098.891.938
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92123A0176/00K000 | Wallonia | 9,359 m² | 2 · 1,603 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WEMA
BE 0434.321.854
Oosterzele · Eq €750k
FACILITEAM
BE 0832.289.395
Braine-l'Alleud · Eq €747k
IMARCO
BE 0407.184.026
Waasmunster · Eq €745k
IMMOBILIERE ESPACE
BE 0448.155.143
Namur · Eq €796k
OLFIE
BE 0438.597.970
Wortegem-Petegem · Eq €734k
Of 1,280 companies in sector 81100 we hold annual accounts for 677. 444 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2002
Fiscal year end31-12
Trade name FR
CENTRALE CARRELAGES
Activities, NACEBEL 2025
81100Combined facilities support activities
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.