E.G. HOME
ActiveSummary
The computed 12-month bankruptcy probability of E.G. HOME is 2.7% (moderate). The 2024 annual accounts show equity of €66k and a net result of €75k. Equity is growing by ~63.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency62▲+50
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.75 in 2023; short-term debt: 60.7% and cash: 39.9% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
40 d late
2022
50 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€75k
2023 · €-39k
2022: €28k
2023: €-39k
2022 → 2024
Working capital
€26k
2023 · €-21k
2022: €29k
2023: €-21k
2022 → 2024
Multi-year overview
Available amounts per fiscal year
Line202220232024Trend
Equity€29k-€-9k€66k
Operating result€35k-€-38k€88k
Net result€28k-€-39k€75k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €88k after a loss of €38k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €179k
Fixed assets
€44k ▲ 288%
Current assets
€135k ▲ 120%
Equity and liabilities €179k
Equity
€66k
Debt
€112k
Debt finances 62.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€98k▲
2023 · €-36k
Cash flow
€85k▲
2023 · €-37k
Current ratio
1.24▲
2023 · 0.75
Debt to equity
1.70▲
2023 · -8.87
ROE
113.9%
ROA
42.2%▲
2023 · -53.0%
Interest coverage
69.41▲
2023 · -135.79
Debt ≤ 1 year
€109k▲
2023 · €82k
Income taxes
€11k▲
2023 · €550
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€73k€179k▲
Fixed assets21/28€11k€44k▲
Tangible fixed assets22/27€11k€44k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€42k▲
Current assets29/58€61k€135k▲
Amounts receivable within one year40/41€58k€63k▲
Trade receivables40€54k€59k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€4k€71k▲
Deferred charges and accrued income490/1€314€859▲
Equity and liabilities
Total equity and liabilities10/49€73k€179k▲
Equity10/15€-9k€66k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-11k€65k▲
Amounts payable17/49€82k€112k▲
Amounts payable within one year42/48€82k€109k▲
Trade debts44€35k€5k▼
Suppliers440/4€35k€5k▼
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€40k€90k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-33k€100k▲
Operating profit (loss)9901€-38k€88k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€266€1k▲
Recurring financial charges65€266€1k▲
Profit (loss) for the period before taxes9903€-38k€87k▲
Income taxes67/77€550€11k▲
Profit (loss) for the period9904€-39k€75k▲
Profit (loss) for the period to be appropriated9905€-39k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€65k▲
Profit (loss) brought forward from the previous period14P€28k€-11k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Weakest financial yearnet €-39k ▼239%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fontaine aux Corbeaux 71435 Mont-Saint-GuibertGround area
2,158 m²
Building footprint
278 m²
Volume, LiDAR
1,413 m³
Parcel 25068B0345/00B000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E.G. HOME
since 20212.324.096.442
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0345/00B000 | Wallonia | 2,158 m² | 1 · 278 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.