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Generated 08-08-2026
Active BE 0761.354.681Private limited company

E.F.C. Immo

Halbekerstraat 2 ·3540 Herk-de-Stad, Belgium· 5 yrs active
Sector: Real estate activities (68110)
Conclusion Checked

The computed 12-month bankruptcy probability of E.F.C. Immo is 0.7% (low). The 2024 annual accounts show equity of €548k and a net result of €40k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 77% of 4949 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €548k
Net result €40k
Better than sector 77%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health56Profitability37Solvency64Growth78Stability94
66 / 100

Strong profile, led by stability.

Health 56
Profitability 37
Solvency 64
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
56 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2021: €94k€94kNet result 2021: €21k€21kOperating result 2022: €61k€61kNet result 2022: €34k€34kOperating result 2023: €88k€88kNet result 2023: €54k€54kOperating result 2024: €70k€70kNet result 2024: €40k€40k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€400k€500k€600k€700k2025: €592k (€549k - €636k)2026: €636k (€592k - €680k)2027: €679k (€635k - €723k)2021: €420k2022: €454k2023: €508k2024: €548k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 56.7% 16.7%
better than 77% of 4949 sector peers
Net result €40k €2k
better than 83% of 4941 sector peers
Equity €548k €27k
better than 93% of 4952 sector peers
Gross operating margin €252k €27k
better than 95% of 4935 sector peers
Total assets €967k €302k
better than 80% of 4951 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€232k
-4.2% far above sector median
Net profit
€40k
-24.9% far above sector median
Cash flow
€202k
-2.7% far above sector median
Total assets
€967k
-4.9% +155% vs sector
Equity
€548k
+8.0% +151% vs sector
Working capital
€-208k
-17.5% far below sector median
Income taxes
€16k
+10.6% far above sector median
Debt
€419k
-17.7% +299% vs sector
Debt ≤ 1y
€237k
-2.7% +126% vs sector
Debt > 1y
€182k
-31.4% +72% vs sector
Current ratio
0.12
-55.6% -93% vs sector
Quick ratio
0.12
-55.6% -93% vs sector
Solvency
56.7%
+13.5% -7% vs sector
Debt / equity
0.76
-23.8% +68% vs sector
ROE
7.4%
-30.4% far above sector median
ROA
4.2%
-21.0% far above sector median
Interest coverage
17.72
+42.0% -74% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€232k
Net profit€40k
Cash flow€202k
Staff costs-
Income taxes€16k
Dividends-
Total assets€967k
Equity€548k
Debt€419k
of which ≤ 1y€237k
of which > 1y€182k
Working capital€-208k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.12
Quick ratio0.12
Working capital ratio-21.5%
Solvency56.7%
Debt / equity0.76
Long-term debt ratio0.33
Interest coverage17.72
Gross margin-
Net margin-
ROA4.2%
ROE7.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€967k
Fixed assets 21/28€938k
Tangible fixed assets 22/27€936k
Financial fixed assets 28€2k
Current assets 29/58€29k
Amounts receivable within one year 40/41€27k
Cash & bank 54/58€203
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€967k
Equity 10/15€548k
Contributions / capital 10/11€183k
Reserves 13€365k
Amounts payable 17/49€419k
Amounts payable after one year 17€182k
Amounts payable within one year 42/48€237k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€252k
Operating result 9901€70k
Financial charges 65€13k
Result before taxes 9903€57k
Income taxes 67/77€16k
Net result for the period 9904€40k
Result to be appropriated 9905€40k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68110)
Legal form Private limited company(610)
Incorporation08-01-2021
StatusActive
Postal code3540
Establishment units 1 location
E.F.C. Immo
Halbekerstraat 2, 3540 Herk-de-StadHandel in eigen onroerend goed
since 20212.312.995.385
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71024A0089/00B000 Flanders 207 m² 1 · 187 m² 14.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
27-03-2025
State Gazette act Director changes
HASSELT
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
10-07-2024
State Gazette act Director changes
2023
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
27-03-2025 1 director appointed, 3 resigning Director changes·HASSELT
  • Edith Mollekens, Bestuurder
  • Karel Lavigne, Bestuurder
  • Edith Mollekens, Bestuurder
  • Karel Lavigne, Vaste vertegenwoordiger
Notary: HASSELT · Antwerpen
Technical details 
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      "subkind": "regular",
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      "effective_date": "2025-02-12",
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      "reason": null,
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      "via_org": {
        "kbo": "0894.323.469",
        "name": "Don\u0027t Be Rude BV",
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  ],
  "notary": {
    "name": "HASSELT",
    "firm_city": null,
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    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-27",
    "filing_date": "2025-03-20",
    "act_kind_objet": "Onderwerp akte:"
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  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2025-02-12",
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  "is_correction": false,
  "subject_company": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
10-07-2024 Edith Mollekens appointed as director Director changes
  • Edith Mollekens, Bestuurder
Technical details 
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  "notary": {
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  },
  "act_meta": {
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  },
  "decisions": [
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  },
  "co_filed_documents": [],
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL E.F.C. Immo
Registered office
Halbekerstraat 2
3540 Herk-de-Stad, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative