Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of E.C. De Schepper is 0.6% (low). The 2025 annual accounts show equity of €224k and a net result of €1k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 334 sector peers (fiscal year 2025). The company has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 82% of 334 peers (2025). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | 01-10-2025 | 30 d early | 2025-00523276 |
| 31-03-2024 | 31-10-2024 | 10-10-2024 | 21 d early | 2024-00505134 |
| 31-03-2023 | 31-10-2023 | 21-09-2023 | 40 d early | 2023-00453169 |
| 31-03-2022 | 31-10-2022 | 26-09-2022 | 35 d early | 2022-20437295 |
| 31-03-2021 | 31-10-2021 | 15-02-2022 | 107 d late | 2022-05600359 |
| 31-03-2020 | 31-10-2020 | 28-06-2021 | 240 d late | 2021-25500146 |
| 31-03-2019 | 31-10-2019 | 31-10-2019 | on the day | 2019-72600010 |
| 31-03-2018 | 31-10-2018 | 05-12-2018 | 35 d late | 2018-74000028 |
| 31-03-2017 | 31-10-2017 | 27-10-2017 | 4 d early | 2017-68700003 |
| 31-03-2016 | 31-10-2016 | 27-09-2016 | 34 d early | 2016-62600349 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1969, 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k-36.7%
Working capital€222k-24.4%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 01-10-2025 with the NBB · fiscal year 2025 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~8.3%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 68.0% | 38.9% | |
| Net result | €1k | €40k | |
| Equity | €224k | €189k | |
| Gross operating margin | €214k | €223k | |
| Staff costs | €204k | €219k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P82
Improving position over 2020-2025
· n=334-992
P20
Weakening position over 2020-2025
· n=334-991
P55
Stable position over 2020-2025
· n=334-992
P49
Stable position over 2020-2025
· n=334-991
Describes the position versus peers, not a forecast.
€6k
-77.2%
19-25
€1k
-36.7%
19-25
€1k
-90.2%
19-25
€329k
-44.4%
19-25
€224k
+0.5%
19-25
€222k
-24.4%
19-25
4
-5.0%
19-25
€204k
-5.9%
19-25
€3k
-64.7%
19-25
€128k
-
19-25
€105k
-71.5%
19-25
€105k
-64.4%
19-25
3.11
+56.0%
19-25
3.06
+53.5%
19-25
68.0%
+80.7%
19-25
0.47
-71.6%
19-25
0.5%
-37.0%
19-25
0.4%
+13.9%
19-25
5.67
-87.4%
19-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €6k |
| Net profit | €1k |
| Cash flow | €1k |
| Staff costs | €204k |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €329k |
| Equity | €224k |
| Debt | €105k |
| of which ≤ 1y | €105k |
| of which > 1y | - |
| Working capital | €222k |
| Employees (FTE) | 3.8 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.11 |
| Quick ratio | 3.06 |
| Working capital ratio | 67.5% |
| Solvency | 68.0% |
| Debt / equity | 0.47 |
| Long-term debt ratio | - |
| Interest coverage | 5.67 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | 0.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €329k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €842 |
| Financial fixed assets | 28 | €766 |
| Current assets | 29/58 | €327k |
| Stocks & contracts in progress | 3 | €5k |
| Amounts receivable within one year | 40/41 | €111k |
| Cash & bank | 54/58 | €211k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €329k |
| Equity | 10/15 | €224k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €162k |
| Amounts payable | 17/49 | €105k |
| Amounts payable within one year | 42/48 | €105k |
| Trade debts payable within one year | 44 | €25k |
| Income statement | ||
| Gross operating margin | 9900 | €214k |
| Operating result | 9901 | €6k |
| Financial income | 75 | €103 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
6 directorsCurrent directors & mandates
-
Lukas SarlLegal entityManaging directorState Gazette act 26059134 (08-05-2026)Current08-05-2026 → present
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
2 events
- 05-03-2020 Appointed· Director
- 27-06-2017 Mandate renewed· Director
-
Not recently confirmedlast confirmed in an act from 2020
3 events
- 05-03-2020 Resigned· Director
- 05-03-2020 Mandate renewed· Director
- 02-03-2020 Appointed· Managing director
-
Lukas s.à.r.l.Legal entityDirector· perm. rep.: Bjorn De SchepperState Gazette act 17090538 (27-06-2017)Not recently confirmedlast confirmed in an act from 2017
Former directors (1)
-
Former- → 17-10-2016
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Overige bouwinstallatie(43240) |
| Legal form | Public limited company(014) |
| Incorporation | 22-12-1969 |
| Status | Active |
| Postal code | 2800 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsEstablishment
since 19712.004.974.360
E.C. De Schepper
since 20122.213.279.583
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,205 m²
Buildings1
Building footprint276 m²
Volume (LiDAR)2,564 m³
Tallest building16.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0729/00B005 | Flanders | 5,039 m² | 1 · 276 m² | 16.0 m · 3 fl. |
| 21906D0061/00K004 | Brussels | 165 m² | - | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts Capital history · 1
07-07-2014
v3.2
Address history · 1
04-12-2017
v3.2
All acts · 5
updated 3 months ago
2026
08-05-2026 General meeting · Officer reappointment · Officer resignation · Board meeting
- Filing: 2026-04-28 · E.C. De Schepper
- General meeting: 2025-09-19 · E.C. De Schepper
- Officer reappointment: role: bestuurder, term_end: 2031 · E.C. De Schepper
- Officer reappointment: role: bestuurder, term_end: 2031 · E.C. De Schepper
- Officer resignation: role: bestuurder · E.C. De Schepper
- Board meeting · E.C. De Schepper
- Officer appointment: role: gedelegeerd bestuurder · E.C. De Schepper
- Officer appointment: role: gedelegeerd bestuurder · E.C. De Schepper
Summary:
General meeting · Officer reappointment · Officer resignation · Board meeting
2020
05-03-2020 2 directors appointed, 2 resigning, 2 reappointed
- DE SCHEPPER Tjerk, Bestuurder
- DE SCHEPPER Björn Constant Myriam August, Gedelegeerd bestuurder
- DE SCHEPPER Tjerk August Emile Marie Carl, Bestuurder
- DE SCHEPPER Björn Constant Myriam August, Bestuurder
- DE SCHEPPER Tjerk August Emile Marie Carl, Bestuurder
- DE SCHEPPER Björn Constant Myriam August, Bestuurder
Summary:
v3.2
2017
04-12-2017 Registered office moved from Schaarbeek to Mechelen
27-06-2017 1 director appointed, 1 resigning, 1 reappointed
- Bjorn De Schepper, Bestuurder
- Bjorn De Schepper, Bestuurder
- De Schepper Tjerk, Bestuurder
Summary:
v3.2
2014
07-07-2014 Capital increase of €523,800 to €585,800
Analysis
Snowflake analysis
financial profile on 5 axes69
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
3
Solvency
100
Growth
58
Stability
100
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0759.828.417 · Boom
BE 0839.824.713 · Kortrijk
BE 0649.527.836 · Braine-l'Alleud
BE 0656.636.649 · Herent
BE 0779.995.905 · Rijkevorsel
We hold annual accounts for 474 of the 4,067 companies in this sector. 308 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Schrijnwerk43320Schrijnwerk43320Overige bouwinstallatie45340Schrijnwerk van hout of van kunststof45421
Primary activity highlighted.
Names & trade names
| Legal nameNL | E.C. De Schepper |
Registered office
Zemstbaan 70
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.