E-Bis
ActiveSummary
E-Bis has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €554k and a net result of €340k. Equity is growing by ~121.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency84▲+27
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 1.52 in 2024; short-term debt: 41.4% and cash: 12.4% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
36%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
86 d early
2022
4 d early
2021
30 d early
2020
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€554k▲ 159%
2024 · €214k
2020: €3k
2021: €25k
2022: €66k
2023: €113k
2024: €214k
2020 → 2025
Total assets
€946k▲ 43.0%
2024 · €661k
2020: €43k
2021: €101k
2022: €368k
2023: €438k
2024: €661k
2020 → 2025
Net result
€340k▲ 238%
2024 · €101k
2020: €662
2021: €22k
2022: €41k
2023: €47k
2024: €101k
2020 → 2025
Working capital
€527k▲ 144%
2024 · €216k
2020: €10k
2021: €65k
2022: €64k
2023: €78k
2024: €216k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€66k▲ 165%€113k▲ 72.4%€214k▲ 89.0%€554k▲ 159%
Operating result€30k-€55k▲ 83.2%€64k▲ 16.5%€135k▲ 111%€460k▲ 241%
Net result€22k-€41k▲ 84.3%€47k▲ 16.4%€101k▲ 112%€340k▲ 238%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 241% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €946k
Fixed assets
€27k ▼ 0.4%
Current assets
€918k ▲ 44.9%
Equity and liabilities €946k
Equity
€554k ▲ 159%
Debt
€391k ▼ 12.5%
Debt's share of the balance-sheet total falls from 67.7% to 41.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€468k▲
2024 · €142k
Cash flow
€348k▲
2024 · €108k
Current ratio
2.35▲
2024 · 1.52
Quick ratio
1.18▲
2024 · 0.76
Debt to equity
0.71▼
2024 · 2.09
ROE
61.4%▲
2024 · 47.1%
ROA
36.0%▲
2024 · 15.2%
Interest coverage
535.54▼
2024 · 1529.01
Debt ≤ 1 year
€391k▼
2024 · €418k
Income taxes
€119k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€661k€946k▲
Fixed assets21/28€27k€27k▼
Tangible fixed assets22/27€27k€26k▼
Plant, machinery and equipment23€27k€22k▼
Furniture and vehicles24-€3k
Financial fixed assets28-€2k
Current assets29/58€634k€918k▲
Stocks and contracts in progress3€317k€456k▲
Stocks30/36€317k€456k▲
Amounts receivable within one year40/41€216k€345k▲
Trade receivables40€165k€326k▲
Other amounts receivable41€50k€18k▼
Cash at bank and in hand54/58€101k€117k▲
Deferred charges and accrued income490/1€326€390▲
Equity and liabilities
Total equity and liabilities10/49€661k€946k▲
Equity10/15€214k€554k▲
Contributions10/11€2k€2k=
Reserves13€212k€552k▲
Distributable reserves133€212k€552k▲
Amounts payable17/49€447k€391k▼
Amounts payable within one year42/48€418k€391k▼
Financial debts43€293€1k▲
Credit institutions430/8€293€1k▲
Trade debts44€403k€353k▼
Suppliers440/4€403k€353k▼
Advances received on contracts in progress46€12k€5k▼
Taxes, remuneration and social security45€1k€32k▲
Taxes450/3€1k€32k▲
Other amounts payable47/48€524€0▼
Accrued charges and deferred income492/3€30k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€39k€24k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€183k€493k▲
Operating profit (loss)9901€135k€460k▲
Financial income75/76B€286€298▲
Recurring financial income75€286€298▲
Financial charges65/66B€93€874▲
Recurring financial charges65€93€874▲
Profit (loss) for the period before taxes9903€135k€459k▲
Income taxes67/77€34k€119k▲
Profit (loss) for the period9904€101k€340k▲
Profit (loss) for the period to be appropriated9905€101k€340k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€340k▲
Transfer to equity691/2€101k€340k▲
To other reserves6921€101k€340k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €340k ▲238%
Operating result €460k, net result €340k, both a record.
31-12
Financial
Equity above €500kEq €554k ▲159%
6 profitable years in a row build equity to €554k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €214k ▲89%
5 profitable years in a row build equity to €214k.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲72.4%
4 profitable years in a row build equity to €113k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.30 to 2.86.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Posthoornstraat 112800 MechelenGround area
1,929 m²
Building footprint
1,619 m²
Volume, LiDAR
12,135 m³
Parcel 12403E0234/00C002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
E-bis
since 20202.307.520.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0234/00C002 | Flanders | 1,929 m² | 1 · 1,619 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,785 EUR awarded · 1,785 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,500 EUR | 1,500 EUR |
| 2024 | 1 | 285 EUR | 285 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Federal government
2023 to 2024 · 2 entries · 262,300 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2024 | FOD Beleid & Ondersteuning | 1 | 150,686 EUR |
| 2023 | FOD Beleid & Ondersteuning | 1 | 111,614 EUR |
Budget allocations
Economie van de toekomst en productiviteit: subsidies aan bedrijven
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
47830Retail sale of motorcycles and motorcycle parts and accessories
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.