E.B. CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of E.B. CONSTRUCTION is 1.9% (moderate). The 2024 annual accounts show equity of €115k and a net result of €18k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 1290 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability63▲+12
Solvency54▼-3
Growth35▼-11
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.46 against 1.58 in 2023; short-term debt: 65.6% and cash: 18.5% of total assets), and 71% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29%
Return on assets
4.6%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2026, 229 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
229 d late
2023
413 d late
2022
106 d late
2021
85 d late
2019
222 d late
2018
51 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€619k▼ 35.0%
2023 · €952k
2021: €960khighest in 4 years
2022: €882k▼ -8.1% vs 2021
2023: €952k▲ +7.9% vs 2022
2024: €619k▼ -35.0% vs 2023lowest in 4 years
2021 → 2024
EBIT margin
3.9%▲ 3.8pp
2023 · 0.1%
2021: 3.2%
2022: 2.2%▼ -31.9% vs 2021
2023: 0.1%▼ -93.7% vs 2022lowest in 4 years
2024: 3.9%▲ +2771% vs 2023highest in 4 years
2021 → 2024
Net result
€18k
2023 · €-9k
2018: €26khighest value
2019: €-2k▼ -107% vs 2018
2021: €20k
2022: €13k▼ -35.8% vs 2021
2023: €-9k▼ -169% vs 2022lowest value
2024: €18k▲ +303% vs 2023
2018 → 2024
Working capital
€120k▲ 15.3%
2023 · €104k
2018: €47klowest value
2019: €50k▲ +8.2% vs 2018
2021: €87k
2022: €101k▲ +15.2% vs 2021
2023: €104k▲ +3.2% vs 2022
2024: €120k▲ +15.3% vs 2023highest value
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Turnover€960k€882k▼ 8.1%€952k▲ 7.9%€619k▼ 35.0%
2021: €960khighest in 4 years
2022: €882k▼ -8.1% vs 2021
2023: €952k▲ +7.9% vs 2022
2024: €619k▼ -35.0% vs 2023lowest in 4 years
Equity€62k-€92k▲ 49.1%€106k▲ 14.1%€97k▼ 8.5%€115k▲ 18.9%
2019: €62klowest value
2021: €92k
2022: €106k▲ +14.1% vs 2021
2023: €97k▼ -8.5% vs 2022
2024: €115k▲ +18.9% vs 2023highest value
Operating result€16k-€31k▲ 91.4%€19k▼ 37.4%€1k▼ 93.2%€24k▲ 1,766%
2019: €16k
2021: €31khighest value
2022: €19k▼ -37.4% vs 2021
2023: €1k▼ -93.2% vs 2022lowest value
2024: €24k▲ +1766% vs 2023
Net result€-2k-€20k€13k▼ 35.8%€-9k€18k
2019: €-2k
2021: €20khighest value
2022: €13k▼ -35.8% vs 2021
2023: €-9k▼ -169% vs 2022lowest value
2024: €18k▲ +303% vs 2023
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,766% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €395k
Fixed assets
€16k ▼ 26.6%
Current assets
€379k ▲ 33.5%
Equity and liabilities €395k
Equity
€115k ▲ 18.9%
Debt
€281k ▲ 34.1%
Debt's share of the balance-sheet total rises from 68.4% to 71.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2023 · €7k
Cash flow
€24k▲
2023 · €-3k
Current ratio
1.46▼
2023 · 1.58
Debt to equity
2.45▲
2023 · 2.17
ROE
15.9%▲
2023 · -9.3%
ROA
4.6%▲
2023 · -2.9%
Interest coverage
63.79▲
2023 · 14.19
Debt ≤ 1 year
€259k▲
2023 · €180k
Debt > 1 year
€10k▼
2023 · €17k
Income taxes
€6k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€306k€395k▲
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€17k€12k▼
Furniture and vehicles24€17k€12k▼
Financial fixed assets28€4k€4k=
Current assets29/58€284k€379k▲
Amounts receivable within one year40/41€264k€306k▲
Trade receivables40€237k€273k▲
Other amounts receivable41€27k€33k▲
Cash at bank and in hand54/58€20k€73k▲
Equity and liabilities
Total equity and liabilities10/49€306k€395k▲
Equity10/15€97k€115k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€88k€107k▲
Amounts payable17/49€209k€281k▲
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€180k€259k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€130k€233k▲
Suppliers440/4€130k€233k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€16k-
Remuneration and social security454/9-€17k
Other amounts payable47/48€28k€2k▼
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20232024
Turnover70€952k€619k▼
Goods, raw materials, services and sundry goods60/61€940k€586k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€12k€33k▲
Operating profit (loss)9901€1k€24k▲
Financial income75/76B€1€201▲
Recurring financial income75€1€201▲
Financial charges65/66B€519€471▼
Recurring financial charges65€519€471▼
Profit (loss) for the period before taxes9903€782€24k▲
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€-9k€18k▲
Profit (loss) for the period to be appropriated9905€-9k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€107k▲
Profit (loss) brought forward from the previous period14P€97k€88k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €960k | €882k | €952k | €619k | ▼ 35.0% |
| Non-recurring operating income76A | - | €51k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €976k | €854k | €940k | €586k | ▼ 37.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €1k | €300 | €6k | €6k | ▼ 4.8% |
| Other operating charges640/8 | - | €4k | €9k | €5k | €3k | ▼ 47.0% |
| Gross operating margin9900 | €45k | €36k | €28k | €12k | €33k | ▲ 169% |
| Operating profit (loss)9901 | €16k | €31k | €19k | €1k | €24k | ▲ 1,766% |
| Financial income75/76B | - | €92 | €1 | €1 | €201 | ▲ 38,500% |
| Recurring financial income75 | €2k | €92 | €1 | €1 | €201 | ▲ 38,500% |
| Financial charges65/66B | - | €5k | €1k | €519 | €471 | ▼ 9.3% |
| Recurring financial charges65 | €2k | €5k | €1k | €519 | €471 | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €16k | €26k | €18k | €782 | €24k | ▲ 2,968% |
| Income taxes67/77 | €18k | €6k | €5k | €10k | €6k | ▼ 40.8% |
| Profit (loss) for the period9904 | €-2k | €20k | €13k | €-9k | €18k | ▲ 303% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €20k | €13k | €-9k | €18k | ▲ 303% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €296k | €307k | €312k | €306k | €395k | ▲ 29.3% |
| Fixed assets21/28 | €12k | €5k | €5k | €22k | €16k | ▼ 26.6% |
| Tangible fixed assets22/27 | €7k | €609 | €309 | €17k | €12k | ▼ 33.4% |
| Furniture and vehicles24 | - | €609 | €309 | €17k | €12k | ▼ 33.4% |
| Financial fixed assets28 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €284k | €302k | €307k | €284k | €379k | ▲ 33.5% |
| Amounts receivable within one year40/41 | €265k | €271k | €301k | €264k | €306k | ▲ 15.8% |
| Trade receivables40 | - | €244k | €280k | €237k | €273k | ▲ 15.2% |
| Other amounts receivable41 | - | €26k | €21k | €27k | €33k | ▲ 21.1% |
| Cash at bank and in hand54/58 | €18k | €31k | €6k | €20k | €73k | ▲ 270% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €296k | €307k | €312k | €306k | €395k | ▲ 29.3% |
| Equity10/15 | €62k | €92k | €106k | €97k | €115k | ▲ 18.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | €6k | €6k | €6k | = |
| Issued capital100 | - | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €54k | €84k | €97k | €88k | €107k | ▲ 20.6% |
| Amounts payable17/49 | €234k | €214k | €206k | €209k | €281k | ▲ 34.1% |
| Amounts payable after more than one year17 | - | - | - | €17k | €10k | ▼ 40.6% |
| Financial debts170/4 | - | - | - | €17k | €10k | ▼ 40.6% |
| Amounts payable within one year42/48 | €233k | €214k | €206k | €180k | €259k | ▲ 44.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7k | €8k | ▲ 8.4% |
| Trade debts44 | €225k | €214k | €191k | €130k | €233k | ▲ 79.6% |
| Suppliers440/4 | - | €214k | €191k | €130k | €233k | ▲ 79.6% |
| Taxes, remuneration and social security45 | - | €303 | €3k | €16k | €17k | ▲ 7.4% |
| Taxes450/3 | - | - | €3k | €16k | - | - |
| Remuneration and social security454/9 | - | €303 | - | - | €17k | - |
| Other amounts payable47/48 | - | - | €12k | €28k | €2k | ▼ 93.3% |
| Accrued charges and deferred income492/3 | - | - | - | €12k | €11k | ▼ 8.3% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €20k | €13k | €-9k | €18k | ▲ 303% |
| + Depreciation and write-downs630 | €6k | €1k | €300 | €6k | €6k | ▼ 4.8% |
| Operating cash flow (approximation) | €4k | €22k | €13k | €-3k | €24k | ▲ 923% |
| Investment in fixed assets (approximation) | - | - | €0 | €-23k | €0 | ▲ 100% |
| Change in cash | - | - | €-25k | €14k | €53k | ▲ 279% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 229 days late
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 413 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €100kEq €115k ▲18.9%
Equity rises from €97k to €115k.
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 106 days late
2022
31-12
Financial
Equity above €100kEq €106k ▲14.1%
2 profitable years in a row build equity to €106k.
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 85 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
10-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 222 days late
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 51 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2017
Ground area
2,312 m²
Building footprint
1,725 m²
Volume, LiDAR
15,759 m³
Parcel 21306D0325/00F000, Brussels · tallest building 40.0 m, ±1 floor. Linked by address, not a title deed.
185
companies at this address
See who is registered here
1 establishment unit
E.B. CONSTRUCTION
since 20172.262.567.560
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0325/00F000 | Brussels | 2,312 m² | 1 · 1,725 m² | 40.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43342Specialised construction activities
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.