E & B CATERING
ActiveThe computed 12-month bankruptcy probability of E & B CATERING is 2.2% (moderate). The 2025 annual accounts show negative equity (€-36k) and a net result of €-33k. Equity is shrinking by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 13044 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-4
Growth32=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.78 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.6%
Return on assets
-34.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
21 d late
2023
29 d late
2022
3 d early
2021
21 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-33k▲ 9.0%
2024 · €-36k
2018: €44k
2019: €48k
2020: €-12k
2021: €-16k
2022: €-11k
2023: €-24k
2024: €-36k
2018 → 2025
Working capital
€-52k▼ 113%
2024 · €-24k
2018: €-4k
2019: €49k
2020: €44k
2021: €34k
2022: €27k
2023: €8k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€56k▼ 16.5%€32k▼ 42.2%€-4k€-36k▼ 925%
Operating result€-15k-€-8k▲ 47.7%€-22k▼ 181%€-26k▼ 16.8%€-30k▼ 18.5%
Net result€-16k-€-11k▲ 31.8%€-24k▼ 113%€-36k▼ 51.9%€-33k▲ 9.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €26k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€16k▼ 23.4%
Current assets
€77k▼ 13.1%
Key figures and ratios
EBITDA
€-25k▼
2024 · €-21k
Cash flow
€-28k▲
2024 · €-31k
Solvency
-38.6%▼
2024 · -3.2%
Current ratio
0.60▼
2024 · 0.78
Quick ratio
0.49▼
2024 · 0.69
Debt / equity
-3.59▲
2024 · -32.27
ROE
90.2%
ROA
-34.8%▼
2024 · -32.5%
Interest coverage
-10.93▼
2024 · -2.04
Debt
€130k▲
2024 · €114k
Debt ≤ 1 year
€130k▲
2024 · €114k
Staff costs
€166k▲
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€94k▼
Fixed assets21/28€21k€16k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€10k€6k▼
Financial fixed assets28€6k€6k=
Current assets29/58€89k€77k▼
Stocks and contracts in progress3€11k€15k▲
Stocks30/36€11k€15k▲
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€76k€63k▼
Equity and liabilities
Total equity and liabilities10/49€110k€94k▼
Equity10/15€-4k€-36k▼
Contributions10/11€87k€87k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-92k€-125k▼
Amounts payable17/49€114k€130k▲
Amounts payable within one year42/48€114k€130k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€20k€43k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9€13k€29k▲
Other amounts payable47/48€83k€82k▼
Income statement
Code20242025
Remuneration, social security and pensions62€162k€166k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€895€320▼
Gross operating margin9900€142k€141k▼
Operating profit (loss)9901€-26k€-30k▼
Financial income75/76B-€30
Recurring financial income75-€30
Financial charges65/66B€10k€2k▼
Recurring financial charges65€10k€2k▼
Profit (loss) for the period before taxes9903€-36k€-33k▲
Profit (loss) for the period9904€-36k€-33k▲
Profit (loss) for the period to be appropriated9905€-36k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-125k▼
Profit (loss) brought forward from the previous period14P€-56k€-92k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €48k ▲9.1%
Operating result €51k, net result €48k, both a record.
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 36 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du p'tit Coriat 61428 Braine-l'AlleudGround area
1,181 m²
Building footprint
230 m²
Volume, LiDAR
3,236 m³
2 parcels, Brussels, Wallonia · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
LE RUGANTINO
since 20032.131.473.941
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054A0005/00L000 | Wallonia | 987 m² | 1 · 117 m² | 8.2 m · 2 fl. |
| 21004A0005/00G002 | Brussels | 195 m² | 1 · 114 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.131.473.941
Similar companies · same sector, comparable size
ALLIANCE DISTRIB
BE 0567.901.841
Namur · Eq €32k
STAVROS ET FILS
BE 0442.355.632
Vorst · Eq €32k
AU PHIL DES SAVEURS
BE 0838.163.439
Profondeville · Eq €32k
NIEUW MUSEUM
BE 0894.806.489
Brugge · Eq €32k
MAB COMPANY
BE 0744.488.361
Koekelberg · Eq €32k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2003
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.