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DyoB

Active Private limited companyfounded 2015active for 11 yearsSteenweg 79/1, 3540 Herk-de-StadKBO/BCE: BE 0597.623.235

Lifetime

11 annual accounts with figures on one time axis
peak €8,710 (2019)
€7,985▲ 9.8%
lowest -€3,171 (2016)
€1,679▲ 77.4%
peak €19,518 (2025)
€19,518▲ 9.4%
€9,415▼ 64.8%
Board1 name since 2015
1 directorBOETS Peggy
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Result from €946 to €1,679Debts from €26,761 to €9,415Cash from €21,990 to €11,406

Key points

from the 2025 annual accounts

Equity

€19,518 ▲ 9.4%

DyoB has made a profit without a break since 2017.

Liquidity

1.72 was 1.01 in 2024

Short-term debts fell from €26,761 to €9,415.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Two of the last ten came late. The 2022 accounts came latest: 98 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 62% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025highest value 11-2025: 0.2%▼ -0.3 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

92+27equity 67.5% of total assets
85+16short-term debt 32.5% · cash 39.4%
76+5return on assets 5.8%

Score breakdown

lowers risk
Liquidity: current ratio 1.72, cash €11,406
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 23-07-2026)
Equity €19,518 (67.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 68% of them on solvency, 79% on liquidity, 47% on profitability and 55% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as DyoB has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of DyoB itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for DyoB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.72 (1.01 in 2024), above the usual 1.5. Short-term debt is 32.5% and cash 39.4% of total assets. 32.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.72, cash €11,406
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Figures for financial year 2025 (filed on 23-07-2026)
NBB · annual accounts
lowers risk · Equity €19,518 (67.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
6 days early
2023
5 days early
2022
98 days late
2021
2 days early
2020
1 day early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BP
Director, since 29-01-2015
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0597623235
Registered office moved within Herk-de-Stad New registered office: Steenweg 79/1, 3540 Herk-de-Stad · Previous registered office: Sint-Truidersteenweg 63 bus 2, 3540 Herk-de-Stad · Board meeting of 11-07-2023 · Gazette deed
Change of role: BOETS Peggy, from manager to director “voorwerp zoals voorgesteld in verslag bestuursorgaan” (deed in Dutch) · General meeting of 23-02-2023 · Gazette deed
First establishment Steenweg 79/1, Herk-de-Stad
All 21 events

Comparable companies

same main activity, similar in size and age
Company
DyoB Herk-de-Stad €28,933 €7,985 67.5% -
REMICO Temse €36,862 €8,755 58.0% -
VANHEULE INSURANCE CONSULTING Antwerp €33,037 €7,354 80.6% -
groupe d'initiative italienne Brussels €20,704 €8,685 70.3% -
THE WAY TO BE Etterbeek €28,711 €9,079 66.5% -
MORSE Tielt €41,341 €6,392 62.2% -
FoxField Overijse €42,960 €7,610 94.5% -

These companies have the same main activity as DyoB: other business support services (NACE 82990). They are comparable in size and age: total assets between €20,700 and €43,000, founded between 2011 and 2015.

Official details

Source: KBO
Status
Active since 29-01-2015Normal situation
Activity
Other business support servicesNACE 82990
Establishment unit
2.240.535.0013540 Herk-de-Stad, since 03-02-2015
Financial year end
31 December
Peppol
Reachable since 25-11-2025
Company details

Annual accounts 2025

≈ €46,000estimated
€28,933▼ 35.1%
Filing
Filed on 23-07-2026, 8 days before the end of the filing period
Financials

Insights on DyoB

DyoB files the abbreviated format. That format states no turnover. The gross margin fell from €8,355 in 2015 to €7,985 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DyoB

What is the company number of DyoB?
The company number of DyoB is 0597.623.235. The VAT number is the same number with BE in front: BE 0597.623.235.
Where is DyoB based?
The registered office is at Steenweg 79/1, 3540 Herk-de-Stad.Company details
What does DyoB do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of DyoB?
DyoB is a private limited company (BV).
When was DyoB founded?
DyoB was founded on 29-01-2015.
Is DyoB still active?
Yes, DyoB is an active enterprise in the KBO register.
What is the turnover of DyoB?
The turnover in financial year 2025 is ≈ €46,000. This figure is estimated from the gross margin of €7,985 and 69 comparable companies (NACE 82990). It probably lies between €22,000 and €93,000. It is a rough estimate.Financials
Is DyoB profitable?
In financial year 2025, DyoB made a profit of €1,679.
Where can I find the annual accounts of DyoB?
DyoB filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DyoB due?
DyoB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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