REMICO
ActiveREMICO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €8k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.28 in 2024), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
21.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 30-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d early
2023
on the day
2022
3 d early
2021
190 d early
2020
203 d early
2019
139 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 57.5%
2024 · €14k
2018: €2k
2019: €31k
2020: €112k
2021: €40k
2022: €23k
2023: €23k
2024: €14k
2018 → 2025
Total assets
€37k▲ 52.5%
2024 · €24k
2018: €53k
2019: €52k
2020: €115k
2021: €46k
2022: €27k
2023: €32k
2024: €24k
2018 → 2025
Net result
€8k
2024 · €-9k
2018: €7k
2019: €30k
2020: €90k
2021: €4k
2022: €-18k
2023: €388
2024: €-9k
2018 → 2025
Working capital
€21k▲ 57.5%
2024 · €14k
2018: €-15k
2019: €15k
2020: €112k
2021: €40k
2022: €23k
2023: €23k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€23k▼ 43.9%€23k▲ 1.7%€14k▼ 40.9%€21k▲ 57.5%
Operating result€6k-€-17k€515€-9k€8k
Net result€4k-€-18k€388€-9k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €9k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€21k▲ 57.5%
Debt
€15k▲ 46.0%
The debt ratio falls from 43.9% to 42.0%: equity grows faster than debt.
Key figures and ratios
Solvency
58.0%▲
2024 · 56.1%
Current ratio
2.38▲
2024 · 2.28
Quick ratio
2.38▲
2024 · 2.28
Debt / equity
0.72▼
2024 · 0.78
ROE
36.5%▲
2024 · -69.2%
ROA
21.2%▲
2024 · -38.9%
Debt
€15k▲
2024 · €11k
Debt ≤ 1 year
€15k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€37k▲
Current assets29/58€24k€37k▲
Amounts receivable within one year40/41€18k€37k▲
Trade receivables40€16k€35k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€6k-
Equity and liabilities
Total equity and liabilities10/49€24k€37k▲
Equity10/15€14k€21k▲
Contributions10/11€22k€22k=
Profit (loss) carried forward14€-8k€-620▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Other operating charges640/8€528€839▲
Gross operating margin9900€-9k€9k▲
Operating profit (loss)9901€-9k€8k▲
Financial charges65/66B€148€109▼
Recurring financial charges65€148€109▼
Profit (loss) for the period before taxes9903€-9k€8k▲
Profit (loss) for the period9904€-9k€8k▲
Profit (loss) for the period to be appropriated9905€-9k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-620▲
Profit (loss) brought forward from the previous period14P€969€-8k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-12
Financial
Back to profitnet €388
Net result €388 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-12
Financial
Weakest financial yearnet €-18k ▼500%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-12
Financial
Highest result since 2018net €90k ▲203%
Operating result €128k, net result €90k, both a record.
30-12
Financial
Liquidity times 21current ratio 36.48
Current ratio from 1.72 to 36.48; short-term debt falls from €20k to €3k.
30-12
Financial
Equity above €100kEq €112k ▲259%
3 profitable years in a row build equity to €112k.
13-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Liquidity triplescurrent ratio 1.72
Current ratio from 0.58 to 1.72; short-term debt falls from €36k to €20k.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogkamerstraat 2909140 TemseGround area
816 m²
Building footprint
143 m²
Volume, LiDAR
682 m³
Parcel 46025B0329/00P000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogkamerstraat 290, 9140 Temse
since 20152.246.673.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0329/00P000 | Flanders | 816 m² | 1 · 143 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IVO TOREMANS
BE 0880.738.224
Brasschaat · Eq €21k
N-Innovatief
BE 0688.835.996
Londerzeel · Eq €21k
NEOVENT
BE 1019.961.136
Nieuwpoort · Eq €21k
Enthusiasm
BE 0738.795.352
Antwerpen · Eq €21k
EULALIE
BE 0760.863.347
Mons · Eq €21k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 5,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2015
Fiscal year end30-12
Abbreviation NL
/
Trade name NL
/
Activities, NACEBEL
82990Other business support services
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.