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DYNAMIC ADVICE

Active
Private limited companyfounded 200223 yrs activeAntwerpsesteenweg 45, 2830 Willebroek, BelgiumKBO/BCE: BE 0478.808.430
Summary

DYNAMIC ADVICE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €793k and a net result of €147k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability92▲+1
Solvency100=
Growth60▲+25
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 11.87 against 6.85 in 2024; short-term debt: 8.2% and cash: 4% of total assets), and 18.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.3%
Return on assets
15.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
4 d early
2019
2 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€267k▲ 41.3%
2024 · €189k
2023: €279khighest in 3 years 2024: €189k▼ -32.3% vs 2023lowest in 3 years 2025: €267k▲ +41.3% vs 2024
2023 → 2025
EBIT margin
74.8%▼ 1.5pp
2024 · 76.3%
2023: 68.3%lowest in 3 years 2024: 76.3%▲ +11.6% vs 2023highest in 3 years 2025: 74.8%▼ -2.0% vs 2024
2023 → 2025
Net result
€147k▲ 37.8%
2024 · €107k
2019: €114k 2020: €59k▼ -47.9% vs 2019lowest in 7 years 2021: €195k▲ +228% vs 2020highest in 7 years 2022: €113k▼ -42.3% vs 2021 2023: €148k▲ +31.2% vs 2022 2024: €107k▼ -27.8% vs 2023 2025: €147k▲ +37.8% vs 2024
2019 → 2025
Working capital
€871k▲ 40.7%
2024 · €619k
2019: €250klowest in 7 years 2020: €311k▲ +24.5% vs 2019 2021: €294k▼ -5.2% vs 2020 2022: €386k▲ +30.9% vs 2021 2023: €534k▲ +38.4% vs 2022 2024: €619k▲ +15.9% vs 2023 2025: €871k▲ +40.7% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€279k€189k▼ 32.3%€267k▲ 41.3% 2023: €279khighest in 3 years 2024: €189k▼ -32.3% vs 2023lowest in 3 years 2025: €267k▲ +41.3% vs 2024
Equity€301k-€413k▲ 37.4%€561k▲ 35.7%€646k▲ 15.1%€793k▲ 22.8% 2021: €301klowest in 5 years 2022: €413k▲ +37.4% vs 2021 2023: €561k▲ +35.7% vs 2022 2024: €646k▲ +15.1% vs 2023 2025: €793k▲ +22.8% vs 2024highest in 5 years
Operating result€281k-€169k▼ 39.8%€191k▲ 12.7%€144k▼ 24.4%€200k▲ 38.5% 2021: €281khighest in 5 years 2022: €169k▼ -39.8% vs 2021 2023: €191k▲ +12.7% vs 2022 2024: €144k▼ -24.4% vs 2023lowest in 5 years 2025: €200k▲ +38.5% vs 2024
Net result€195k-€113k▼ 42.3%€148k▲ 31.2%€107k▼ 27.8%€147k▲ 37.8% 2021: €195khighest in 5 years 2022: €113k▼ -42.3% vs 2021 2023: €148k▲ +31.2% vs 2022 2024: €107k▼ -27.8% vs 2023lowest in 5 years 2025: €147k▲ +37.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €281k€281kNet result 2021: €195k€195kOperating result 2022: €169k€169kNet result 2022: €113k€113kOperating result 2023: €191k€191kNet result 2023: €148k€148kOperating result 2024: €144k€144kNet result 2024: €107k€107kOperating result 2025: €200k€200kNet result 2025: €147k€147k20212022202320242025€0€50k€100k€150k€200kOperating result 2023: €191k€191kNet result 2023: €148k€148kOperating result 2024: €144k€144kNet result 2024: €107k€107kOperating result 2025: €200k€200kNet result 2025: €147k€147k202320242025
The operating result recovers in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €975k
Fixed assets €24k ▼ 38.2%
Current assets €951k ▲ 31.2%
Equity and liabilities €975k
Equity €793k ▲ 22.8%
Debt €182k ▲ 54.8%
Debt's share of the balance-sheet total rises from 15.4% to 18.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€215k▲
2024 · €159k
Cash flow
€162k▲
2024 · €122k
Current ratio
11.87▲
2024 · 6.85
Debt to equity
0.23▲
2024 · 0.18
ROE
18.5%▲
2024 · 16.5%
ROA
15.1%▲
2024 · 14.0%
Interest coverage
59.82▼
2024 · 110.54
Debt ≤ 1 year
€80k▼
2024 · €106k
Debt > 1 year
€101k▲
2024 · €11k
Income taxes
€71k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€763k€975k▲
Fixed assets21/28€39k€24k▼
Tangible fixed assets22/27€39k€24k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€37k€23k▼
Current assets29/58€725k€951k▲
Amounts receivable after more than one year29€373k€536k▲
Other amounts receivable291€373k€536k▲
Amounts receivable within one year40/41€169k€218k▲
Trade receivables40€23k€8k▼
Other amounts receivable41€146k€210k▲
Current investments50/53€141k€142k▲
Cash at bank and in hand54/58€29k€39k▲
Deferred charges and accrued income490/1€12k€17k▲
Equity and liabilities
Total equity and liabilities10/49€763k€975k▲
Equity10/15€646k€793k▲
Contributions10/11€100€100=
Reserves13€646k€793k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€646k€793k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€117k€182k▲
Amounts payable after more than one year17€11k€101k▲
Financial debts170/4€11k€101k▲
Amounts payable within one year42/48€106k€80k▼
Current portion of amounts payable after more than one year42€15k€21k▲
Financial debts43€15k€18k▲
Credit institutions430/8€15k€18k▲
Trade debts44€38k€1k▼
Suppliers440/4€38k€1k▼
Taxes, remuneration and social security45€37k€40k▲
Taxes450/3€37k€40k▲
Accrued charges and deferred income492/3€412€428▲
Income statement Code20242025
Turnover70€189k€267k▲
Non-recurring operating income76A€0€0=
Goods, raw materials, services and sundry goods60/61€48k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€566€630▲
Gross operating margin9900€160k€215k▲
Operating profit (loss)9901€144k€200k▲
Financial income75/76B€16k€22k▲
Recurring financial income75€16k€22k▲
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€159k€218k▲
Income taxes67/77€53k€71k▲
Profit (loss) for the period9904€107k€147k▲
Profit (loss) for the period to be appropriated9905€107k€147k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€147k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€107k€147k▲
To other reserves6921€107k€147k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Turnover70--€279k€189k€267k▲ 41.3%
Non-recurring operating income76A--€14k€0€0-
Goods, raw materials, services and sundry goods60/61--€92k€48k€56k▲ 17.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€6k€15k€15k€15k▼ 1.6%
Other operating charges640/8-€2k€763€566€630▲ 11.3%
Gross operating margin9900€296k€177k€207k€160k€215k▲ 34.7%
Operating profit (loss)9901€281k€169k€191k€144k€200k▲ 38.5%
Financial income75/76B-€8k€10k€16k€22k▲ 33.6%
Recurring financial income75€9k€8k€10k€16k€22k▲ 33.6%
Financial charges65/66B-€7k€-6k€1k€4k▲ 149%
Recurring financial charges65€774€7k€-6k€1k€4k▲ 149%
Profit (loss) for the period before taxes9903€289k€170k€207k€159k€218k▲ 37.0%
Income taxes67/77€94k€58k€60k€53k€71k▲ 35.4%
Profit (loss) for the period9904€195k€113k€148k€107k€147k▲ 37.8%
Transfer from tax-exempt reserves789-€3k€0---
Profit (loss) for the period to be appropriated9905€195k€115k€148k€107k€147k▲ 37.8%
Line20212022202320242025Change
Assets
Total assets20/58€551k€519k€668k€763k€975k▲ 27.7%
Fixed assets21/28€7k€69k€54k€39k€24k▼ 38.2%
Tangible fixed assets22/27€7k€69k€54k€39k€24k▼ 38.2%
Plant, machinery and equipment23-€3k€2k€1k€1k▼ 12.8%
Furniture and vehicles24-€66k€52k€37k€23k▼ 39.2%
Current assets29/58€544k€450k€614k€725k€951k▲ 31.2%
Amounts receivable after more than one year29-€225k€297k€373k€536k▲ 43.7%
Other amounts receivable291-€225k€297k€373k€536k▲ 43.7%
Amounts receivable within one year40/41€8k€9k€71k€169k€218k▲ 28.6%
Trade receivables40-€9k€8k€23k€8k▼ 65.0%
Other amounts receivable41--€63k€146k€210k▲ 43.3%
Current investments50/53€132k€154k€169k€141k€142k▲ 0.4%
Cash at bank and in hand54/58€130k€55k€68k€29k€39k▲ 31.5%
Deferred charges and accrued income490/1-€6k€9k€12k€17k▲ 40.3%
Equity and liabilities
Total equity and liabilities10/49€551k€519k€668k€763k€975k▲ 27.7%
Equity10/15€301k€413k€561k€646k€793k▲ 22.8%
Contributions10/11-€20k€20k€100€100=
Reserves13€281k€393k€541k€646k€793k▲ 22.8%
Non-distributable reserves130/1-€2k€2k€0--
Reserves not available under the articles1311-€2k€2k€0--
Distributable reserves133-€391k€539k€646k€793k▲ 22.8%
Profit (loss) carried forward14---€0€0-
Amounts payable17/49€250k€106k€107k€117k€182k▲ 54.8%
Amounts payable after more than one year17-€41k€26k€11k€101k▲ 799%
Financial debts170/4-€41k€26k€11k€101k▲ 799%
Amounts payable within one year42/48€249k€64k€80k€106k€80k▼ 24.3%
Current portion of amounts payable after more than one year42-€14k€15k€15k€21k▲ 41.5%
Financial debts43-€211€15k€15k€18k▲ 16.3%
Credit institutions430/8-€211€15k€15k€18k▲ 16.3%
Trade debts44€10k€15k€25k€38k€1k▼ 97.2%
Suppliers440/4-€15k€25k€38k€1k▼ 97.2%
Taxes, remuneration and social security45-€25k€26k€37k€40k▲ 8.2%
Taxes450/3-€25k€26k€37k€40k▲ 8.2%
Other amounts payable47/48-€10k€0---
Accrued charges and deferred income492/3-€578€348€412€428▲ 3.8%
Line20212022202320242025Change
Profit (loss) for the period9904€195k€113k€148k€107k€147k▲ 37.8%
+ Depreciation and write-downs630€12k€6k€15k€15k€15k▼ 1.6%
Operating cash flow (approximation)€207k€119k€163k€122k€162k▲ 33.0%
Investment in fixed assets (approximation)-€-69k€0€0€0-
Change in cash-€-75k€12k€-38k€9k▲ 124%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €500kEq €561k ▲35.7%
5 profitable years in a row build equity to €561k.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Liquidity triplescurrent ratio 7.01
Current ratio from 2.18 to 7.01; short-term debt falls from €249k to €64k.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €195k ▲228%
Operating result €281k, net result €195k, both a record.
27-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €59k ▼47.9%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2017
29-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
09-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
4,191 m²
Building footprint
1,140 m²
Volume, LiDAR
8,404 m³
Parcel 12040A0072/00C002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
42 companies at this address See who is registered here
1 establishment unit
Antwerpsesteenweg 45, 2830 Willebroek
NACE 7414101
since 20022.114.671.660
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12040A0072/00C002 Flanders 4,191 m² 1 · 1,140 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 3,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-11-2002
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.