DYMA MULTISERVICES
ActiveDYMA MULTISERVICES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-509. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 12989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency9▼-7
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.59 against 0.73 in 2024), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
-0.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
181920212425
2018 to 2025 · latest year -€509
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
79 d late
2021
31 d late
2020
120 d early
2019
79 d late
2018
31 d late
2017
171 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 4.9%
2024 · €10k
2018: €15k
2019: €15k
2020: €20k
2021: €25k
2024: €10k
2018 → 2025
Total assets
€98k▲ 50.9%
2024 · €65k
2018: €33k
2019: €35k
2020: €31k
2021: €35k
2024: €65k
2018 → 2025
Net result
€-509▲ 97.2%
2024 · €-18k
2018: €17k
2019: €-549
2020: €5k
2021: €6k
2024: €-18k
2018 → 2025
Working capital
€-36k▼ 149%
2024 · €-15k
2018: €12k
2019: €12k
2020: €16k
2021: €22k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120242025Trend
Equity€15k-€20k▲ 34.6%€25k▲ 28.4%€10k▼ 58.8%€10k▼ 4.9%
Operating result€-842-€5k€6k▲ 10.3%€-18k€-404▲ 97.8%
Net result€-549-€5k€6k▲ 10.4%€-18k€-509▲ 97.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €404 in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€46k▲ 84.7%
Current assets
€52k▲ 29.8%
Equity and liabilities €98k
Equity
€10k▼ 4.9%
Debt
€88k▲ 61.5%
The debt ratio rises from 84.0% to 89.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€11k▲
2024 · €-11k
Cash flow
€11k▲
2024 · €-11k
Solvency
10.1%▼
2024 · 16.0%
Current ratio
0.59▼
2024 · 0.73
Quick ratio
0.59▼
2024 · 0.73
Debt / equity
8.89▲
2024 · 5.23
ROE
-5.1%▲
2024 · -172.8%
ROA
-0.5%▲
2024 · -27.7%
Interest coverage
66.16▲
2024 · -96.50
Debt
€88k▲
2024 · €55k
Debt ≤ 1 year
€88k▲
2024 · €55k
Income taxes
€3
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€98k▲
Fixed assets21/28€25k€46k▲
Tangible fixed assets22/27€25k€46k▲
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€22k€41k▲
Current assets29/58€40k€52k▲
Amounts receivable within one year40/41€23k€30k▲
Trade receivables40€22k€28k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€15k€20k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€65k€98k▲
Equity10/15€10k€10k▼
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-18k€-19k▼
Amounts payable17/49€55k€88k▲
Amounts payable within one year42/48€55k€88k▲
Trade debts44€4k€170▼
Suppliers440/4€4k€170▼
Taxes, remuneration and social security45€24k€30k▲
Taxes450/3€134-
Remuneration and social security454/9€24k€30k▲
Other amounts payable47/48€27k€59k▲
Income statement
Code20242025
Non-recurring operating income76A-€537
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€11k▲
Other operating charges640/8€862€906▲
Gross operating margin9900€-10k€12k▲
Operating profit (loss)9901€-18k€-404▲
Financial income75/76B€25€64▲
Recurring financial income75€25€64▲
Financial charges65/66B€115€166▲
Recurring financial charges65€115€166▲
Profit (loss) for the period before taxes9903€-18k€-506▲
Income taxes67/77-€3
Profit (loss) for the period9904€-18k€-509▲
Profit (loss) for the period to be appropriated9905€-18k€-509▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-19k▼
Profit (loss) brought forward from the previous period14P-€-18k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 79 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼422%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 79 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 171 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1993
Ground area
1,979 m²
Building footprint
144 m²
Volume, LiDAR
873 m³
Parcel 25034B0102/00H000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DYMA MULTISERVICES
since 19932.062.823.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25034B0102/00H000 | Wallonia | 1,979 m² | 1 · 144 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,481 companies in sector 56210 we hold annual accounts for 2,428. 1,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-1992
Fiscal year end31-12
Activities, NACEBEL
55522
56210Event catering
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
74300Other professional, scientific and technical activities
74301Translation services
81220Other building cleaning and industrial cleaning
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85409Education
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.