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CHEF IN NOOD

Active
Private limited companyfounded 200223 yrs activeHooiweg 12, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0478.780.419

CHEF IN NOOD has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
54 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+17
Solvency34▲+11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.04 in 2024; short-term debt: 91% and cash: 9.9% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
131 d late
2023
29 d early
2022
17 d early
2021
26 d early
2020
19 d early
2019
60 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€10k
2024 · €-2k
2018: €-3k 2019: €6k 2020: €3k 2021: €9k 2022: €11k 2023: €495 2024: €-2k
2018 → 2025
Total assets
€110k▼ 11.5%
2024 · €124k
2018: €18k 2019: €14k 2020: €219k 2021: €215k 2022: €183k 2023: €150k 2024: €124k
2018 → 2025
Net result
€12k
2024 · €-3k
2018: €6k 2019: €9k 2020: €-2k 2021: €6k 2022: €1k 2023: €-10k 2024: €-3k
2018 → 2025
Working capital
€-87k▲ 28.6%
2024 · €-122k
2018: €8k 2019: €6k 2020: €-108k 2021: €-108k 2022: €-111k 2023: €-128k 2024: €-122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€9k-€11k▲ 10.7%€495▼ 95.3%€-2k€10k
Operating result€8k-€5k▼ 37.7%€-9k€-421▲ 95.1%€15k
Net result€6k-€1k▼ 83.0%€-10k€-3k▲ 71.6%€12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €8k€8kNet result 2021: €6k€6kOperating result 2022: €5k€5kNet result 2022: €1k€1kOperating result 2023: €-9k€-9kNet result 2023: €-10k€-10kOperating result 2024: €-421€-421Net result 2024: €-3k€-3kOperating result 2025: €15k€15kNet result 2025: €12k€12k20212022202320242025
The operating result returns to profit in 2025: €15k after a loss of €421 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets €97k▼ 18.9%
Current assets €13k▲ 169%
Equity and liabilities €110k
Equity €10k
Debt €100k
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40k
2024 · €24k
Cash flow
€37k
2024 · €22k
Solvency
9.0%
2024 · -1.9%
Current ratio
0.13
2024 · 0.04
Quick ratio
0.13
2024 · 0.04
Debt / equity
10.05
2024 · -53.90
ROE
123.6%
ROA
11.2%
2024 · -2.3%
Interest coverage
22.44
2024 · 10.19
Debt
€100k
2024 · €127k
Debt ≤ 1 year
€100k
2024 · €127k
Income taxes
€845
2024 · €144
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€124k€110k
Fixed assets21/28€120k€97k
Intangible fixed assets21€93k€74k
Tangible fixed assets22/27€27k€23k
Plant, machinery and equipment23€25k€22k
Leasing and similar rights25€1k€826
Current assets29/58€5k€13k
Amounts receivable within one year40/41€4k€2k
Trade receivables40€4k€2k
Cash at bank and in hand54/58€904€11k
Deferred charges and accrued income490/1€9€384
Equity and liabilities
Total equity and liabilities10/49€124k€110k
Equity10/15€-2k€10k
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-25k€-12k
Amounts payable17/49€127k€100k
Amounts payable within one year42/48€127k€100k
Current portion of amounts payable after more than one year42€16k-
Trade debts44€5k€11k
Suppliers440/4€5k€11k
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€11k€12k
Taxes450/3€5k€12k
Remuneration and social security454/9€5k-
Other amounts payable47/48€93k€77k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k
Other operating charges640/8€359€224
Non-recurring operating charges66A€7k€5k
Gross operating margin9900€31k€45k
Operating profit (loss)9901€-421€15k
Financial income75/76B€102€81
Recurring financial income75€102€81
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€-3k€13k
Income taxes67/77€144€845
Profit (loss) for the period9904€-3k€12k
Profit (loss) for the period to be appropriated9905€-3k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-12k
Profit (loss) brought forward from the previous period14P€-22k€-25k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €12k
Net result €12k after 2 loss-making years.
09-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-10k ▼1084%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
27-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hooiweg 123530 Houthalen-Helchteren
Ground area
589 m²
Building footprint
119 m²
Volume, LiDAR
651 m³
Parcel 72014D0293/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chef in Nood
Hooiweg 12, 3530 Houthalen-HelchterenLimited-service restaurants
since 20032.114.752.329
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72014D0293/00H000 Flanders 589 m² 1 · 119 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,506 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-11-2002
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.