Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Green is investment, beige is depreciation.
Short-term debts rose from €5,050 to €71,520.
Less equity than 92% of companies in construction of buildings. Sector median €45,638 · 9,474 companies.
In July 2024, 7,637 companies had the same profile as DYMA CONSTRUCT has now. Each dot stands for 20 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for DYMA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DYMA CONSTRUCT Wezembeek-Oppem | €58,908 | -€5,783 | -21.4% | - |
| D.B. Projects Kampenhout | €63,099 | €482 | -19.8% | - |
| RENOV 4 U Sint-Pieters-Leeuw | €56,560 | -€2,768 | -17.7% | - |
| GENERAL RENOV Sint-Pieters-Leeuw | €65,706 | -€20,476 | -31.7% | - |
| A-Struc Châtelet | €59,273 | -€23,410 | -95.0% | - |
| BOGITEC Zutendaal | €59,478 | -€3,301 | -6.9% | - |
| THMS CONSTRUCTION Pont-à-Celles | €61,910 | -€899 | -20.8% | - |
These companies have the same main activity as DYMA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €56,600 and €65,700, founded between 2023 and 2024.
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 8% of 9,471 companies in 2025.
Lower than 95% of 9,219 companies in 2025.
Higher than 7% of 9,291 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
58,908 | 7,445 | |
21/28 |
48,825 | 784 | |
22/27 |
45,825 | 784 | |
24 |
45,825 | 784 | |
28 |
3,000 | - | |
29/58 |
10,082 | 6,660 | |
40/41 |
8,675 | 4,446 | |
40 |
7,134 | 3,270 | |
41 |
1,541 | 1,176 | |
54/58 |
219 | 2,215 | |
490/1 |
1,189 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
58,908 | 7,445 | |
10/15 |
-12,612 | 2,395 | |
10/11 |
1,500 | 1,500 | |
11 |
1,500 | 1,500 | |
1109/19 |
1,500 | 1,500 | |
14 |
-14,112 | 895 | |
17/49 |
71,520 | 5,050 | |
42/48 |
71,520 | 5,050 | |
44 |
1,667 | 308 | |
440/4 |
1,667 | 308 | |
46 |
3,000 | - | |
45 |
1,769 | 1,307 | |
450/3 |
1,769 | 1,307 | |
47/48 |
65,084 | 3,435 | |
| Income statement | |||
9900 |
-5,783 | 1,720 | |
630 |
9,016 | 224 | |
640/8 |
198 | - | |
9901 |
-14,998 | 1,496 | |
75/76B |
0 | - | |
75 |
0 | - | |
65/66B |
10 | 23 | |
65 |
10 | 23 | |
9903 |
-15,007 | 1,473 | |
67/77 |
- | 578 | |
9904 |
-15,007 | 895 | |
9905 |
-15,007 | 895 | |
| Appropriation of the result | |||
9906 |
-14,112 | 895 | |
14P |
895 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00503778.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -5,981 | 1,720 | ||
| -5,991 | 1,119 | ||
| 57,058 | 1,008 | ||
| -1,996 | - | ||
| -61,438 | 1,611 | ||
| -21.4% | 32.2% | ||
| 0.14 | 1.32 | ||
| - | 2.11 | ||
| - | 37.4% | ||
| -25.5% | 12.0% | ||
| -598.13 | 74.26 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €54,058 | €1,008 |
| Financial fixed assets | €3,000 | - |
| €9,016 | €224 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €14,998, after a profit of €1,496 in 2024.
Equity is negative. Debt (€71,520) exceeds the balance-sheet total (€58,908).
DYMA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. DYMA CONSTRUCT shares no director with another company.
| VITALIX LAB
establishment since 29-07-2021 · founded in 2021 |
5.1 FTE (2025) 0771.845.133 |
| KAZIDOMI
establishment since 28-05-2018 · founded in 2016 |
4.9 FTE (2025) 0652.941.840 |
| LA TREBIA
registered office since 23-02-2006 · founded in 2006 · accounts filed late |
total assets €3.1m (2024) 0879.561.059 |
| T.D. & T.O. International
registered office since 07-10-2021 · founded in 2021 |
turnover €1.6m (2025) 0775.473.428 |
| BATIDAR CONSTRUCT
registered office since 13-06-2006 · founded in 2006 |
total assets €1.4m (2025) 0881.831.750 |
| WINPROTECH
registered office since 04-10-2022 · founded in 2022 |
8.9 FTE (2025) 0791.808.624 |
| CLASS-CONSTRUCT
registered office since 01-04-1991 · founded in 1991 |
total assets €1.3m (2025) 0443.482.317 |
| DACO BUILT
registered office since 17-12-2021 · founded in 2021 |
turnover €1.1m (2025) 0778.749.949 |
| CamPro Europe
registered office since 21-05-2019 · founded in 2019 · accounts filed late |
turnover €320,355 (2024) 0726.943.338 |
| Q-ZEN
registered office since 13-12-2019 · founded in 2019 |
total assets €990,140 (2025) 0739.593.029 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Lange Eikstraat 46 registered office 1970 Wezembeek-Oppem | 03-06-2024 | 2.360.821.335 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 22006A0114/00P000 | 520 m² | 1 · 325 m² | 14.8 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1009.964.790
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