Dycha & Co
ActiveDycha & Co has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €163k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 2147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.51 against 7.7 in 2024), but 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
20%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
1 d early
2022
9 d late
2021
59 d late
2020
5 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€356k▲ 84.5%
2024 · €193k
2019: €127k
2020: €143k
2021: €152k
2022: €16k
2023: €27k
2024: €193k
2019 → 2025
Total assets
€816k▲ 51.4%
2024 · €539k
2019: €547k
2020: €492k
2021: €470k
2022: €660k
2023: €496k
2024: €539k
2019 → 2025
Net result
€163k▼ 1.8%
2024 · €166k
2019: €28k
2020: €15k
2021: €10k
2022: €-136k
2023: €11k
2024: €166k
2019 → 2025
Working capital
€469k▲ 51.5%
2024 · €310k
2019: €89k
2020: €108k
2021: €124k
2022: €-88k
2023: €136k
2024: €310k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€16k▼ 89.6%€27k▲ 68.9%€193k▲ 619%€356k▲ 84.5%
Operating result€47k-€-142k€26k€182k▲ 610%€233k▲ 28.3%
Net result€10k-€-136k€11k€166k▲ 1,416%€163k▼ 1.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €816k
Fixed assets
€243k▲ 32.6%
Current assets
€573k▲ 61.1%
Equity and liabilities €816k
Equity
€356k▲ 84.5%
Debt
€460k▲ 32.9%
The debt ratio falls from 64.2% to 56.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€325k▲
2024 · €241k
Cash flow
€255k▲
2024 · €225k
Solvency
43.6%▲
2024 · 35.8%
Current ratio
5.51▼
2024 · 7.70
Quick ratio
5.51▼
2024 · 7.70
Debt / equity
1.29▼
2024 · 1.80
ROE
45.8%▼
2024 · 86.1%
ROA
20.0%▼
2024 · 30.8%
Interest coverage
15.71▼
2024 · 22.80
Debt
€460k▲
2024 · €346k
Debt ≤ 1 year
€104k▲
2024 · €46k
Debt > 1 year
€34k▼
2024 · €142k
Income taxes
€50k▲
2024 · €5k
Staff costs
€44k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€539k€816k▲
Fixed assets21/28€183k€243k▲
Tangible fixed assets22/27€183k€243k▲
Plant, machinery and equipment23€32k€70k▲
Furniture and vehicles24€151k€173k▲
Current assets29/58€356k€573k▲
Amounts receivable within one year40/41€286k€565k▲
Trade receivables40€252k€528k▲
Other amounts receivable41€34k€37k▲
Cash at bank and in hand54/58€70k€7k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€539k€816k▲
Equity10/15€193k€356k▲
Contributions10/11€13k€13k=
Reserves13€65k€65k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€115k€278k▲
Amounts payable17/49€346k€460k▲
Amounts payable after more than one year17€142k€34k▼
Financial debts170/4€142k€34k▼
Amounts payable within one year42/48€46k€104k▲
Current portion of amounts payable after more than one year42€40k€44k▲
Trade debts44€1k€60k▲
Suppliers440/4€1k€60k▲
Taxes, remuneration and social security45€677€0▼
Remuneration and social security454/9€677€0▼
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€158k€323k▲
Income statement
Code20242025
Non-recurring operating income76A€7k-
Remuneration, social security and pensions62€43k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€92k▲
Other operating charges640/8€16k€19k▲
Gross operating margin9900€300k€388k▲
Operating profit (loss)9901€182k€233k▲
Financial charges65/66B€11k€21k▲
Recurring financial charges65€11k€21k▲
Profit (loss) for the period before taxes9903€171k€213k▲
Income taxes67/77€5k€50k▲
Profit (loss) for the period9904€166k€163k▼
Profit (loss) for the period to be appropriated9905€166k€163k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€278k▲
Profit (loss) brought forward from the previous period14P€-51k€115k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Equity above €200kEq €356k ▲84.5%
3 profitable years in a row build equity to €356k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-06
Financial
Highest result since 2019net €166k ▲1416%
Net result €166k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 7.70
Current ratio from 1.57 to 7.70; short-term debt falls from €239k to €46k.
30-06
Financial
Equity above €150kEq €193k ▲619%
2 profitable years in a row build equity to €193k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
30-06
Financial
Weakest financial yearnet €-136k ▼1514%
Net result drops to €-136k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
30-06
Financial
Equity above €150kEq €152k ▲6.8%
3 profitable years in a row build equity to €152k.
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 149 days late
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 289 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Debeckerstraat 141081 KoekelbergGround area
96 m²
Building footprint
77 m²
Volume, LiDAR
1,105 m³
Parcel 21492B0113/00M003, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Dycha & Co
since 20142.244.180.023
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0113/00M003 | Brussels | 96 m² | 1 · 77 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesDycha & Co BV43301
Similar companies · same sector, comparable size
PRIEM-ACTION
BE 0896.111.932
Lichtervelde · Eq €356k
M&K TOITURES
BE 0837.193.934
Châtelet · Eq €356k
KAISER CONSTRUCT
BE 0721.487.780
Hamois · Eq €355k
MIS IMMO
BE 0870.015.368
Chaudfontaine · Eq €355k
TBS ENERGIES
BE 0632.868.778
Libin · Eq €355k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 10,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2014
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.