DYCAMATRA
ActiveSummary
DYCAMATRA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €3k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-6
Solvency36▼-59
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.93 against 4.4 in 2024; short-term debt: 83.5% and cash: 12.2% of total assets), and 88.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3480 sector peers (2025).
NBB · sector comparisonPosition among 3480 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
28 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 82.9%
2024 · €69k
2022: €46k
2023: €61k
2024: €69k
2022 → 2025
Total assets
€104k▲ 7.0%
2024 · €97k
2022: €61k
2023: €112k
2024: €97k
2022 → 2025
Net result
€3k▼ 57.1%
2024 · €7k
2022: €44k
2023: €16k
2024: €7k
2022 → 2025
Working capital
€-6k
2024 · €52k
2022: €45k
2023: €44k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€46k-€61k▲ 34.1%€69k▲ 11.8%€12k▼ 82.9%
Operating result€60k-€21k▼ 64.8%€12k▼ 45.0%€5k▼ 54.0%
Net result€44k-€16k▼ 64.3%€7k▼ 53.6%€3k▼ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€23k ▼ 23.6%
Current assets
€81k ▲ 20.7%
Equity and liabilities €104k
Equity
€12k ▼ 82.9%
Debt
€93k ▲ 221%
Debt's share of the balance-sheet total rises from 29.6% to 88.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €20k
Cash flow
€12k▼
2024 · €16k
Current ratio
0.93▼
2024 · 4.40
Debt to equity
7.89▲
2024 · 0.42
ROE
26.5%▲
2024 · 10.6%
ROA
3.0%▼
2024 · 7.4%
Interest coverage
14.65▼
2024 · 15.42
Debt ≤ 1 year
€87k▲
2024 · €15k
Debt > 1 year
€6k▼
2024 · €14k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€104k▲
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€30k€23k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€30k€21k▼
Current assets29/58€67k€81k▲
Amounts receivable within one year40/41€65k€57k▼
Trade receivables40€57k€56k▼
Other amounts receivable41€8k€1k▼
Current investments50/53-€11k
Cash at bank and in hand54/58€2k€13k▲
Equity and liabilities
Total equity and liabilities10/49€97k€104k▲
Equity10/15€69k€12k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€67k€10k▼
Amounts payable17/49€29k€93k▲
Amounts payable after more than one year17€14k€6k▼
Financial debts170/4€14k€6k▼
Amounts payable within one year42/48€15k€87k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€188€2k▲
Suppliers440/4€188€2k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€3k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€855€873▲
Gross operating margin9900€21k€15k▼
Operating profit (loss)9901€12k€5k▼
Financial income75/76B-€414
Recurring financial income75-€414
Financial charges65/66B€1k€965▼
Recurring financial charges65€1k€965▼
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€70k▲
Profit (loss) brought forward from the previous period14P€59k€67k▲
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼57.1%
Net result drops to €3k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Renard(Orm) 227802 AthGround area
948 m²
Building footprint
98 m²
Volume, LiDAR
529 m³
Parcel 51047A0135/00F000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Renard(Orm) 22, 7802 Ath
since 20212.327.876.175
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51047A0135/00F000 | Wallonia | 948 m² | 1 · 98 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Lingo International Services
BE 0799.167.261
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LOST IN TRANSLATION ?
BE 0506.914.278
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Emergent Solutions
BE 0716.755.566
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TRANSMUNDI
BE 0467.083.011
Antwerpen · Eq €11,954
Of 4,529 companies in sector 74301 we hold annual accounts for 719. 473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
46190Agents in non-specialised wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.