Equity
€54,167 ▲ 45.6%
BCA Language Services has made a profit in every financial year since 2020.
BCA Language Services
Lifetime
6 annual accounts with figures on one time axispeak €45,859 (2023)
€17,662▼ 37.9%
peak €34,960 (2023)
€16,976▼ 22.7%
peak €69,929 (2022)
€54,167▲ 45.6%
€48,327▲ 43.3%
Board1 name since 2020
-
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €28,442 to €17,662Registered office moved from Brussels to Molenbeek-Saint-Jean 10-07Equity from €37,191 to €54,167Debts from €33,716 to €48,327Cash from €55,581 to €86,288
Key points
from the 2025 annual accountsFilings
6 annual accounts 4 late
The 2024 accounts came latest: 61 days after the end of the period.
At the same address
67 companies
Checked score
66
Healthy
Financially stronger than 63% of micro companies in other professional activities (NACE 74)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.5 percentage points vs 07-2025
09-2025: 0.8%▲ +0.2 percentage points vs 08-2025
10-2025: 1.6%▲ +0.8 percentage points vs 09-2025highest value
11-2025: 0.2%▼ -1.4 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 1.2%▲ +0.8 percentage points vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.12, cash €86,288
Sector: Other professional, scientific and technical activities (NACE 74)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 54% of them on solvency, 68% on liquidity, 52% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as BCA Language Services has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BCA Language Services itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for BCA Language Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.12 (2.1 in 2024), above the usual 1.5. Short-term debt is 47.2% and cash 84.2% of total assets. 47.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
61 days late
2023
170 days early
2022
153 days early
2021
53 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 184 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- CAROT Arnau Barbara all the sharesdeed of 17-08-2026
Recent changes
Registered office moved within Brussels
New registered office: Rue Charles Martel 8, 1000 BRUXELLES · Previous registered office: Quai des Charbonnages 40, BE-1080 BRUXELLES · CAROT Arnau Barbara holds all the shares · General meeting of 01-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0742739688
Registered office moved from Brussels to Molenbeek-Saint-Jean
New registered office: Quai des Charbonnage 40, 1080 Molenbeek-Saint-Jean · Previous registered office: Cantersteen 47, 1000 Bruxelles · CAROT ARNAU, Barbara holds all the shares · General meeting of 27-06-2025 · Gazette deed
Registered office moved within Brussels
New registered office: Cantersteen 47 à 1000 Bruxelles · Previous registered office: rue de Marché aux Herbes 39 à 1000 Bruxelles · Barbara CAROT ARNAU holds 100 shares · General meeting of 01-07-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCA Language Services Brussels | €102,494 | €17,662 | 52.8% | - |
| INFANTINO VICTORIA Molenbeek-Saint-Jean | €119,146 | €21,663 | 2.1% | - |
| SPADEA TRANSLATION AGENCY Oud-Heverlee | €85,392 | €19,270 | 71.2% | - |
| Julien Hagelstein Liège | €77,646 | €22,536 | 59.6% | - |
| STUDIO TRADUX Antwerp | €133,956 | €17,885 | 75.5% | - |
| DYCAMATRA Ath | €104,342 | €15,005 | 11.2% | - |
| PULSE TRANSLATIONS Molenbeek-Saint-Jean | €61,097 | €23,152 | 15.2% | - |
These companies have the same main activity as BCA Language Services: translation services (NACE 74301). They are comparable in size and age: total assets between €61,100 and €134,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 30-01-2020Normal situation
- Registered office
- 68 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Translation servicesNACE 74301and 2 others
- Establishment unit
- 2.298.572.8711000 Brussels, since 04-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 14-12-2025
Insights on BCA Language Services
BCA Language Services files the micro format. That format states no turnover. The gross margin fell from €20,084 in 2020 to €17,662 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BCA Language Services
- What is the company number of BCA Language Services?
- The company number of BCA Language Services is 0742.739.688. The VAT number is the same number with BE in front: BE 0742.739.688.
- Where is BCA Language Services based?
- The registered office is at Karel Martelstraat 8, 1000 Brussels.Company details
- What does BCA Language Services do?
- According to the KBO register, the main activity is translation services (NACE 74301).
- What is the legal form of BCA Language Services?
- BCA Language Services is a private limited company (BV).
- When was BCA Language Services founded?
- BCA Language Services was founded on 30-01-2020.
- Is BCA Language Services still active?
- Yes, BCA Language Services is an active enterprise in the KBO register.
- What is the turnover of BCA Language Services?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €17,662 and 41 comparable companies (NACE 74). It probably lies between €55,000 and €200,000. It is a rough estimate.Financials
- Is BCA Language Services profitable?
- In financial year 2025, BCA Language Services made a profit of €16,976.
- Where can I find the annual accounts of BCA Language Services?
- BCA Language Services filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BCA Language Services due?
- BCA Language Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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