DVR BOUW
ActiveThe computed 12-month bankruptcy probability of DVR BOUW is 1.7% (moderate). The 2025 annual accounts show equity of €42k and a net result of €21k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 7376 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency37▼-63
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.9 against 10.84 in 2024; short-term debt: 88.2% and cash: 53.8% of total assets), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.8%
Return on assets
5.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7376 sector peers (2025).
NBB · sector comparisonPosition among 7376 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
36 d early
2023
44 d early
2022
21 d early
2021
23 d early
2020
36 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€42k▼ 86.5%
2024 · €312k
2019: €79k
2020: €119k
2021: €171k
2022: €201k
2023: €271k
2024: €312k
2019 → 2025
Total assets
€358k▲ 7.5%
2024 · €333k
2019: €132k
2020: €166k
2021: €199k
2022: €225k
2023: €321k
2024: €333k
2019 → 2025
Net result
€21k▼ 49.1%
2024 · €41k
2019: €61k
2020: €61k
2021: €52k
2022: €30k
2023: €70k
2024: €41k
2019 → 2025
Working capital
€-31k
2024 · €212k
2019: €77k
2020: €108k
2021: €104k
2022: €152k
2023: €172k
2024: €212k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€201k▲ 17.6%€271k▲ 35.1%€312k▲ 15.0%€42k▼ 86.5%
Operating result€61k-€37k▼ 39.9%€89k▲ 144%€52k▼ 42.2%€25k▼ 51.5%
Net result€52k-€30k▼ 42.1%€70k▲ 135%€41k▼ 42.3%€21k▼ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets
€73k▼ 26.3%
Current assets
€285k▲ 21.9%
Equity and liabilities €358k
Equity
€42k▼ 86.5%
Debt
€316k▲ 1,367%
The debt ratio rises from 6.5% to 88.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▼
2024 · €81k
Cash flow
€55k▼
2024 · €70k
Solvency
11.8%▼
2024 · 93.5%
Current ratio
0.90▼
2024 · 10.84
Quick ratio
0.90▼
2024 · 10.84
Debt / equity
7.49▲
2024 · 0.07
ROE
49.0%▲
2024 · 13.0%
ROA
5.8%▼
2024 · 12.2%
Interest coverage
516.69▲
2024 · 396.18
Debt
€316k▲
2024 · €22k
Debt ≤ 1 year
€316k▲
2024 · €22k
Income taxes
€6k▼
2024 · €11k
Staff costs
€79k▲
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€333k€358k▲
Fixed assets21/28€100k€73k▼
Tangible fixed assets22/27€100k€73k▼
Plant, machinery and equipment23€33k€28k▼
Furniture and vehicles24€66k€45k▼
Current assets29/58€233k€285k▲
Amounts receivable within one year40/41€29k€65k▲
Trade receivables40€20k€42k▲
Other amounts receivable41€9k€23k▲
Current investments50/53€26k€26k=
Cash at bank and in hand54/58€178k€193k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€333k€358k▲
Equity10/15€312k€42k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€291k€22k▼
Amounts payable17/49€22k€316k▲
Amounts payable within one year42/48€22k€316k▲
Trade debts44€12k€17k▲
Suppliers440/4€12k€17k▲
Taxes, remuneration and social security45€9k€48k▲
Taxes450/3€929€44k▲
Remuneration and social security454/9€9k€4k▼
Other amounts payable47/48€222€252k▲
Income statement
Code20242025
Remuneration, social security and pensions62€74k€79k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€34k▲
Other operating charges640/8€880€1k▲
Gross operating margin9900€155k€139k▼
Operating profit (loss)9901€52k€25k▼
Financial income75/76B€124€2k▲
Recurring financial income75€124€2k▲
Financial charges65/66B€204€114▼
Recurring financial charges65€204€114▼
Profit (loss) for the period before taxes9903€52k€26k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€41k€21k▼
Profit (loss) for the period to be appropriated9905€41k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€291k€312k▲
Profit (loss) brought forward from the previous period14P€250k€291k▲
Profit to be distributed694/7-€290k
Return on contributions (dividend)694-€290k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €21k ▼49.1%
Net result drops to €21k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 10.84
Current ratio from 4.44 to 10.84; short-term debt falls from €50k to €22k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €70k ▲135%
Operating result €89k, net result €70k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €201k ▲17.6%
4 profitable years in a row build equity to €201k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €171k ▲43.5%
3 profitable years in a row build equity to €171k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €119k ▲50%
2 profitable years in a row build equity to €119k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geuzestraat 279910 AalterGround area
1,027 m²
Building footprint
168 m²
Volume, LiDAR
932 m³
Parcel 44029A0119/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVR BOUW
since 20182.281.685.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0119/00C000 | Flanders | 1,027 m² | 1 · 168 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.