DV SERVICE
ActiveSummary
DV SERVICE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142k and a net result of €12k. Equity is growing by ~54.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-33
Solvency90▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 2.9 in 2023; short-term debt: 31.6% and cash: 6.9% of total assets), and 35.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
17 d late
2022
18 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€142k▲ 9.6%
2023 · €129k
2018: €10k
2019: €23k
2020: €29k
2021: €56k
2022: €84k
2023: €129k
2018 → 2024
Total assets
€218k▲ 4.9%
2023 · €208k
2018: €64k
2019: €113k
2020: €120k
2021: €125k
2022: €232k
2023: €208k
2018 → 2024
Net result
€12k▼ 72.2%
2023 · €45k
2018: €-15k
2019: €13k
2020: €6k
2021: €26k
2022: €29k
2023: €45k
2018 → 2024
Working capital
€143k▲ 12.8%
2023 · €127k
2018: €918
2019: €14k
2020: €22k
2021: €59k
2022: €81k
2023: €127k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€56k▲ 91.0%€84k▲ 51.9%€129k▲ 53.0%€142k▲ 9.6%
Operating result€15k-€49k▲ 236%€46k▼ 6.6%€75k▲ 63.5%€25k▼ 67.0%
Net result€6k-€26k▲ 321%€29k▲ 8.9%€45k▲ 55.1%€12k▼ 72.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €218k
Fixed assets
€6k ▼ 57.2%
Current assets
€212k ▲ 9.5%
Equity and liabilities €218k
Equity
€142k ▲ 9.6%
Debt
€77k ▼ 2.9%
Debt's share of the balance-sheet total falls from 37.9% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2023 · €85k
Cash flow
€15k▼
2023 · €55k
Current ratio
3.07▲
2023 · 2.90
Debt to equity
0.54▼
2023 · 0.61
ROE
8.8%▼
2023 · 34.6%
ROA
5.7%▼
2023 · 21.5%
Interest coverage
4.48▼
2023 · 8.12
Debt ≤ 1 year
€69k▲
2023 · €67k
Debt > 1 year
€7k▼
2023 · €12k
Income taxes
€6k▼
2023 · €20k
Staff costs
€14k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€208k€218k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Land and buildings22€504€427▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€11k€3k▼
Current assets29/58€194k€212k▲
Amounts receivable within one year40/41€163k€193k▲
Trade receivables40€42k€39k▼
Other amounts receivable41€121k€154k▲
Cash at bank and in hand54/58€28k€15k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€208k€218k▲
Equity10/15€129k€142k▲
Contributions10/11€6k€6k=
Reserves13€102k€114k▲
Distributable reserves133€102k€114k▲
Profit (loss) carried forward14€21k€21k=
Amounts payable17/49€79k€77k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€67k€69k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Financial debts43€360-
Credit institutions430/8€360-
Trade debts44€39k€55k▲
Suppliers440/4€39k€55k▲
Taxes, remuneration and social security45€21k€9k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€2k€3k▲
Accrued charges and deferred income492/3-€383
Income statement
Code20232024
Remuneration, social security and pensions62€8k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€95k€44k▼
Operating profit (loss)9901€75k€25k▼
Financial income75/76B€25€24▼
Recurring financial income75€25€24▼
Financial charges65/66B€10k€6k▼
Recurring financial charges65€10k€6k▼
Profit (loss) for the period before taxes9903€64k€19k▼
Income taxes67/77€20k€6k▼
Profit (loss) for the period9904€45k€12k▼
Profit (loss) for the period to be appropriated9905€45k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€33k▼
Profit (loss) brought forward from the previous period14P€21k€21k=
Transfer to equity691/2€45k€12k▼
To other reserves6921€45k€12k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Highest result since 2018net €45k ▲55.1%
Operating result €75k, net result €45k, both a record.
31-12
Financial
Equity above €100kEq €129k ▲53%
5 profitable years in a row build equity to €129k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Artisans(CER) 194632 SoumagneGround area
1,574 m²
Building footprint
179 m²
Volume, LiDAR
1,348 m³
Parcel 62021A0041/00A003, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62021A0041/00A003 | Wallonia | 1,574 m² | 1 · 179 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHAUFFAGE FULL SANITAIRE
BE 0819.916.650
Sint-Jans-Molenbeek · Eq €141,623
Etablissements DESSART - FONZE
BE 0423.261.874
Awans · Eq €141,634
DL Services
BE 1000.407.520
Evergem · Eq €141,653
ISTAT LOUIS
BE 1006.373.317
Sambreville · Eq €141,464
VERDONCK en zonen
BE 0461.550.942
Herenthout · Eq €141,444
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.