JS CONFORT
ActiveJS CONFORT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €10k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-8
Solvency88▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 3.15 in 2024), but 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
3.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
2 d late
2022
8 d late
2021
31 d late
2020
5 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 9.1%
2024 · €107k
2018: €9k
2019: €30k
2020: €36k
2021: €67k
2022: €86k
2023: €96k
2024: €107k
2018 → 2025
Total assets
€267k▲ 23.1%
2024 · €217k
2018: €126k
2019: €142k
2020: €135k
2021: €191k
2022: €186k
2023: €230k
2024: €217k
2018 → 2025
Net result
€10k▼ 8.7%
2024 · €11k
2018: €-17k
2019: €21k
2020: €6k
2021: €31k
2022: €19k
2023: €10k
2024: €11k
2018 → 2025
Working capital
€90k▼ 10.2%
2024 · €100k
2018: €32k
2019: €47k
2020: €61k
2021: €76k
2022: €81k
2023: €81k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€86k▲ 28.4%€96k▲ 11.7%€107k▲ 11.1%€116k▲ 9.1%
Operating result€43k-€31k▼ 27.9%€21k▼ 30.4%€24k▲ 10.3%€21k▼ 11.6%
Net result€31k-€19k▼ 39.2%€10k▼ 47.1%€11k▲ 6.1%€10k▼ 8.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€108k▲ 53.4%
Current assets
€159k▲ 8.6%
Equity and liabilities €267k
Equity
€116k▲ 9.1%
Debt
€151k▲ 36.6%
The debt ratio rises from 50.9% to 56.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€44k▲
2024 · €41k
Cash flow
€33k▲
2024 · €28k
Solvency
43.5%▼
2024 · 49.1%
Current ratio
2.29▼
2024 · 3.15
Quick ratio
1.42▼
2024 · 1.49
Debt / equity
1.30▲
2024 · 1.04
ROE
8.4%▼
2024 · 10.0%
ROA
3.6%▼
2024 · 4.9%
Interest coverage
5.65▲
2024 · 4.38
Debt
€151k▲
2024 · €110k
Debt ≤ 1 year
€69k▲
2024 · €47k
Debt > 1 year
€76k▲
2024 · €56k
Income taxes
€4k▼
2024 · €4k
Staff costs
€101k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€267k▲
Fixed assets21/28€70k€108k▲
Tangible fixed assets22/27€70k€108k▲
Land and buildings22€39k€33k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€29k€73k▲
Current assets29/58€147k€159k▲
Stocks and contracts in progress3€77k€61k▼
Stocks30/36€77k€61k▼
Amounts receivable within one year40/41€30k€50k▲
Trade receivables40€27k€43k▲
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€30k€38k▲
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€217k€267k▲
Equity10/15€107k€116k▲
Contributions10/11€19k€19k=
Reserves13€2k€12k▲
Distributable reserves133€2k€12k▲
Profit (loss) carried forward14€86k€86k=
Amounts payable17/49€110k€151k▲
Amounts payable after more than one year17€56k€76k▲
Financial debts170/4€56k€76k▲
Amounts payable within one year42/48€47k€69k▲
Current portion of amounts payable after more than one year42€14k€26k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€13k€18k▲
Other amounts payable47/48€7k€6k▼
Accrued charges and deferred income492/3€8k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€101k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€23k▲
Other operating charges640/8€945€1k▲
Gross operating margin9900€94k€146k▲
Operating profit (loss)9901€24k€21k▼
Financial income75/76B€415€202▼
Recurring financial income75€415€202▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€15k€13k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€11k€10k▼
Profit (loss) for the period to be appropriated9905€11k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€96k▲
Profit (loss) brought forward from the previous period14P€75k€86k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €107k ▲11.1%
6 profitable years in a row build equity to €107k.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €31k ▲420%
Operating result €43k, net result €31k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Sébastien HOCQUET
CurrentDirector · since 22-02-2024
22-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Erquelinnes · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Ier 344A6560 ErquelinnesGround area
171 m²
Building footprint
85 m²
Volume, LiDAR
787 m³
Parcel 56022B0414/02H024, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
JS CONFORT
since 20042.142.066.935
JS Confort
since 20072.176.729.983
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56022B0414/02H024 | Wallonia | 171 m² | 1 · 85 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMFORT INFO HVAC
BE 0555.741.506
Schoten · Eq €116k
La Plomberie Eric
BE 0537.307.249
Tubize · Eq €116k
ERIC VANDERLINDEN
BE 0837.212.443
Hoeilaart · Eq €116k
P.P. TRANS
BE 0463.327.131
Manage · Eq €116k
SOMASTA
BE 0792.626.986
Pecq · Eq €116k
Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 4,901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2004
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
46349Wholesale of beverages, general range
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43310Plastering work
45332
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.